Savings Rates and Money Market Account Rates

Compare the Best Savings Account Rates from banks and credit unions across the United States. We have savings account rates listed from local, regional, national and online banks. You can always find the highest savings rates by searching the rate table below.

Banesco USA Savings Rates - Best Rate AlertBanesco USA savings rates were recently increased and are now the best savings rate available on our rate list. Current savings rates at Banesco USA are at 2.44 percent with an APY of 2.47 percent. This savings rate from Banesco USA is on the bank’s BanesGrow Savings Account. The minimum opening deposit for a BanesGrow Savings Account is $100 and the minimum deposit to earn the high savings rate of 2.47 percent is $300. To give you an idea of how high the savings rate from Banesco USA is the current FDIC Week National Rate is a pathetic 0.10 percent.

Interested earned on the BanesGrow account is created the last day of your monthly statement. You have access to your account online and by using mobile banking. To apply for an account online you need to have the following information.

BanesGrow Savings Account Info Needed

  • Be a U.S. citizen or resident alien (the bank doesn’t offer to title accounts opened online in the name of a trust, however, the trust can be set up as a beneficiary)
  • Be 18 years or older
  • Have a Social Security number, and a driver’s license or state-issued ID
  • Have a previous home address (if you have lived at your current home address less than 6 months)
  • Have a Checking or Savings account information to fund your new account (funds must be available at the time of account application)
  • Have individual email addresses for each account signer

BanesGrow Savings Account Fees

  • Minimum to open $100
  • Minimum balance required to avoid a maintenance fee – $300 Daily balance
  • Below balance maintenance fee – $5 Monthly
  • An excess item fee will be charged for each transaction in excess of 6 during a monthly statement cycle – $10 each occurrence

See how other online savings account rates compare to Banesco savings rate to get the best deal today.

 
Author: Brian McKay
March 7th, 2019
Posted in: Savings Accounts

Synchrony Bank Online Savings RateSynchrony Bank’s online savings rate, which was already one of the best online savings rates around, was recently increased. The new online savings rate from Synchrony Bank is at 2.23 percent with an APY of 2.25 percent. The old online savings rate from Synchrony Bank was at 2.18 percent with an APY of 2.20 percent. There is no minimum balance to open a savings account at Synchrony Bank.

Synchrony Bank’s savings rate is now 25 times the FDIC National Average Savings Rate of 0.09 percent. Synchrony Bank’s rate of 2.25 percent places the bank in the top 10 savings rates available on our rate list.

Synchrony Bank Savings Account Features and Benefits

  • No Minimum Opening Deposit
  • No Fees
  • Federal Law Limits 6 Withdrawals per Monthly Billing Cycle, no Fee is limit is exceeded
  • FDIC Insured up to $250,000 per Depositor, per Account

Ways to Access Funds from Synchrony Savings Account

  • Transfer the funds to a registered external bank account, either online or by calling Synchrony at 1-866-226-5638.
  • Use an ATM card wherever your ATM card is accepted or at a point of sale using a PIN transaction.
  • Wire the funds out to another United States bank ($25.00 outgoing wire fee where applicable).
  • Call and request a check to be sent to you at your address on file

Ways to Deposit Funds to Synchrony Savings Account

  • Make an internal transfer from another Synchrony Bank account
  • Transfer funds through an electronic funds transfer (EFT) from a registered external bank account
  • Use Synchrony’s Mobile Check Deposit service via Online Banking from your smartphone
  • Initiate a Direct Deposit from a third party
  • Wire transfer the funds to Synchrony Bank (must be initiated by sending bank)
  • Send a personal or Cashier’s check with a completed deposit slip for your account

To get the best deal compare Synchrony Bank’s online savings rate with other bank’s online savings rates today.

 
Author: Brian McKay
February 12th, 2019
Posted in: Savings Accounts

TAB Bank Ups Savings RateTAB Bank savings rates, which was already offering one of the best online savings rates available, were recently increased. The old savings rate at TAB Bank was at 2.27 percent with an APY of 2.30 percent. The new savings rate at TAB Bank is at 2.37 percent with an APY of 2.40 percent.

The 10 basis point increase on the savings rate from TAB Bank puts the bank’s rate in second place on our savings rate list. The top saving rate on our list is only 1 basis point higher at 2.41 percent. Savings rates and other deposit rates are constantly being increased these days. We could see the highest savings rates soon hit 2.50 percent.

This high savings rate of 2.40 percent is on TAB Bank’s Premium Savings Account. TAB Bank offers other types of savings accounts so make sure you sign up for the Premium Account. There is no minimum balance to open this account.

Opening a Premium Savings Account with TAB is rather cumbersome in this day and age, you can’t open an account online. To open an account, you have to download an application, fill it out and either fax or mail it in.

To get the best deal and rate on a savings account you can see how other online savings rates compare to TAB savings rate at MonitorBankRates.com.

 

 
Author: Brian McKay
January 30th, 2019
Posted in: Savings Accounts

MemoryBank Ups Money Market RatesMemoryBank money market rates which were already some of the best money market rates available where increased overnight. The old money market rate at MemoryBank was 2.27 percent with an APY of 2.30 percent. The new money market rate from MemoryBank is now at 2.37 percent with an APY of 2.40 percent. To get the best deal compare money market rates from other banks with MemoryBank money market rates below.

 
Author: Brian McKay
January 10th, 2019
Posted in: Savings Accounts

HSBC Direct Ups Savings RateHSBC Direct savings rates were recently increased and are now in the top 10 best savings rates available on the rate list. Savings rates at HSBC Direct were increased to 2.20 percent with an APY of 2.22 percent. The old savings rate from HSBC Direct was at 2.03 percent with an APY of 2.05 percent. See how other online savings rates below compare with HSBC Direct savings rate to get the best deal today.

 
Author: Brian McKay
January 8th, 2019
Posted in: Savings Accounts

Barclays Savings Rates and ReviewsBarclays savings rates are not the best savings rates around right now but they are in the top 5 savings rates available from online banks. The current savings rate from Barclays is at 2.18 percent with an APY of 2.20 percent. This savings rate from Barclays is currently 22 times the FDIC national average rate. There is no minimum to open a savings account at Barclays. Another good point to make about this savings account from Barclays is there are no monthly fees. See how other online savings rates compare with Barclays savings rate to get the best deal on a savings account today.

 
Author: Brian McKay
January 6th, 2019
Posted in: Savings Accounts

Mercantial Bank Relationship Money Market RatesMercantial Bank money market rates has to one of the best money market account rates available from any bank today. The current money market rate from Mercantial Bank is on their Relationship Money Market Account at a whopping 2.25 percent. To earn this high money market rate from Mercantial Bank, you need to also open a Relationship Interest Checking Account. See how other money market account rates compare with Mercantial Bank MMA rates to get the best deal today.

 
Author: Brian McKay
January 5th, 2019
Posted in: Savings Accounts

Best Savings Rates in New YorkThe best savings rates in New York moved slightly higher this past week as banks increased their rates. The current best New York savings rate is at 2.40 percent from an online bank MySavingsDirect with a minimum opening deposit of only $1.00. The second best New York savings account rate is from CIBC Bank at 2.39 percent also with a $1.00 minimum opening deposit. The third highest New York savings rate goes to Popular Direct at 2.35 percent with a $100 minimum opening deposit. To get the best deal on a savings account, search for the best savings rates in New York below.

 
Author: Brian McKay
January 3rd, 2019
Posted in: Savings Accounts

Bangor Savings Bank Savings and Money Market RatesBangor Savings Bank savings rates and money market rates are all rather low right now. The best savings rates from Bangor Savings Bank are currently on the bank’s Benefit Savings Accounts. The savings rates from Bangor Savings Bank are tiered and based on the savings account balance. The highest Benefit Savings rate from Bangor Savings is at 0.20 percent for account balances of $20,000 and up. The best money market rate from Bangor Savings is on the bank’s Benefit Money Market Accounts. The highest MMA rate is at 0.60 percent for account balances of $250,000 and up. See how Bangor Savings Bank money market rates and savings rates compare with other bank rates below.

 
Author: Brian McKay
January 1st, 2019
Posted in: Savings Accounts

ETRADE Bank Savings RatesE*TRADE Bank savings rates were recently increased and are now over 2.00 percent. Current savings rates at E*TRADE Bank are now at 2.08 percent with an APY of 2.10 percent. The old savings rate from E*TRADE Bank was at 1.88 percent with an APY of 1.90 percent. This high savings rate from E*TRADE Bank is on the Premium Savings Account. See how E*TRADE Bank’s savings rate compares with other online savings rates to get the best deal possible.

 
Author: Brian McKay
December 30th, 2018
Posted in: Savings Accounts