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Banesco USA Savings Rates – Best Rate Alert

Banesco USA Savings Rates - Best Rate AlertBanesco USA savings rates were recently increased and are now the best savings rate available on our rate list. Current savings rates at Banesco USA are at 2.44 percent with an APY of 2.47 percent. This savings rate from Banesco USA is on the bank's BanesGrow Savings Account. The minimum opening deposit for a BanesGrow Savings Account is $100 and the minimum deposit to earn the high savings rate of 2.47 percent is $300. To give you an idea of how high the savings rate from Banesco USA is the current FDIC Week National Rate is a pathetic 0.10 percent.

Interested earned on the BanesGrow account is created the last day of your monthly statement. You have access to your account online and by using mobile banking. To apply for an account online you need to have the following information.

BanesGrow Savings Account Info Needed

  • Be a U.S. citizen or resident alien (the bank doesn't offer to title accounts opened online in the name of a trust, however, the trust can be set up as a beneficiary)

  • Be 18 years or older

  • Have a Social Security number, and a driver’s license or state-issued ID

  • Have a previous home address (if you have lived at your current home address less than 6 months)

  • Have a Checking or Savings account information to fund your new account (funds must be available at the time of account application)

  • Have individual email addresses for each account signer

BanesGrow Savings Account Fees

  • Minimum to open $100

  • Minimum balance required to avoid a maintenance fee - $300 Daily balance

  • Below balance maintenance fee - $5 Monthly

  • An excess item fee will be charged for each transaction in excess of 6 during a monthly statement cycle - $10 each occurrence

See how other online savings account rates compare to Banesco savings rate to get the best deal today.
Author: Brian McKay
March 7th, 2019
Posted in: Savings Accounts