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Compare Savings Rates in Averill, Vermont – March 2026

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Current Averill, Vermont Savings Rates and MMA Rates

Current rates from New England Federal Credit Union include a Essential Money Market at 4.50% APY. Vermont Federal Credit Union has a High Yield Savings available at 4.00% APY (min deposit $0). Mascoma Bank is offering a Build Savings - Tier 1 in Averill, Vermont with an APY of 3.35%. Current rates from Mascoma Bank include a Build Savings - Tier 2 at 3.35% APY.

Find the best savings and money market rates in Averill, VT today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in VT, comparing APYs is the best way to maximize your interest earnings.

The following rates reflect recent market quotes and representative offers available to Vermont depositors. Actual savings rates may vary by financial institution and market conditions.

Last Updated and Verified: March 6, 2026

Savings Rates in Averill, VT and Area

  • Essential Money Market:
    4.50%
  • High Yield Savings:
    4.00%
  • Build Savings - Tier 1:
    3.35%
  • Build Savings - Tier 2:
    3.35%
  • Commercial Savings:
    3.30%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Last Updated and Verified: March 6, 2026

Best Averill, VT and Area Savings Rates & Money Market Rates

Bank / Credit Union
Product
APY
Min Deposit
New England Federal Credit Union Williston, VT
Essential Money Market
4.50%
$0
Rate 4.50%
Min Deposit $0
Last Updated 03/06/2026
Details up to

Vermont Federal Credit Union Vergennes, VT
High Yield Savings
4.00%
$0
Rate 4.00%
Min Deposit $0
Last Updated 03/06/2026
Details Limited Time Special Rate up to $5,000**

Mascoma Bank Woodstock, VT
Build Savings - Tier 1
3.35%
$5
Rate 3.35%
Min Deposit $5
Last Updated 03/06/2026
Details

Mascoma Bank Woodstock, VT
Build Savings - Tier 2
3.35%
$5
Rate 3.35%
Min Deposit $5
Last Updated 03/06/2026
Details Earns 3.35% APY on balances $0.01-$4,999.99; 0.10% interest on $5,000.00 and above

Bank of Burlington S Burlington, VT
Commercial Savings
3.30%
$0
Rate 3.30%
Min Deposit $0
Last Updated 03/06/2026
Details

Bank of Burlington S Burlington, VT
Commercial Savings
3.09%
$0
Rate 3.09%
Min Deposit $0
Last Updated 03/06/2026
Details

Claremont Savings Bank Springfield, VT
Summit High Yield Savings
3.05%
$25
Rate 3.05%
Min Deposit $25
Last Updated 03/06/2026
Details No maintenance or monthly fees

Citizens Bank Williston, VT
Citizens Private ClientŪ Money Market
3.00%
$0
Rate 3.00%
Min Deposit $0
Last Updated 03/06/2026
Details Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates

Mascoma Bank Woodstock, VT
ELEVATE 1 MMA - Tier 3
3.00%
$0
Rate 3.00%
Min Deposit $0
Last Updated 03/06/2026
Details

Bank of Burlington S Burlington, VT
Commercial Savings
2.84%
$0
Rate 2.84%
Min Deposit $0
Last Updated 03/06/2026
Details

NBT Bank Williston, VT
Accelerate Money Market Tier 5
2.78%
$0
Rate 2.78%
Min Deposit $0
Last Updated 03/06/2026
Details Average daily balance $500,000 +

Citizens Bank Williston, VT
Citizens QuestŪ Money Market
2.75%
$0
Rate 2.75%
Min Deposit $0
Last Updated 03/06/2026
Details Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.

Credit Union of Vermont Credit Union Rutland, VT
Savings Account
2.75%
$0
Rate 2.75%
Min Deposit $0
Last Updated 03/06/2026
Details $500,000+

Credit Union of Vermont Credit Union Rutland, VT
Savings Account
2.50%
$0
Rate 2.50%
Min Deposit $0
Last Updated 03/06/2026
Details $100,000-$499,999

North Country Federal Credit Union S Burlington, VT
Share Savings Account
2.35%
$0
Rate 2.35%
Min Deposit $0
Last Updated 03/06/2026
Details Earns 2.35% APY on balances $100,000+

Bank of Burlington S Burlington, VT
Commercial Savings
2.32%
$0
Rate 2.32%
Min Deposit $0
Last Updated 03/06/2026
Details

NBT Bank Williston, VT
Accelerate Money Market Tier 4
2.27%
$0
Rate 2.27%
Min Deposit $0
Last Updated 03/06/2026
Details Average daily balance $250,000 < $500,000

The Bank of Bennington Rutland, VT
Premier Money Market
2.25%
$0
Rate 2.25%
Min Deposit $0
Last Updated 03/06/2026
Details

North Country Federal Credit Union S Burlington, VT
Share Savings Account
2.10%
$0
Rate 2.10%
Min Deposit $0
Last Updated 03/06/2026
Details Earns 2.10% APY on balances $50,000 - $99,999

Mascoma Bank Woodstock, VT
ELEVATE 1 MMA - Tier 2
2.00%
$0
Rate 2.00%
Min Deposit $0
Last Updated 03/06/2026
Details

Heritage Family Federal Credit Union South Londonderry, VT
Money Market Share Accounts
2.00%
$0
Rate 2.00%
Min Deposit $0
Last Updated 03/06/2026
Details

The Bank of Bennington Rutland, VT
Premier Money Market
2.00%
$0
Rate 2.00%
Min Deposit $0
Last Updated 03/06/2026
Details

Credit Union of Vermont Credit Union Rutland, VT
Savings Account
2.00%
$0
Rate 2.00%
Min Deposit $0
Last Updated 03/06/2026
Details $50,000-$99,999

White River Credit Union Rochester, VT
Essential Money Market
1.80%
$0
Rate 1.80%
Min Deposit $0
Last Updated 03/06/2026
Details Up To

802 Credit Union Windsor, VT
Money Markets
1.80%
$0
Rate 1.80%
Min Deposit $0
Last Updated 03/06/2026
Details

NBT Bank Williston, VT
Accelerate Money Market Tier 3
1.76%
$0
Rate 1.76%
Min Deposit $0
Last Updated 03/06/2026
Details Average daily balance $100,000 < $250,000

Heritage Family Federal Credit Union South Londonderry, VT
Money Market Share Accounts
1.70%
$0
Rate 1.70%
Min Deposit $0
Last Updated 03/06/2026
Details

802 Credit Union Windsor, VT
Money Markets
1.65%
$0
Rate 1.65%
Min Deposit $0
Last Updated 03/06/2026
Details

Heritage Family Federal Credit Union South Londonderry, VT
Money Market Share Accounts
1.55%
$0
Rate 1.55%
Min Deposit $0
Last Updated 03/06/2026
Details

North Country Federal Credit Union S Burlington, VT
Share Savings Account
1.55%
$0
Rate 1.55%
Min Deposit $0
Last Updated 03/06/2026
Details Earns 1.55% APY on balances $25,000 - $49,999

The Bank of Bennington Rutland, VT
Premier Money Market
1.50%
$0
Rate 1.50%
Min Deposit $0
Last Updated 03/06/2026
Details

Credit Union of Vermont Credit Union Rutland, VT
Savings Account
1.50%
$0
Rate 1.50%
Min Deposit $0
Last Updated 03/06/2026
Details $25,000-$49,999

North Country Federal Credit Union S Burlington, VT
Share Savings Account
1.50%
$0
Rate 1.50%
Min Deposit $0
Last Updated 03/06/2026
Details Earns 1.50% APY on balances $10,000 - $24,999

TrustCo Bank Bennington, VT
Money Market
1.48%
$0
Rate 1.48%
Min Deposit $0
Last Updated 03/06/2026
Details Money Market- $2,000,000 to $4,999,999.99

NBT Bank Williston, VT
Accelerate Money Market Tier 2
1.46%
$0
Rate 1.46%
Min Deposit $0
Last Updated 03/06/2026
Details Average daily balance $50,000 < $100,000

Bank of Burlington S Burlington, VT
Commercial Savings
1.46%
$0
Rate 1.46%
Min Deposit $0
Last Updated 03/06/2026
Details

Credit Union of Vermont Credit Union Rutland, VT
Savings Account
1.45%
$0
Rate 1.45%
Min Deposit $0
Last Updated 03/06/2026
Details $10,000-$24,999

North Country Federal Credit Union S Burlington, VT
Share Savings Account
1.40%
$0
Rate 1.40%
Min Deposit $0
Last Updated 03/06/2026
Details Earns 1.40% APY on balances $2,000 - $9,999

Heritage Family Federal Credit Union South Londonderry, VT
Money Market Share Accounts
1.30%
$0
Rate 1.30%
Min Deposit $0
Last Updated 03/06/2026
Details

802 Credit Union Windsor, VT
Money Markets
1.25%
$0
Rate 1.25%
Min Deposit $0
Last Updated 03/06/2026
Details

Credit Union of Vermont Credit Union Rutland, VT
Savings Account
1.20%
$0
Rate 1.20%
Min Deposit $0
Last Updated 03/06/2026
Details $2,000-$9,999

TrustCo Bank Bennington, VT
Money Market
1.01%
$0
Rate 1.01%
Min Deposit $0
Last Updated 03/06/2026
Details Money Market- $2,000,000 to $4,999,999.99

NBT Bank Williston, VT
Accelerate Money Market Tier 1
1.00%
$0
Rate 1.00%
Min Deposit $0
Last Updated 03/06/2026
Details Average daily balance $25,000 < $50,000

SeaComm Federal Credit Union South Burlington, VT
Money Market Account
1.00%
$0
Rate 1.00%
Min Deposit $0
Last Updated 03/06/2026
Details

802 Credit Union Windsor, VT
Money Markets
1.00%
$0
Rate 1.00%
Min Deposit $0
Last Updated 03/06/2026
Details

TrustCo Bank Bennington, VT
Money Market
0.99%
$0
Rate 0.99%
Min Deposit $0
Last Updated 03/06/2026
Details Money Market- $500,000 to $1,999,999.99

TrustCo Bank Bennington, VT
Home Town Savings
0.95%
$0
Rate 0.95%
Min Deposit $0
Last Updated 03/06/2026
Details $250,000 and above

TrustCo Bank Bennington, VT
Money Market
0.95%
$0
Rate 0.95%
Min Deposit $0
Last Updated 03/06/2026
Details Money Market- $100,000 to $499,999.99

TrustCo Bank Bennington, VT
Home Town Savings
0.91%
$0
Rate 0.91%
Min Deposit $0
Last Updated 03/06/2026
Details $100,000 to $249,999.99

TrustCo Bank Bennington, VT
Home Town Savings
0.80%
$0
Rate 0.80%
Min Deposit $0
Last Updated 03/06/2026
Details $50,000 to $99,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Averill, Vermont directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Averill, Vermont. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in VT.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.

Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Averill, Vermont. It is always advisable to check with the specific financial institution's official website for the most current offers and terms. Last Updated and Verified: March 6, 2026

How to Find the Best Savings Account in Averill, Vermont

  1. Compare APY (Annual Percentage Yield) The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
  2. Check Minimum Deposit Requirements Some high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
  3. Review Monthly Fees Avoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
  4. Verify FDIC or NCUA Insurance Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.

Frequently Asked Questions for Averill, Vermont

What are the current savings rates in Averill, Vermont and the surrounding area
Below is a list of current savings and money market rates available for Averill, Vermont. We track lenders daily to provide the most up-to-date APY and term information.

Lender / Product
APY
Min Dep
New England Federal Credit Union
Essential Money Market
4.50%
$0
Vermont Federal Credit Union
High Yield Savings
4.00%
$0
Mascoma Bank
Build Savings - Tier 1
3.35%
$5
Mascoma Bank
Build Savings - Tier 2
3.35%
$5
Bank of Burlington
Commercial Savings
3.30%
$0
Lender / Product
APY
Min Dep
Bank of Burlington
Commercial Savings
3.09%
$0
Claremont Savings Bank
Summit High Yield Savings
3.05%
$25
Citizens Bank
Citizens Private ClientŪ Money Market
3.00%
$0
Mascoma Bank
ELEVATE 1 MMA - Tier 3
3.00%
$0
Bank of Burlington
Commercial Savings
2.84%
$0
Last Updated and Verified: March 6, 2026
What is a High-Yield Savings Account?
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe?
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime?
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change?
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.