MonitorBankRates

Savings Account Rates | Compare the Best Savings Account Rates at Banks and Credit Unions

Compare the Best Savings Account Rates from banks and credit unions across the United States. We have savings account rates listed from local, regional, national and online banks. You can always find the highest savings rates with us.

Best CD Rates in Updated January, 2026

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
First Step (Youth) Savings
7.00%
$1
Whatcom Educational Credit Union
Stash (Emergency) Savings
6.00%
$1
PCB Pendleton Bank
Kasasa Saver + Savings
6.00%
$0
BECU Boeing Employees Credit Union
Advantage Savings (Member Advantage)
5.12%
$5
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
DCU Digital Federal Credit Union
Primary Savings
5.00%
$5
Service Federal Credit Union
Primary Savings
5.00%
$0
Bank of Greene County
E Savings
5.00%
$1
Gesa Credit Union
SmartPlus Savings
5.00%
$0
Gesa Credit Union
Explorer Youth Savings
5.00%
$0
Leader Bank
Zeugma Plus Savings
4.75%
$10
Fitness Bank
Fitness Savings
4.45%
$10,000
Newtek Bank
High Yield Savings
4.35%
$1
Neighbors Bank
Savings
4.20%
$1
Bread Financial
High Yield Savings
4.05%
$100
MyBankingDirect.com
High Yield Savings
4.02%
$500
Colorado Federal Savings Bank
High Yield Savings
4.00%
$1
Ivy Bank, a div of Cambridge Savings Bank
High Yield Savings
4.00%
$2,500
Addition Financial Credit Union
Savings Plus
4.00%
$50
Community Bank of Trenton
Extreme Green Savings
4.00%
$25
First Bank Hampton
Moneybuilder + Savings
4.00%
$0
Goldwater Bank
High Yield Savings
4.00%
$100
Carver Federal Savings Bank
High Yield Savings
4.00%
$5,000
West Union Bank
Kasasa Savings
4.00%
$50
LendingClub
LevelUp Savings
4.00%
$1
Vibrant Credit Union
Preferred Savings
4.00%
$1
SFGI Direct
Savings
3.95%
$1
EverBank
Performance Savings
3.90%
$0
My eBanc, a division of Bradesco Bank
eRelationship Savings
3.90%
$25,000
Primis Bank
Primis Savings
3.85%
$1
Forbright
Growth Savings
3.85%
$250
Elevault
Savings
3.82%
$0
Waterman Bank
High Yield Savings
3.82%
$50
Blue Foundry Bank
Blue Axis Edge Savings
3.80%
$5
Live Oak Bank
Savings
3.80%
$0
Rising Bank
High Yield Savings
3.75%
$1,000
First Foundation Bank
Online Savings
3.75%
$1,000
Beal Bank USA
Statement Savings
3.75%
$500
OWB One World Bank
Regular Savings
3.75%
$100
Spring Bank Bronx, NY
Savings
3.75%
$100
Presidential Bank
Advantage Savings
3.75%
$5,000
BrioDirect
High-Yield Savings
3.75%
$5,000
EagleBank
Eagle High-Yield Savings
3.70%
$1,000
Sallie Mae
SmartyPig Savings Account
3.65%
$0
TAB Bank
High Yield Savings
3.61%
$0
Salem Five Direct
eOne Savings
3.61%
$10
Shoreham Bank
Soaring Savings
3.60%
$25,000
CNB Bank Direct
High Yield Savings
3.60%
$100
Ally Bank
Savings
3.60%
$0
Apple Bank for Savings
Simple Savings
3.55%
$10
Arundel Federal Savings Bank
Goal Maker Savings
3.55%
$5
Mutual Security Credit Union
Progressive Savings
3.54%
$0
BankVista
Kasasa Savings
3.51%
$50
E-Trade
Premium Savings
3.50%
$0
USAlliance Financial
High Dividend Savings
3.50%
$500
Luminate Bank
Radiant Savings
3.50%
$0
Andrews Federal Credit Union
High Yield Savings
3.50%
$1
U.S. Bank
Bank Smartly Savings Account
3.50%
$100,000
Customers Bank
Yield Shield Savings
3.48%
$25,000
Beal Bank
Statement Savings
3.45%
$500
RBMAX
Max Interest Savings
3.40%
$10
Seattle Bank
Digital Direct Savings
3.40%
$100
Dollar Savings Direct
Dollar Savings
3.35%
$0
HSBC Bank USA
Premier Relationship Savings
3.30%
$1
Capital One Bank
360 Performance Savings
3.30%
$0
American Express National Bank
High Yield Savings Account
3.30%
$0
BMO Alto
Online Savings
3.25%
$0
Community Commerce Bank
The Vault Savings
3.25%
$50
Betterment
Cash Reserve Savings
3.25%
$0
Truliant Federal Credit Union
High Yield Rewards Savings (Premium Rate)
3.20%
$5
Citizens Access
High Yield Online Savings
3.15%
$0
Lake Shore Savings Bank
Savings
3.15%
$0
Communitywide Federal Credit Union
CW HiRate Savings - Monthly
3.10%
$5
FNBO Direct
High-Yield Online Savings
3.00%
$1
ConnectOne Bank
Connection Plus Savings
3.00%
$2,500
Bankwell Bank
Smart Savings
3.00%
$100
Bank of Hartington
Savings
3.00%
$10
Bank of Luxemburg
Investors Savings
3.00%
$250,000
Bonanza Valley State Bank
Christmas Club Savings
3.00%
$25
Citizens Federal S&L Assoc
High Yield Savings
3.00%
$25,000
New Haven Bank
Safe Haven Savings
3.00%
$10,000
Oak View National Bank
Kasasa Savings
3.00%
$0
Peoples Bank of Kankakee County
Rewards PLUS Saver Savings
3.00%
$100
Peoples T&S Bank Boonville, IN
Elite Savings
3.00%
$30,000
Savings Bank Wakefield, MA
Companion Savings
3.00%
$10
First Harvest Federal Credit Union
Growth Savings
3.00%
$1,000
Vast Bank
Platinum Savings
3.00%
$100
Everence Trust Company
Relationship Savings (with Qualifications)
2.90%
$5,000
Three Rivers Bank of Montana
Kasasa Savings
2.82%
$100
TD Bank
Signature Savings
2.75%
$100,000
Fidelity Co-operative Bank
Premier Savings
2.75%
$5,000
Christmas Club Savings
2.75%
$0
Northeast Bank Portland, ME
Propel Preferred Savings
2.75%
$5,000
Busey Bank
Premium Savings
2.75%
$25,000
Cape Cod Five Cents Savings Bank
High Yield Savings
2.75%
$10,000
Pentagon Federal Credit Union
Premium Online Savings
2.70%
$5
Avidia Bank
High Yield Savings
2.65%
$5,000
OlyFed Olympia Federal S&L
Companion Savings
2.57%
$100
Chelsea Savings Bank
Silver & Gold Christmas Savings
2.52%
$0
Gesa Credit Union
High-Yield Savings
2.50%
$100,000
Show More
Bank
Product
APY
Min Dep
Total Direct Bank
Money Market
4.01%
$2,500
Inova Federal Credit Union
Shield Money Market
4.00%
$250,000
First Bank of Central Ohio
Platinum Money Market
4.00%
$2,000,000
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
U.S. Bank
Elite Money Market Account
4.00%
$25,000
Climate First Bank
Money Market
3.96%
$50,000
My eBanc, a division of Bradesco Bank
SuperSaver Money Market
3.90%
$5,000
CF Bank
Platinum Money Market
3.90%
$25,000
CFG Bank
Money Market
3.85%
$1,000
Redneck Bank, div of All America Bank
Mega Money Market
3.85%
$1
All America Bank
Mega Money Market Checking
3.85%
$500
Blue Foundry Bank
Blue Axis Edge Money Market
3.85%
$25,000
Bank of Lake Mills
High-Yield Money Market
3.82%
$50,000
Money Market Advantage
3.82%
$25,000
Waterman Bank
Money Market
3.82%
$2,500
mph.bank, a division of Liberty Savings Bank
Money Market
3.81%
$1
EverBank
Performance Money Market
3.80%
$10,000
State Bank of Texas
High-Rate Jumbo Money Market
3.76%
$100,000
Everence Trust Company
Indexed Money Market
3.75%
$50
BankPurley
Money Market
3.70%
$25,000
Academy Bank
Premier Money Market
3.65%
$10,000
International Bank of Chicago
Premier Money Market
3.65%
$250,000
Sallie Mae
Money Market Account
3.65%
$0
Presidential Bank
Money Market Advantage
3.62%
$25,000
CNB Bank Direct
Premium Money Market
3.60%
$25,000
Merchants Bank of Indiana
Money Market
3.50%
$50
Crest Savings Bank
Money Market
3.50%
$1,000
Spring Bank Bronx, NY
Money Market
3.50%
$500
Suncoast Credit Union
Money Market
3.50%
$1,000
Y-12 Federal Credit Union
High Yield Money Market
3.50%
$25,000
My eBanc, a division of Bradesco Bank
SuperSaver Money Market (Jumbo)
3.40%
$100,000
Ally Bank
Money Market
3.40%
$0
Somerset Savings Bank
Premium Money Market
3.35%
$5,000
Van Wert Federal Savings Bank
Money Market
3.35%
$20,000
The Bank of the West
Money Market
3.30%
$1,500
VirtualBank
eMoney Market
3.25%
$0
Beal Bank USA
Money Market
3.25%
$1,000
Institution for Savings
Sapphire Money Market
3.25%
$2,000,000
Institution for Savings
Business Sapphire Money Market
3.25%
$2,000,000
Axiom Bank
Select Money Market
3.25%
$1,000
iGOBanking
Money Market
3.24%
$25,000
Financial Federal Bank
Money Market
3.20%
$5,000
First Federal Bank of Wisconsin
Rewards Money Market
3.20%
$50,000
KeySavings Bank
Enterprise Enhanced Money Market
3.16%
$2,000
Heritage Bank of the Ozarks
Money Market
3.15%
$2,500
The MINT National Bank
ManageMINT Emerald Money Market
3.10%
$250,000
First Internet Bank of Indiana
Money Market
3.09%
$100
Headwaters State Bank
Money Market
3.04%
$200,000
Apple Bank for Savings
Apple Advantage Money Market
3.03%
$10,000
Bankwell Bank
High Yield Money Market
3.00%
$2,500
Bankwell Bank
Smart Money Market
3.00%
$100
Guardian Credit Union Montgomery, AL
Money Market
3.00%
$2,500
Goldwater Bank
Money Market
3.00%
$1,000
Haven Savings Bank
Step-Up Money Market
3.00%
$25,000
Ixonia Bank
Relationship Money Market
3.00%
$1,000,000
The Fountain Trust Company
1903 Money Market
3.00%
$50,000
The Bank of Princeton
Premier Money Market
3.00%
$50,000
VisionBank Saint Louis Park, MN
Premium Money Market
3.00%
$1,000
Beal Bank
Money Market
3.00%
$1,000
Luminate Bank
Money Market
2.78%
$1,000,000
Minster Bank
Money Market Advantage
2.75%
$10,000
Meridian Bank
Hometown Money Market
2.75%
$25,000
Rondout Savings Bank
Business Bundle Money Market
2.71%
$10,000
North Shore Bank of Commerce
Preferred Investment Max Money Market
2.70%
$5,000
First State Bank (MI)
Purpose Money Market
2.65%
$1,000
First Bank of Central Ohio
Money Market
2.60%
$1,000
First Bank of Central Ohio
Premium Money Market
2.60%
$10,000
Altoona First Savings Bank
Money Market
2.53%
$100,000
Bank of Prague
Money Market
2.53%
$5,000
New Albin Savings Bank
Money Market
2.53%
$2,500
First Seacoast Bank
Coastline Money Market
2.50%
$75,000
Artisans Bank
Premier Money Market
2.50%
$5,000
Global Bank
Money Market
2.50%
$100
OneLocal Bank
High Yield Money Market
2.50%
$25
Hatboro Federal Savings
Money Market
2.50%
$1,000
Connex Credit Union
Money Market
2.50%
$250,000
BECU Boeing Employees Credit Union
Money Market (Member Advantage)
2.43%
$25,000
Seattle Bank
Personal Money Market
2.40%
$100
Seattle Bank
Business Money Market
2.40%
$100
Old Dominion National Bank
Prime Personal Money Market
2.38%
$10,000
Old Dominion National Bank
Business Prime Money Market
2.38%
$10,000
First Federal S&L Newark, OH
Resolute Money Market
2.37%
$10,000
PSECU
Money Market
2.35%
$500
Pacific Crest SB
Money Market
2.30%
$2,000
Spring Bank Brookfield, WI
High Yield Money Market
2.30%
$1,000
Toyota Financial Savings Bank
Money Market
2.27%
$500
First National Bank of Clarksdale
Money Market
2.25%
$1,000
First National Bank of Clarksdale
Commercial Money Market
2.25%
$100,000
Manasquan Bank
Liquid Platinum Money Market
2.25%
$500
Legacy Bank Hinton, OK
Money Market
2.23%
$250
PCB Payne County Bank
Money Market
2.19%
$1,000
American Bank and Trust Company, N.A.
High Yield Money Market
2.18%
$25,000
Corebank
Money Market
2.15%
$2,500
Winchester Co-operative Bank
Money Market
2.15%
$10
BayVanguard Bank
Premier Money Market
2.09%
$10,000
Fox Valley Savings Bank
Premium Money Market
2.07%
$50,000
PCB Pendleton Bank
Investment Plus Money Market
2.05%
$25,000
QNB Bank
High Yield Money Market
2.05%
$100,000
QNB Bank
Business High Yield Money Market
2.05%
$100,000
Navy Federal Credit Union
Jumbo Money Market
2.05%
$1,000,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

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