Top Savings Rates/Money Market Rates

Current savings account rates and money market rates are very low and probably will be low until the beginning of 2015 or possibly earlier if the economy ever gets off the ground. The highest savings account rates on our national rate list are just above 1.00 percent. The highest money market rates on our list are also just above 1.00 percent.

An interest rate just above 1.00 percent might not sound like a high rate but when you compare these rates to the current national average rates 1.00 percent starts to look a lot better. The FDIC's national  rate survey has average savings account rates at 0.09 percent. Average money market account rates are a little higher at 0.13 percent. Jumbo savings rates are also averaging 0.09 percent and jumbo money market rates are a little higher at 0.19 percent.

Here is a current list of the top savings account rates and money market account rates on our rate lists.

  1. CIT Bank Savings Rates 1.04% APY 1.05%
  2. Union Federal Savings Bank Money Market Rates 1.04% APY 1.05%
  3. EverBank Money Market Account APY 1.01%
  4. Barclays Online Savings Rates 1.00% APY 1.00%

    Sallie Mae Bank Money Market Rates 0.90% APY 0.90%

  5. Ally Bank Account Savings Rates 0.89% APY 0.89%
  6. Ally Bank Money Market Account Rates 0.89% APY 0.89%
  7. American Express Bank Savings Rates 0.85% APY 0.85%
  8. MetLife Bank Savings Rates 0.85% APY 0.85%
  9. Able Banking Money Market Account Rates 0.85% APY 0.85%
  10. Colorado Federal Savings Bank Rates 0.85% APY 0.85%
  11. Discover Bank Savings Rates 0.80% APY 0.80%
  12. Bank of Internet USA Savings Rates 0.80% APY 0.80%
  13. ING Direct Savings Rates 0.80% APY 0.80%
  14. Bank of Internet USA Money Market Rates 0.75% APY 0.75%
  15. Flagstar Direct Money Market Rate 0.70% APY 0.70%

If you find a savings account rate or money market account rate higher than our highest rate please contact us and let us know which financial institution is offering better rates.

 
Author: Lisa Graham
August 28th, 2012

Best Savings Rates and Money Market Rates April 19, 2024

Bank
Product
APY
Min Dep
SmartPlus Savings <-$500
7.00%
$0
Explorer Youth Savings <-$500
7.00%
$0
First Step (Youth) Savings <-$500
7.00%
$0
Primary Savings
6.17%
$5
Member Advantage Savings <-$500
6.17%
$5
Stash (Emergency) Savings<_$2,500
6.00%
$0
Online Savings Account special
5.75%
$0
High Yield Savings
5.55%
$500
Savings (Cash Reserve New Money) 3-Month Intro
5.50%
$10
Money Market Savings
5.48%
$1,000,000
Core Savings Promotional
5.40%
$100
High-Yield Savings
5.35%
$5,000
Cornerstone Money Market Savings Account
5.30%
$100
High Yield Savings Account
5.30%
$2,500
Savings Account
5.30%
$25,000
High Yield Savings
5.27%
$0
High-Yield Online Savings Account
5.25%
$100
Secure Savings
5.25%
$0
Savings Account High Yield
5.25%
$2,500
Savings Account
5.25%
$0
Personal High Yield Savings
5.25%
$0
Savings Account via Raisin
5.24%
$1
Premier Savings Account
5.21%
$1,000
Savings Account
5.15%
$100
Performance Savings
5.15%
$0
Max Interest Savings Account
5.15%
$10
Yield Shield Savings Account
5.14%
$25,000
Savings Account
5.13%
$0
Progressive Savings Tier 1
5.13%
$0
Health Savings Account
5.12%
$0
Money Market Savings
5.12%
$250,000
Online Savings Account
5.10%
$0
Savings Account
5.10%
$0
Soaring Savings
5.10%
$25,000
Jumbo Savings
5.10%
$25,000
RoundUp Savings
5.10%
$5
Smart Savings
5.10%
$0
Savings Account
5.07%
$1
Platinum Savings
5.05%
$5,000
eOne Savings Account
5.01%
$10
eRelationship Savings Account
5.01%
$25,000
Savings Account
5.01%
$0
Savings Account
5.00%
$1,000
Dollar Savings Account
5.00%
$0
Savings Account
5.00%
$100
Student Savings
5.00%
$0
Money Market Savings
5.00%
$50
Online Savings Account
5.00%
$5
Savings Account BLUE AXIS EDGE
5.00%
$0
Savings Account
5.00%
$0
Radiant Savings Account new money
5.00%
$100
Triple Rate Savings
5.00%
$500,000
Kasasa Saver Savings Account
5.00%
$100
Affinity Specialty Savings <-$25K
5.00%
$0
High-Yield Savings Account <-$5K
5.00%
$0
Statement Savings Advanced
5.00%
$0
Orange Saver Savings
5.00%
$0
Student Savings
5.00%
$500
Select III Savings
5.00%
$25,000
High Yield Rewards Savings
5.00%
$5
Primary Savings
5.00%
$0
IRA Savings
5.00%
$2,000
e-Savings <-$500
5.00%
$1
Online Savings Account
4.90%
$1,000
Premium Savings Account
4.80%
$100,000
Savings Account
4.75%
$0
High-Yield Online Savings Account
4.75%
$0
High Yield Savings
4.75%
$0
Savings (Cash Reserve)
4.75%
$0
Savings+
4.75%
$50,000
High Yield Savings
4.70%
$5,000
Business High Yield Savings
4.70%
$500,000
High Yield Savings
4.65%
$0
High Dividend Savings
4.65%
$500
Eagle Savings
4.65%
$100
Savings Account
4.60%
$0
Connection Plus Savings
4.60%
$2,500
High Yield Savings Account
4.60%
$100
Relationship savings
4.60%
$5,000
Eagle Premium Savings Account
4.59%
$100,000
High Yield Savings
4.50%
$100
Premier Relationship Savings
4.50%
$1
Personal Savings
4.50%
$0
High Yield Online Savings
4.50%
$0
Premier Relationship Savings account
4.50%
$1
Propel Preferred Savings
4.50%
$50
High Yield Savings
4.50%
$0
Advantage Savings
4.50%
$100
Preferred Savings
4.50%
$5
Premier Savings new customer
4.45%
$50,000
High Yield Savings
4.40%
$1
Online Savings Account
4.40%
$0
Business Savings
4.40%
$5,000,000
Personal Savings Account
4.40%
$0
360 Performance Savings
4.35%
$0
Online Savings Account
4.35%
$0
High Yield Savings Account
4.35%
$0
Savings Account
4.35%
$0
Companion Savings w/CD
4.33%
$10
Bank
Product
APY
Min Dep
Indexed Money Market (Tier 1) <-$2.5K
5.50%
$50
Business Money Market
5.50%
$2,500
Money Market Savings
5.48%
$1,000,000
Money Market Choice Personal
5.34%
$50,000
Max Money Market
5.33%
$1,000
Cornerstone Money Market Savings Account
5.30%
$100
Money Market
5.26%
$25,000
Secure Money Market
5.25%
$0
High Yield Money Market Account
5.25%
$1,000
Money Market
5.25%
$100,000
High-Rate Jumbo Money Market
5.22%
$100,000
Money Market High Yield
5.20%
$100,000
Shield Money Market
5.15%
$0
Money Market Savings
5.12%
$250,000
Money Market
5.10%
$250,000
Purley Money Market
5.05%
$25,000
eMoney Market
5.00%
$0
Money Market Savings
5.00%
$50
Coastline Money Market
5.00%
$75,000
High-Yield Money Market $10K new money
5.00%
$50,000
Win-Win Money Market
5.00%
$25,000
Personal Money Market
5.00%
$500,000
MonuMINT Business Emerald Money Market
5.00%
$500,000
ManageMINT Emerald Money Market
5.00%
$250,000
Hi-Rate Monthly Money Market
5.00%
$1
Commercial Money Market
5.00%
$1,000,000
Money Market
5.00%
$100
Money Market Saving
4.95%
$50,000
Elite Money Market Account
4.92%
$25,000
Online Money Market
4.90%
$1,000
Mega Money Market
4.90%
$0
Mega Money Market Checking
4.90%
$0
T Money Market Personal
4.90%
$100,000
T Money Market Commercial
4.90%
$100,000
Money Market
4.85%
$1,000,000
Maximize Money Market
4.85%
$1,000,000
SuperSaver Money Market Account Jumbo
4.81%
$100,000
Premier Money Market
4.80%
$250,000
Money Market
4.78%
$25,000
Money Market Checking
4.78%
$4,000,000
Money Market
4.75%
$0
Smart Move Money Market
4.75%
$10,000
Platinum Money Market
4.75%
$2,000,000
Prosper Money Market 90-Day Promo
4.75%
$25,000
Money Market (6-month intro new money)
4.72%
$25,000
Premium Money Market Account
4.70%
$25,000
Money Market (with Private Client Account)
4.70%
$25,000
1903 Money Market
4.70%
$50,000
High Yield Money Market
4.70%
$2,500,000
Business High Yield Money Market
4.70%
$2,500,000
Money Market Deposit
4.70%
$0
Money Market
4.65%
$1,000,000
High Yield Money Market
4.60%
$500,000
Premier Money Market
4.60%
$50,000
Money Market
4.60%
$1,000,000
Money Market relationship bonus
4.58%
$25,000
Super Saver Money Market
4.50%
$50,000
Money Market
4.50%
$100,000
Money Market HYMMIA (requirements)
4.50%
$15,000
Money Market Everett Elite (new money)
4.50%
$100,000
Sapphire Money Market
4.50%
$2,000,000
Business Sapphire Money Market
4.50%
$2,000,000
Your Hometown Money Market
4.50%
$25,000
Investment Money Market
4.50%
$500,000
Personal Money Market
4.50%
$0
High Yield Money Market
4.50%
$25,000
High Yield Money Market
4.50%
$1,000,000
Elite Money Market Account
4.50%
$25,000
Money Market (Non-Relationship)
4.49%
$25,000
High Yield Money Market
4.46%
$1,000,000
Money Market Platinum
4.40%
$100,000
Business Premium Money Market
4.40%
$5,000,000
Money Market Advantage Checking
4.37%
$25,000
Money Market special (new money only)
4.35%
$25,000
Money Market
4.33%
$1,500,000
Money Market
4.33%
$500,000
6-Month CD Money Market
4.33%
$1,000
Prosper Money Market
4.30%
$25,000
Money Market
4.30%
$25,000
Yield Pledge Money Market 12-month intro
4.30%
$100,000
Commercial Money Market
4.28%
$1,000,000
Advantage Money Market
4.25%
$25,000
High Yield Money Market
4.25%
$100,000
Platinum Money Market
4.25%
$2,500
Money Market Special
4.25%
$2,500
Money Market High Yield special
4.25%
$15,000
Money Market Account
4.25%
$250,000
Money Market Tier 9
4.25%
$5,000,000
Premier Money Market
4.25%
$500,000
Money Market
4.25%
$5,000,000
Business Money Market
4.25%
$5,000,000
Ultimate Plus Money Market
4.25%
$1,000,000
Money market
4.25%
$500,000
Money Market
4.25%
$0
Gold Money Market account
4.22%
$5,000,000
Premium Money Market
4.20%
$250,000
18-Month Money Market Certificate Special
4.20%
$500
Money Market
4.18%
$1,000,000
Money Market
4.18%
$1,000,000
Personal Money Market
4.15%
$300,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

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