Best Savings Account Rates & Money Market Account Rates

Savings account rates and money market account rates are averaging less than .50 percent but you can find rates higher than the national average rate. 

Right now, UFB direct tops our list of the best savings account rates and money market account rates. The bank's current annual percentage yield (APY) is 1.55 percent. The minimum opening account balance is $1.00.




Looking for the best rates? Search our savings account/money market account interest rate tables for the best interest rates: Best Rates

American Express Bank and Bank of Internet USA are tied for second place with a 1.50% APY. American Express Bank's savings account has a minimum opening deposit of $1.00. Bank of Internet's minimum opening balance is $100.

Here is a list of the best savings account rates and money market account rates in  Minneapolis, MN, Cleveland, OH, Washington, DC, New York, NY, Boston, MA, Atlanta, GA, Pleasanton, CA, San Francisco, CA and Chicago, IL.

Best Savings Account Rates & Money Market Account Rates

• UFB Direct 1.55% APY Min $1    


• American Express Bank FSB 1.50% APY Min $0


• Bank of Internet USA 1.50% APY Min $100     


• Capital One Direct Banking 1.45% APY Min $10000


• Nationwide Bank 1.45% APY Min $10000   


• Ally Bank  1.44% APY Min $1    


• Giantbank.com 1.41% APY Min $1000     


• WTDirect 1.41% APY Min $10000      


• FNBO DIRECT 1.40% APY Min $1      


• Discover Bank 1.40% APY Min $10000      


• National City Bank 1.35% APY Min $1     


• AIG Bank 1.26% APY Min $10000      


• EverBank 1.26% APY Min $1

Find the highest savings account rates and money market account  rates in your area: Highest Savings Rates and Money Market Rates