Compare Savings Rates in Mount Gay, West Virginia – February 2026

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Best Savings Rates in West Virginia
Best Savings Rates in Mount Gay, West Virginia

Content reviewed by

Brian McKay

Current Mount Gay, West Virginia Savings Rates and MMA Rates

PCB Pendleton Bank has a Kasasa Saver + Savings available at 6.00% APY (min deposit $0). Ohio Valley Bank Co. is offering a Money Market in Mount Gay, West Virginia with an APY of 2.00%. For those in Mount Gay, West Virginia, 167th TFR Federal Credit Union lists a Money Market at 1.26%. Capon Valley Bank is offering a Plateau Premium Money Market in Mount Gay, West Virginia with an APY of 1.26%.

Find the best savings and money market rates in Mount Gay, WV today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in WV, comparing APYs is the best way to maximize your interest earnings.

The following rates reflect recent market quotes and representative offers available to West Virginia depositors. Actual savings rates may vary by financial institution and market conditions.

Savings Rates in Mount Gay, WV and Area

• Kasasa Saver + Savings:
6.00%
• Money Market:
2.00%
• Money Market:
1.26%
• Plateau Premium Money Market:
1.26%
• Freedom Savings:
0.75%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Best Savings Rates and Money Market Rates in Mount Gay, West Virginia & Region February, 2026

PCB Pendleton Bank
128 N Main St
Franklin, WV 26807

Kasasa Saver + Savings

6.00%

West Union Bank
212 Main St
West Union, WV 26456

Kasasa Savings

4.00%

$50

PCB Pendleton Bank
128 N Main St
Franklin, WV 26807

Investment Plus Money Market

2.05%

$25,000

Capon Valley Bank
2 W Main St
Wardensville, WV 26851

Plateau Premium Money Market

1.26%

$25,000

167th TFR Federal Credit Union
1945 Edwin Miller Blvd
Martinsburg, WV 25404

Money Market

1.26%

$2,000

The Citizens Bank of Weston
201 Main Ave
Weston, WV 26452

Money Market

1.00%

$2,500

Freedom Bank, Inc.
20 N Crim Ave
Belington, WV 26250

Freedom Savings

0.75%

The Citizens Bank of Weston
201 Main Ave
Weston, WV 26452

Regular Savings

0.50%

$200

CNB Bank Berkeley Springs, WV
101 S Washington St
Berkeley Springs, WV 25411

Kasasa Savings

0.50%

Pioneer Community Bank, Inc.
5229 Coal Heritage Road
Iaeger, WV 24844

Savings

0.25%

$50

Capon Valley Bank
2 W Main St
Wardensville, WV 26851

Statement Savings

0.20%

$10

FNB Bank, Inc. Romney, WV
105 N High St
Romney, WV 26757

Savings

0.20%

$50

Jefferson Security Bank
105 E Washington St
Shepherdstown, WV 25443

Super Money Market

0.20%

$25,000

The Bank of Romney
95 E Main St
Romney, WV 26757

Savings

0.20%

$10

The Bank of Romney
95 E Main St
Romney, WV 26757

Money Market

0.20%

$2,500

Huntington FSB
1049 5th Ave
Huntington, WV 25701

Statement Savings

0.10%

$50

Putnam County Bank
2761 Main St
Hurricane, WV 25526

Passbook Savings

0.10%

$10

Bayer Heritage Federal Credit Union
788 N State Route 2
New Martinsville, WV 26155

Share Savings

0.10%

$100

Hancock County SB
351 Carolina Ave
Chester, WV 26034

Statement Savings

0.05%

$100

Hancock County SB
351 Carolina Ave
Chester, WV 26034

Money Market

0.05%

$2,000

Jefferson Security Bank
105 E Washington St
Shepherdstown, WV 25443

Simple Savings

0.05%

167th TFR Federal Credit Union
1945 Edwin Miller Blvd
Martinsburg, WV 25404

Share Savings

0.05%

Union Bank, Inc.
700 Wells St
Sistersville, WV 26175

Regular Savings

0.04%

$50

FNB of Peterstown
380 Market Street
Peterstown, WV 24963

Savings

0.03%

$25

Union Bank, Inc.
700 Wells St
Sistersville, WV 26175

Money Market

0.03%

$2,500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Methodology & Data Sources

Local Savings Rate Aggregation: MonitorBankRates tracks savings account rates for Mount Gay, West Virginia by aggregating data from local banks, local credit unions, and national online institutions. Our proprietary technology scans daily to ensure you see the most competitive high-yield savings accounts (HYSAs) and money market accounts available in your area.

Data Accuracy & Safety: The APYs displayed for Mount Gay, West Virginia reflect current market offers. We prioritize data from institutions that are FDIC or NCUA insured to ensure your deposits are protected, and we verify these figures against the institution's published terms to maintain high reliability for savers in WV.

Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Mount Gay, West Virginia. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

How to Find the Best Savings Account in Mount Gay, West Virginia

Compare APY (Annual Percentage Yield) The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
Check Minimum Deposit Requirements Some high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
Review Monthly Fees Avoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
Verify FDIC or NCUA Insurance Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.

Frequently Asked Questions for Mount Gay, West Virginia

What are the current savings rates in Mount Gay, West Virginia? ▼

Below is a list of current savings and money market rates available for Mount Gay, West Virginia. We track lenders daily to provide the most up-to-date APY and term information.

Lender / Product

APY

Min Dep

PCB Pendleton Bank

Kasasa Saver + Savings

6.00%

The Citizens Bank of Weston

Money Market

1.00%

$2,500

The Citizens Bank of Weston

Regular Savings

0.50%

$200

CNB Bank Berkeley Springs, WV

Kasasa Savings

0.50%

Pioneer Community Bank, Inc.

Savings

0.25%

$50

Lender / Product

APY

Min Dep

FNB Bank, Inc. Romney, WV

Savings

0.20%

$50

Jefferson Security Bank

Super Money Market

0.20%

$25,000

The Bank of Romney

Savings

0.20%

$10

First Mutual Bank, FSB

Statement Savings

0.15%

$25,000

Bayer Heritage Federal Credit Union

Share Savings

0.10%

$100

What is a High-Yield Savings Account? ▼

A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.

Are online savings accounts safe? ▼

Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.

Can I withdraw money from a savings account anytime? ▼

Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.

Do savings rates change? ▼

Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.