Compare Savings Rates in South Carolina – March 2026Current South Carolina Savings Rates and MMA RatesMarine Federal Credit Union is offering a Choice Money Market in South Carolina with an APY of 4.07%. Current rates from Truliant Federal Credit Union include a Accelerate Money Market Special at 3.75% APY. Current rates from Market USA Federal Credit Union include a High-Yield VIP Savings at 3.75% APY. For those in South Carolina, Palmetto First Federal Credit Union lists a Jumbo Money Market at 3.50%. Find the best savings and money market rates in South Carolina today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in SC, comparing APYs is the best way to maximize your interest earnings. The following rates reflect recent market quotes and representative offers available to South Carolina depositors. Actual savings rates may vary by financial institution and market conditions.
Last Updated and Verified: March 5, 2026
Savings Rates in South Carolina and Area
Rates shown are recent market averages and representative quotes. Actual rates may vary.
Last Updated and Verified: March 5, 2026
Best South Carolina and Area Savings Rates & Money Market RatesBank / Credit Union
Product
APY
Min Deposit
Marine Federal Credit Union Beaufort, SC
Choice Money Market
4.07%
$0
▼
Rate 4.07%
Min Deposit $0
Last Updated 03/05/2026
Details
Limit of one per account. No Debit Card or Check access allowed. May be used for overdraft protection.
Truliant Federal Credit Union Mauldin, SC
Accelerate Money Market Special
3.75%
$25,000
▼
Rate 3.75%
Min Deposit $25,000
Last Updated 03/05/2026
Details
The rate is guaranteed through April 30, 2026. Rolls over to an Accelerate Money Market where standard tiered rates apply when the promotional rate expires. To receive the 3.75% APY, the daily balance must remain at $25,000 or greater. If the minimum daily balance falls below $25,000, the 1.000% APY applies. The minimum deposit to open an Accelerate Money Market Special is $25,000. The initial $25,000 must be from funds not already on deposit at Truliant. After the initial $25,000, existing Truliant funds can be transferred. A $10 monthly fee will be charged if your average monthly balance falls below $2,500. A $10 fee will be charged to each withdrawal over the allowable limit of six (6) withdrawals per month. Fees may reduce the earnings on the account. Rate are variable and may change after the account is opened. Not available on Business or IRA accounts.
Market USA Federal Credit Union Greenville, SC
High-Yield VIP Savings
3.75%
$0
▼
Rate 3.75%
Min Deposit $0
Last Updated 03/05/2026
Details
Palmetto First Federal Credit Union Florence, SC
Jumbo Money Market
3.50%
$0
▼
Rate 3.50%
Min Deposit $0
Last Updated 03/05/2026
Details
Truist Yemassee, SC
Small Business Money Market Account
3.40%
$0
▼
Rate 3.40%
Min Deposit $0
Last Updated 03/05/2026
Details
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account.
Palmetto First Federal Credit Union Florence, SC
Jumbo Money Market
3.30%
$0
▼
Rate 3.30%
Min Deposit $0
Last Updated 03/05/2026
Details
PNC Bank Rock Hill, SC
PNC High Yield Savings®
3.30%
$1
▼
Rate 3.30%
Min Deposit $1
Last Updated 03/05/2026
Details
Truliant Federal Credit Union Mauldin, SC
Accelerate Money Market
3.25%
$2,500
▼
Rate 3.25%
Min Deposit $2,500
Last Updated 03/05/2026
Details
$2,500 minimum opening deposit
Truliant Federal Credit Union Mauldin, SC
High Yield Rewards Savings Premium Rate
3.20%
$0
▼
Rate 3.20%
Min Deposit $0
Last Updated 03/05/2026
Details
The Huntington National Bank Spartanburg, SC
High-Yield Money Market
3.20%
$25,000
▼
Rate 3.20%
Min Deposit $25,000
Last Updated 03/05/2026
Details
Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here. Methodology & Data SourcesDirect-Sourced & Verified Savings Rate Data: We aggregate savings account rates for South Carolina directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy. Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in South Carolina. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in SC. Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.
Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in South Carolina.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Last Updated and Verified: March 5, 2026
How to Find the Best Savings Account in South Carolina
Frequently Asked Questions for South Carolina
What are the current savings rates in South Carolina and the surrounding area ▼
Below is a list of current savings and money market rates available for South Carolina. We track lenders daily to provide the most up-to-date APY and term information.
Lender / Product APY Min Dep Marine Federal Credit Union
Choice Money Market
4.07%
$0
Truliant Federal Credit Union
Accelerate Money Market Special
3.75%
$25,000
Market USA Federal Credit Union
High-Yield VIP Savings
3.75%
$0
Palmetto First Federal Credit Union
Jumbo Money Market
3.50%
$0
Truist
Small Business Money Market Account
3.40%
$0
Lender / Product APY Min Dep Palmetto First Federal Credit Union
Jumbo Money Market
3.30%
$0
PNC Bank
PNC High Yield Savings®
3.30%
$1
Truliant Federal Credit Union
Accelerate Money Market
3.25%
$2,500
Truliant Federal Credit Union
High Yield Rewards Savings Premium Rate
3.20%
$0
The Huntington National Bank
High-Yield Money Market
3.20%
$25,000
Last Updated and Verified: March 5, 2026
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.
Cities in South CarolinaAbbeville
Adams Run
Aiken
Alcolu
Allendale
Anderson
Andrews
Arcadia
Awendaw
Aynor
Ballentine
Bamberg
Barnwell
Batesburg
Batesburg-Leesville
Bath
Beaufort
Beech Island
Belton
Bennettsville
Bethera
Bethune
Bishopville
Blacksburg
Blackstock
Blackville
Blair
Blenheim
Bluffton
Blythewood
Bonneau
Bowling Green
Bowman
Bradley
Branchville
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Camden
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Cassatt
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Central
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Cheraw
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Clio
Clover
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Conestee
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Conway
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Davis Station
Denmark
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Due West
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Easley
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Mayo
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Modoc
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Williamston
Williston
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Winnsboro
Woodruff
Yemassee
York
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