Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Current rates from Pheple Federal Credit Union include a Money Market and over at 7.50% APY. Current rates from Genisys Credit Union include a Savings Accounts at 5.12% APY. Utilities Employees Credit Union has a Health Savings AccountandSpecial Savings Account available at 5.00% APY (min deposit $0). General Electric Employees Federal Credit Union has a Jump Start Savings available at 5.00% APY (min deposit $0).
Find the best savings and money market rates in Pennsylvania today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in PA, comparing APYs is the best way to maximize your interest earnings.
The following rates reflect recent market quotes and representative offers available to Pennsylvania depositors. Actual savings rates may vary by financial institution and market conditions.
Rates shown are recent market averages and representative quotes. Actual rates may vary.
Last Updated and Verified: March 5, 2026
Best Pennsylvania and Area Savings Rates & Money Market Rates
Bank / Credit Union
Product
APY
Min Deposit
Pheple Federal Credit Union youngwood, PA
Money Market and over
7.50%
$50,000
▼
Rate 7.50%
Min Deposit $50,000
Last Updated 03/05/2026
Details
$50,000.00
Genisys Credit Union Blue Bell, PA
Savings Accounts
5.12%
$0
▼
Rate 5.12%
Min Deposit $0
Last Updated 03/05/2026
Details
Balances above $500.00 are paid the standard share savings rate.
Utilities Employees Credit Union Wyomissing, PA
Health Savings AccountandSpecial Savings Account
5.00%
$0
▼
Rate 5.00%
Min Deposit $0
Last Updated 03/05/2026
Details
Earns 5.00% APY on balances <= $15,000
General Electric Employees Federal Credit Union King of Prussia, PA
Jump Start Savings
5.00%
$0
▼
Rate 5.00%
Min Deposit $0
Last Updated 03/05/2026
Details
Balances $1,000 and under
Brentwood Bank Wexford, PA
NexGen Savings
5.00%
$50
▼
Rate 5.00%
Min Deposit $50
Last Updated 03/05/2026
Details
Earns 5.00% APY on balances $0 - $1,000; 5.00% - 2.15% APY on balances over $1,000 - $20,000
Everence Federal Credit Union Sarasota, VA
Youth savings
5.00%
$0
▼
Rate 5.00%
Min Deposit $0
Last Updated 03/05/2026
Details
tier 1; Up to $1,000
Ukrainian Selfreliance Federal Credit Union Trenton, PA
IRA Savings
4.08%
$50
▼
Rate 4.08%
Min Deposit $50
Last Updated 03/05/2026
Details
Pennsylvania State Employees Credit Union York, PA
Youth Savings
4.00%
$0
▼
Rate 4.00%
Min Deposit $0
Last Updated 03/05/2026
Details
Balances of $.01 to $500.00
Corporate America Family Credit Union Towanda, PA
Business Prosperity Savings
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Last Updated 03/05/2026
Details
intro rate subject to change; Promotional offer starts on 9/15/25 and is valid for a limited time only. Promotional rate of 3.75% APY applies to new Business Prosperity accounts opened with a minimum balance of at least $1,000.00; if balance falls below $1,000, the account will be closed and the remaining funds will be transferred to your Regular Share Account. Existing CAFCU savings accounts are excluded from this offer. To qualify for this offer, funds must be moved from another financial institution. This means qualifying funds must not currently be on deposit at CAFCU. Rates subject to change at any time and without notice. To qualify for the promotional rate, your accounts must be in good standing, and you must open a new Business Prosperity account. At the end of the promotional term, the standard savings rates will apply. Dividends are calculated daily and paid monthly. Your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government. Contact CAFCU for complete details.
Genisys Credit Union Blue Bell, PA
Business Savings
3.75%
$0
▼
Rate 3.75%
Min Deposit $0
Last Updated 03/05/2026
Details
First Resource Bank Exton, PA West Chester, PA
Non-Profit Money Market
3.75%
$0
▼
Rate 3.75%
Min Deposit $0
Last Updated 03/05/2026
Details
NexTier Bank Zelienople, PA
Welcome Money Market Promo
3.75%
$100,000
▼
Rate 3.75%
Min Deposit $100,000
Last Updated 03/05/2026
Details
Rochester and Williamsville, New York locations; when you deposit $100,000+ in new money with our Account Bundle.
Port Richmond Savings Philadelphia, PA
Money Market- Super Premium
3.74%
$1,000
▼
Rate 3.74%
Min Deposit $1,000
Last Updated 03/05/2026
Details
Kish Bank State College, PA
Municipal Advantage Money Market Account
3.66%
$0
▼
Rate 3.66%
Min Deposit $0
Last Updated 03/05/2026
Details
$2,500,000 - $4,999,999.99
Gold Credit Union Allentown, PA
Elevate Money Market
3.65%
$0
▼
Rate 3.65%
Min Deposit $0
Last Updated 03/05/2026
Details
Highway Federal Credit Union pittston, PA
Share Savings Account Two Year
3.56%
$1,000
▼
Rate 3.56%
Min Deposit $1,000
Last Updated 03/05/2026
Details
Fulton Bank York, VA
Promotional Money Market Account
3.55%
$10,000
▼
Rate 3.55%
Min Deposit $10,000
Last Updated 03/05/2026
Details
with a minimum new money deposit of $10,000.
Parkview Community Federal Credit Union North Huntingdon, PA
Relationship Money Market Account
3.55%
$0
▼
Rate 3.55%
Min Deposit $0
Last Updated 03/05/2026
Details
Kish Bank State College, PA
Municipal Advantage Money Market Account
3.51%
$0
▼
Rate 3.51%
Min Deposit $0
Last Updated 03/05/2026
Details
$0.01 - $999,999.99
1st Colonial Community Bank Limerick, PA
Online High Yield Savings Account
3.51%
$0
▼
Rate 3.51%
Min Deposit $0
Last Updated 03/05/2026
Details
All Balances
Sharon Bank Springfield, PA
Borrower's Select Money Market
3.50%
$100
▼
Rate 3.50%
Min Deposit $100
Last Updated 03/05/2026
Details
Earns 3.38% interest rate and 3.50% APY on balances $0-$500,000.00
Sharon Bank Springfield, PA
Borrower's Select Money Market
3.50%
$0
▼
Rate 3.50%
Min Deposit $0
Last Updated 03/05/2026
Details
Earns 3.50% APY on balances $0-$500,000.00; 3.00% interest on $500,000.01-$750,000.00; 2.75% interest on $750,000.01 and above
Unity Bank Easton, PA
eSavings
3.50%
$1
▼
Rate 3.50%
Min Deposit $1
Last Updated 03/05/2026
Details
Balance: $150,000 +
Philadelphia Federal Credit Union Philadelphia, PA
Higher Yield Savings
3.50%
$0
▼
Rate 3.50%
Min Deposit $0
Last Updated 03/05/2026
Details
1
Cross Valley Federal Credit Union Wilkes Barre, PA
Money Market Accounts
3.50%
$0
▼
Rate 3.50%
Min Deposit $0
Last Updated 03/05/2026
Details
Port Richmond Savings Philadelphia, PA
Money Market- Super Premium
3.49%
$1,000
▼
Rate 3.49%
Min Deposit $1,000
Last Updated 03/05/2026
Details
Customers Bank Wyomissing, PA
Yield Shield Savings Account
3.48%
$25,000
▼
Rate 3.48%
Min Deposit $25,000
Last Updated 03/05/2026
Details
This is a variable rate. APY and APR will follow Fed rate decisions within 48 hours. This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. Debit card and checks are not available on this account. Available online only.
InFirst Bank Punxsutawney, PA
Non-Profit Money Market
3.43%
$2,500
▼
Rate 3.43%
Min Deposit $2,500
Last Updated 03/05/2026
Details
Kish Bank State College, PA
Business Money Market Account
3.40%
$0
▼
Rate 3.40%
Min Deposit $0
Last Updated 03/05/2026
Details
$5,000,000+
Kish Bank State College, PA
Digital Money Market Account
3.40%
$0
▼
Rate 3.40%
Min Deposit $0
Last Updated 03/05/2026
Details
$75,000+
Genisys Credit Union Blue Bell, PA
Money Market
3.40%
$0
▼
Rate 3.40%
Min Deposit $0
Last Updated 03/05/2026
Details
Genisys Credit Union Blue Bell, PA
Money Market Account
3.40%
$0
▼
Rate 3.40%
Min Deposit $0
Last Updated 03/05/2026
Details
Minimum balance of $250,000 required to earn dividends.
Truist York, PA
Small Business Money Market Account
3.40%
$0
▼
Rate 3.40%
Min Deposit $0
Last Updated 03/05/2026
Details
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account.
Community State Bank of Orbisonia Waterfall, PA
Business Money Market
3.35%
$0
▼
Rate 3.35%
Min Deposit $0
Last Updated 03/05/2026
Details
Earns 3.35% APY on balances Over $500,000.00
BHCU Credit Union West Chester, PA
iSAVE Savings
3.35%
$0
▼
Rate 3.35%
Min Deposit $0
Last Updated 03/05/2026
Details
High Yield Savings up to 3.35% APY; No fees; No fixed term; Insured up to $500,000 (NCUA - $250,000) and (Excess Share Insurance - $250,000); Each member can have multiple iSAVE accounts
PNC Bank York, PA
PNC High Yield Savings®
3.30%
$1
▼
Rate 3.30%
Min Deposit $1
Last Updated 03/05/2026
Details
Sharon Bank Springfield, PA
Business Premiere Money Market
3.25%
$0
▼
Rate 3.25%
Min Deposit $0
Last Updated 03/05/2026
Details
USB Union Savings Bank Pittsburgh, PA
Collateral - Statement Savings
3.25%
$500
▼
Rate 3.25%
Min Deposit $500
Last Updated 03/05/2026
Details
over current rate account is earning; 6 months reserve required
Cross Valley Federal Credit Union Wilkes Barre, PA
Money Market Accounts
3.25%
$0
▼
Rate 3.25%
Min Deposit $0
Last Updated 03/05/2026
Details
UNIFY Financial Federal Credit Union Allentown, PA
Money Market Plus Account
3.25%
$0
▼
Rate 3.25%
Min Deposit $0
Last Updated 03/05/2026
Details
as high as
First Resource Bank Exton, PA West Chester, PA
Non-Profit Money Market
3.25%
$0
▼
Rate 3.25%
Min Deposit $0
Last Updated 03/05/2026
Details
Penn Community Bank Yardley, PA
Premium Money Market
3.25%
$0
▼
Rate 3.25%
Min Deposit $0
Last Updated 03/05/2026
Details
Woori America Bank Elkins Park, PA
WooriWON Savings
3.25%
$100
▼
Rate 3.25%
Min Deposit $100
Last Updated 03/05/2026
Details
$100,000+; $5 monthly maintenance fee waived when average daily balance requirement is met
Port Richmond Savings Philadelphia, PA
Money Market- Super Premium
3.24%
$1,000
▼
Rate 3.24%
Min Deposit $1,000
Last Updated 03/05/2026
Details
Sun East Federal Credit Union Wilmington, PA
Grow Business Money Market Account
3.20%
$2,500
▼
Rate 3.20%
Min Deposit $2,500
Last Updated 03/05/2026
Details
New Money Only
Sun East Federal Credit Union Wilmington, PA
GROW Money Market Account
3.20%
$2,500
▼
Rate 3.20%
Min Deposit $2,500
Last Updated 03/05/2026
Details
Opening Deposit of $2,500 (new money); No Maximum deposit
Ukrainian Selfreliance Federal Credit Union Trenton, PA
High Yield Savings
3.20%
$5,000
▼
Rate 3.20%
Min Deposit $5,000
Last Updated 03/05/2026
Details
Self Reliance NY Federal Credit Union Philadelphia, PA
High Yield Savings
3.20%
$0
▼
Rate 3.20%
Min Deposit $0
Last Updated 03/05/2026
Details
The Huntington National Bank White Oak, PA
High-Yield Money Market
3.20%
$25,000
▼
Rate 3.20%
Min Deposit $25,000
Last Updated 03/05/2026
Details
Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
The Huntington National Bank White Oak, PA
Huntington Relationship Money Market Account
3.20%
$25,000
▼
Rate 3.20%
Min Deposit $25,000
Last Updated 03/05/2026
Details
The special interest rate for the Huntington Relationship Money Market Account (HRMMA) with balances between $25,000.00 to $2,000,000.99 is between 3.15%-3.75% with an APY of 3.20% APY-3.82% based on your zip code. The interest rate is variable and subject to change at any time.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data:
We aggregate savings account rates for Pennsylvania directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage:
Our systems and team constantly monitor the market to provide a complete picture of available yields in Pennsylvania. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy:
To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.
Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Pennsylvania.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Last Updated and Verified: March 5, 2026
How to Find the Best Savings Account in Pennsylvania
Compare APY (Annual Percentage Yield)The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
Check Minimum Deposit RequirementsSome high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
Review Monthly FeesAvoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
Verify FDIC or NCUA InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.
Frequently Asked Questions for Pennsylvania
What are the current savings rates in Pennsylvania and the surrounding area ▼
Below is a list of current savings and money market rates available for Pennsylvania. We track lenders daily to provide the most up-to-date APY and term information.
Lender / Product
APY
Min Dep
Pheple Federal Credit Union
Money Market and over
7.50%
$50,000
Genisys Credit Union
Savings Accounts
5.12%
$0
Utilities Employees Credit Union
Health Savings AccountandSpecial Savings Account
5.00%
$0
General Electric Employees Federal Credit Union
Jump Start Savings
5.00%
$0
Brentwood Bank
NexGen Savings
5.00%
$50
Lender / Product
APY
Min Dep
Everence Federal Credit Union
Youth savings
5.00%
$0
Ukrainian Selfreliance Federal Credit Union
IRA Savings
4.08%
$50
Pennsylvania State Employees Credit Union
Youth Savings
4.00%
$0
Corporate America Family Credit Union
Business Prosperity Savings
3.75%
$1,000
Genisys Credit Union
Business Savings
3.75%
$0
Last Updated and Verified: March 5, 2026
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.
