Compare Savings Rates in Dallas, Texas – February 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Current Dallas, Texas Savings Rates and MMA RatesCurrent rates from Beal Bank USA include a Statement Savings at 3.75% APY. Capital One Bank is offering a 360 Performance Savings in Dallas, Texas with an APY of 3.30%. Citizens National Bank Cameron, TX is offering a Advantage Plus Savings in Dallas, Texas with an APY of 2.00%. Interstate Bank has a Money Market available at 1.46% APY (min deposit $2,500). Find the best savings and money market rates in Dallas, TX today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in TX, comparing APYs is the best way to maximize your interest earnings. The following rates reflect recent market quotes and representative offers available to Texas depositors. Actual savings rates may vary by financial institution and market conditions. Savings Rates in Dallas, TX and Area
Rates shown are recent market averages and representative quotes. Actual rates may vary. Best Savings Rates and Money Market Rates in Dallas, Texas & Region February, 2026
ManageMINT Emerald Money Market
3.10%
$250,000
Advantage Plus Savings
2.00%
$100
Money Market
1.55%
$1,000
Performance Money Market
1.15%
$50,000
Premier Money Market
0.55%
$25,000
Share Savings
0.55%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Methodology & Data SourcesLocal Savings Rate Aggregation: MonitorBankRates tracks savings account rates for Dallas, Texas by aggregating data from local banks, local credit unions, and national online institutions. Our proprietary technology scans daily to ensure you see the most competitive high-yield savings accounts (HYSAs) and money market accounts available in your area. Data Accuracy & Safety: The APYs displayed for Dallas, Texas reflect current market offers. We prioritize data from institutions that are FDIC or NCUA insured to ensure your deposits are protected, and we verify these figures against the institution's published terms to maintain high reliability for savers in TX.
Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Dallas, Texas.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
How to Find the Best Savings Account in Dallas, Texas
Frequently Asked Questions for Dallas, Texas
What are the current savings rates in Dallas, Texas? ▼
Below is a list of current savings and money market rates available for Dallas, Texas. We track lenders daily to provide the most up-to-date APY and term information.
Lender / Product APY Min Dep Beal Bank USA
Money Market
3.25%
$1,000
NBT Financial Bank
Personal Savings
2.07%
$200
Randolph Brooks FCU
Choice Money Market
1.76%
$2,500
Perryton National Bank
Money Market
1.51%
$2,500
First United Bank Dimmitt, TX
Performance Money Market
1.15%
$50,000
Lender / Product APY Min Dep Perryton National Bank
Savings
1.01%
$100
4U Federal Credit Union
Money Market
1.01%
$2,000
Farmers State Bank Center, TX
Savings
0.60%
$100
Farmers State Bank Center, TX
Money Market Plus
0.55%
$25,000
Coleman County State Bank
Money Market
0.50%
$1,000
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.
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