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Savings Rates and Money Market Account Rates

Compare the Best Savings Account Rates from banks and credit unions across the United States. We have savings account rates listed from local, regional, national and online banks. You can always find the highest savings rates by searching the rate table below.

TD Bank Savings RatesTD Bank savings rates are competitive but only on the bank’s Preferred Savings Accounts. TD Bank’s other two variable rate accounts have interest rates on the lower side when compare to online rates available today. Savings rates from TD Bank are also tiered, and the best savings rates are currently at 1.15 percent for account balances of $250,000 to $10 million.

To earn this rate, or any Preferred Savings Rate you must maintain an account balance of at least $20,000 and link an eligible TD Bank account. Another side benefit of this account is ATM fees are reimbursed if you maintain a balance of at least $2,5000.

Savings Rates from TD Bank

Deposit Amount Rate Bump APY Standard APY
$0.01 – $19,999.99 0.10% 0.05%
$20,000 – $49,999.99 0.65% 0.15%
$50,000 – $99,999.99 0.75% 0.25%
$100,000 – $249,999.99 0.90% 0.35%
$250,000 – $499,999.99 1.15% 0.35%
$500,000 – $999,999.99 1.15% 0.35%
$1,000,000 – $9,999,999.99 1.15% 0.35%
$10,000,000+ 1.10% 0.30%

To get the highest savings rates compare online rates with TD Bank savings rates.

 
Author: Brian McKay
January 14th, 2020
Posted in: Savings Accounts

Peoples National Bank RatesPeoples National Bank rates on the bank’s Cha-CHING Ca$h account are some of the best rates available today. Current rates at Peoples National Bank for Cha-CHING Ca$h accounts are at 1.99 percent with an APY of 2.01 percent. The minimum opening deposit for this account is only $100.

There are some restrictions to earn this high rate. Each monthly cycle, the account has to have at least 12 debit card purchases post and settle, have at least 1 automatic payment (ACH auto debit or bill pay) post and settle, and the account must be enrolled and receive eStatement notices. If you fail to meet these monthly qualifications the rate drops to only 0.01 percent.

Compare online savings rates with Peoples National Bank rates go get the best deal on a variable interest rate account.

 

 

 
Author: Brian McKay
January 5th, 2020
Posted in: Savings Accounts

First Republic Bank Money Market Savings RatesFirst Republic Bank, headquartered in San Francisco, CA, is currently offering competitive money market savings rates. Money market savings rates are tiered at First Republic Bank and the highest rate available is at 0.75 percent for account balances of $5 million or more. Other current money market savings rates from First Republic Bank include a rate of 0.50 percent for balances of $2 million+. Account balances of $50,000+ earn money market rates of 0.30 percent. Account balances below $50,00 earn money market rates of 0.10 percent.

 
Author: Brian McKay
December 26th, 2019
Posted in: Savings Accounts

Frost Bank Money Market RatesFrost Bank money market rates on personal money market accounts are competitive right now. Money market rates at Frost Bank are tiered and based on the account balance. The best money market rates from Frost Bank are on account balances of $250,000 or more at  0.80 percent. Don’t have a quarter million to deposit? Don’t worry you still can get a decent rate. Current money market rates from Frost Bank with account balances of $100,000 to $249,999 are at 0.40 percent. Account balances of less than $100,000 only earn 0.05 percent right now. To get the highest money market rates compare online rates with Frost Bank money market rates.

Money Market Rates at Frost Bank

  • $0.00 – $9,999.99 – 0.05%
  • $10,000.00 – $24,999.99 – 0.05%
  • $25,000.00 – $49,999.99 – 0.05%
  • $50,000.00 – $99,999.99 – 0.05%
  • $100,000.00 – $249,999.99 – 0.40%
  • $250,000.00 – $999,999.99 – 0.80%
  • $1,000,000.00 – $2,499,999.99 – 0.80%
  • $2,500,000.00 and Over – 0.80%

Frost Bank Money Market Account Fine Print

  • $15 monthly fee
  • $15 monthly fee waived with $15,000 minimum daily balance
  • $50 minimum opening deposit
  • 6 free check withdrawals per statement cycle
  • Free online images of checks you’ve written
  • MMA account can be used as overdraft protection for your checking account
  • Federal Regulation limits withdrawals to six per statement cycle

Compare money market account rates online at MonitorBankRates.com with Frost Bank Money Market Rates.

 
Author: Brian McKay
December 18th, 2019
Posted in: Savings Accounts

Average Savings Rates and MMA Rates for December 15th, 2019Average savings rates and money market rates for December 15th, 2019, are slightly lower, continuing the downward pressure on interest rates over the past couple of months. Current average savings rates and money market rates for December 15th are at 0.80 percent, down from last week’s average rate of 0.82 percent (account balances of $10,000).

Average savings account rates and MMA rates for account balances of $25,000 are at 0.89 percent, a decline from the prior week’s average rate of 0.92 percent. Savings rates and MMA rates for account balances of $50,000 are averaging 1.08 percent, down from an average rate of 1.11 percent the prior week.

While average savings rates/MMA rates on our rate list declined week over week, the best rates available on our list moved higher. We also have a new highest rate on our list because of a new entry, TotalBankDirect. The current money market account rate at TotalBankDirect is at 2.04 percent with an APY of 2.06 percent.

Best Savings Rates December 15th, 2019

  • HSBC 2.05%
  • Vio Bank 2.02%
  • UFB Direct 2.00%
  • Northpointe Bank 1.95%
  • Cross River Bank 1.92%

Best Money Market Rates December 15th, 2019

  • TotalBankDirect 2.06%
  • earn.bank 2.05%
  • UFB Direct 2.00%
  • Northpointe Bank 1.95%
  • First Internet Bank 1.92%

To get the highest savings rates and money market rates search for and compare rates online.

 
Author: Brian McKay
December 15th, 2019
Posted in: Savings Accounts

Rising Bank Savings RatesRising Bank savings rates are one of the best savings rates available from any online bank these days. Savings account rates at Rising Bank also are much better than traditional brick and mortar bank rates. Current savings rates from Rising Bank are at 1.89 percent with an APY of 1.90 percent.

The minimum balance to earn the high savings rate and yield is only $1,000. There are no monthly fees on the account and interest is credited monthly. You can use our savings rate table to compare online savings account rates with Rising Bank savings rates.

Savings Accounts from Rising Bank Fine Print

  • Minimum opening balance $1,000
  • Maximum account balance $500,000
  • Maintain a minimum balance of $1,000.00 in the account each day to obtain the annual percentage yield
  • 6 withdrawals per month as per federal regulation
  • Cash withdrawal with debit card limit is $550.00 per business day
  • Interest is not compounded. Interest is credited to your account every month
  • Daily balance method to calculate the interest on your account
  • You may withdraw a maximum of $25,000 per day
  • You may deposit a maximum of $250,000 per day
  • Dorman Account Fee: $5.00 per statement cycle on a savings or money market account that has no activity for 24 consecutive months

To make sure you are getting the best deal on a savings account compare online savings rates with Rising Bank savings rates.

 
Author: Brian McKay
December 8th, 2019
Posted in: Savings Accounts

UFB Direct Savings and Money Market RatesUFB Direct savings rates and money market rates are very competitive right now. In fact, these two variable interest rates at UFB Direct are near the top of our rate list. Current savings rates at UFB Direct are at 1.98 percent with an APY of 2.00 percent. Current money market rates at UFB Direct are also at 1.98 percent with an APY of 2.00 percent.

Not sure which account to decide on? The biggest differences are the savings account at UFB Direct has a minimum deposit of $10,000 to earn the 2.00 percent rate. The money market account has a minimum of $25,000 to earn the rate. Another big difference is you have check writing privileges with the money market account. To get the highest online rates available compare other online rates with UFB Direct savings rates and money market rates.

Savings Account at UFB Direct Fine Print

  • No minimum opening balance
  • No monthly fees
  • Daily balance method to calculate the interest
  • Interest is compounded daily and calculated on a 365/366 day basis
  • Interest is credited on a monthly basis
  • If your account is closed before interest is credited, your accrued uncredited interest will be forfeited
  • If your account is closed mid-cycle, your accrued interest will be forfeited.
  • If your account is at zero at the end of your statement cycle, your accrued interest will be forfeited for that cycle and your account will be closed

Money Market Account at UFB Fine Print

  • Minimum opening account balance is $5,000
  • Monthly Maintenance Fees: $10.00, if average daily ledger balance falls below $5,000
  • Daily balance method to calculate the interest
  • Interest is compounded daily and calculated on a 365/366 day basis
  • Interest is credited on a monthly basis
  • If your account is at zero at the end of your statement cycle, your accrued interest will be forfeited for that cycle and your account will be closed

Search for and compare high yield savings rates and money market rates online with UFB Direct money market rates and savings rates.

 

 
Author: Brian McKay
December 8th, 2019
Posted in: Savings Accounts

HSBC Direct Savings RatesOn our rate table today, HSBC Direct Savings rates are currently one of the best online savings rates available. Today’s savings rates from HSBC Direct Savings are at 2.03 percent with an APY of 2.05 percent. The minimum opening deposit for a savings account is only $1.00. Their savings rate is more than twenty-two times the current FDIC national average savings rate. To get the highest savings rate, compare other banks’ online savings rates with HSBC Direct Savings rates.

 
Author: Brian McKay
December 4th, 2019
Posted in: Savings Accounts

Bank of Pensacola Savings RatesBank of Pensacola is offering several different types of savings and money market accounts. The best savings rate from Bank of Pensacola is on their Kids Club Savings account with a current rate of 1.00 percent. The second highest account rate is their money market rate of 0.35 percent on account balances of $2,500 and above. Money market accounts with less than $2,500 earn a rate and yield of 0.25 percent. Regular savings rates at Bank of Pensacola are at 0.20 percent. See how their savings rates and money market rates stack up to other bank rates at SavingsAccounts.MonitorBankRates.com.

 
Author: Brian McKay
October 13th, 2019
Posted in: Savings Accounts

Rising Bank Savings RatesRising Bank Savings Rates Review: Savings rates at Rising Bank are currently at 2.18 percent with an APY of 2.20 percent. The minimum opening balance for a Rising Bank High Yield Savings Account is only $1,000. The minimum balance to earn interest on the account is also $1,000. The maximum deposit amount is half a million dollars. In addition to having one of the best savings rates available right now, Rising Bank also offers online and mobile tools to making banking with them easier.

 
Author: Brian McKay
September 17th, 2019
Posted in: Savings Accounts