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Compare Savings Rates in West Point, Virginia – February 2026

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Current West Point, Virginia Savings Rates and MMA Rates

Current rates from Presidential Bank include a Advantage Savings at 3.75% APY. For those in West Point, Virginia, Capital One Bank lists a 360 Performance Savings at 3.30%. Current rates from Truliant Federal Credit Union include a High Yield Rewards Savings (Premium Rate) at 3.20% APY. PCB Pendleton Bank has a Investment Plus Money Market available at 2.05% APY (min deposit $25,000).

Find the best savings and money market rates in West Point, VA today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in VA, comparing APYs is the best way to maximize your interest earnings.

The following rates reflect recent market quotes and representative offers available to Virginia depositors. Actual savings rates may vary by financial institution and market conditions.

Savings Rates in West Point, VA and Area

  • • Advantage Savings:
    3.75%
  • • 360 Performance Savings:
    3.30%
  • • High Yield Rewards Savings (Premium Rate):
    3.20%
  • • Investment Plus Money Market:
    2.05%
  • • Premier Money Market:
    1.65%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Best Savings Rates and Money Market Rates in West Point, Virginia & Region February, 2026

Bank
Product
APY
Min Dep
Primis Bank
Primis Bank
22241 Main St
Courtland, VA 23837
Primis Savings
3.85%
$1
HSBC Bank USA
HSBC Bank USA
1800 Tysons Blvd
Tysons, VA 22102
Premier Relationship Savings
3.30%
$1
Capital One Bank
Capital One Bank
1680 Capital One Dr
Mclean, VA 22102
360 Performance Savings
3.30%
$0
Oak View National Bank
Oak View National Bank
128 Broadview Ave
Warrenton, VA 20186
Kasasa Savings
3.00%
$0
Old Dominion National Bank
Old Dominion National Bank
4916 Plank Rd Ste 216
North Garden, VA 22959
Prime Personal Money Market
2.38%
$10,000
Old Dominion National Bank
Old Dominion National Bank
4916 Plank Rd Ste 216
North Garden, VA 22959
Business Prime Money Market
2.38%
$10,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
224 Commons Way
Williamsburg, VA 23185
Performance Plus Money Market
1.00%
$25,000
First National Bank VA
First National Bank VA
622 Broad St
Altavista, VA 24517
Money Market
0.75%
$2,500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
1310 Braddock Pl
Alexandria, VA 22314
Senate Money Market
0.65%
$2,000
Chain Bridge Bank
Chain Bridge Bank
1445a Laughlin Ave
Mclean, VA 22101
Savings
0.55%
$100
The Blue Grass Valley Bank
The Blue Grass Valley Bank
2583 Blue Grass Valley Rd
Blue Grass, VA 24413
Money Market
0.40%
$2,500
Chain Bridge Bank
Chain Bridge Bank
1445a Laughlin Ave
Mclean, VA 22101
Money Market
0.37%
$100
First National Bank VA
First National Bank VA
622 Broad St
Altavista, VA 24517
Statement Savings
0.30%
$100
Benchmark Community Bank
Benchmark Community Bank
100 S Broad St
Kenbridge, VA 23944
Personal Money Market
0.25%
$100
Benchmark Community Bank
Benchmark Community Bank
100 S Broad St
Kenbridge, VA 23944
Business Money Market
0.25%
$100
Bank of Botetourt
Bank of Botetourt
19747 Main St
Buchanan, VA 24066
Money Market
0.15%
$2,500
Bank of Botetourt
Bank of Botetourt
19747 Main St
Buchanan, VA 24066
Personal Savings
0.15%
$100
The Blue Grass Valley Bank
The Blue Grass Valley Bank
2583 Blue Grass Valley Rd
Blue Grass, VA 24413
Regular Savings
0.15%
$50
National Bank of Blacksburg
National Bank of Blacksburg
144 Main St
Tazewell, VA 24651
Money Market
0.15%
$1,000
First Sentinel Bank
First Sentinel Bank
315 Railroad Ave
Richlands, VA 24641
Emerald Money Market
0.10%
$1,000
First Sentinel Bank
First Sentinel Bank
315 Railroad Ave
Richlands, VA 24641
Consumer Fed Funds Money Market
0.10%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
223 Main St
Appomattox, VA 24522
Money Market
0.10%
$5,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
223 Main St
Appomattox, VA 24522
Statement Savings
0.10%
$100
Chesapeake Bank
Chesapeake Bank
97 N Main St
Kilmarnock, VA 22482
Totally Free Savings
0.10%
$100
Chesapeake Bank
Chesapeake Bank
97 N Main St
Kilmarnock, VA 22482
Money Market
0.05%
$5,000
Old Dominion National Bank
Old Dominion National Bank
4916 Plank Rd Ste 216
North Garden, VA 22959
First Choice Savings
0.05%
$100
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
224 Commons Way
Williamsburg, VA 23185
Membership Savings
0.05%
$5
United States Senate Federal Credit Union
United States Senate Federal Credit Union
1310 Braddock Pl
Alexandria, VA 22314
Primary Savings
0.05%
$5
National Bank of Blacksburg
National Bank of Blacksburg
144 Main St
Tazewell, VA 24651
Statement Savings
0.03%
$25

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Methodology & Data Sources

Local Savings Rate Aggregation: MonitorBankRates tracks savings account rates for West Point, Virginia by aggregating data from local banks, local credit unions, and national online institutions. Our proprietary technology scans daily to ensure you see the most competitive high-yield savings accounts (HYSAs) and money market accounts available in your area.

Data Accuracy & Safety: The APYs displayed for West Point, Virginia reflect current market offers. We prioritize data from institutions that are FDIC or NCUA insured to ensure your deposits are protected, and we verify these figures against the institution's published terms to maintain high reliability for savers in VA.

Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in West Point, Virginia. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

How to Find the Best Savings Account in West Point, Virginia

  1. Compare APY (Annual Percentage Yield) The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
  2. Check Minimum Deposit Requirements Some high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
  3. Review Monthly Fees Avoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
  4. Verify FDIC or NCUA Insurance Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.

Frequently Asked Questions for West Point, Virginia

What are the current savings rates in West Point, Virginia? ▼
Below is a list of current savings and money market rates available for West Point, Virginia. We track lenders daily to provide the most up-to-date APY and term information.

Lender / Product
APY
Min Dep
Presidential Bank
Money Market Advantage
3.62%
$25,000
TD Bank
Signature Savings
2.75%
$100,000
Pentagon Federal Credit Union
Premium Online Savings
2.70%
$5
Old Dominion National Bank
Business Prime Money Market
2.38%
$10,000
Self-Help Credit Union
Money Market
1.77%
$500
Lender / Product
APY
Min Dep
NASA Federal Credit Union
Premier Money Market
1.65%
$10,000
Apple Federal Credit Union
Money Market
1.55%
$2,500
1st Advantage Federal Credit Union
Performance Plus Money Market
1.00%
$25,000
Andrews Federal Credit Union
Premium Money Market
0.80%
$0
Chain Bridge Bank
Savings
0.55%
$100
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.