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Compare Savings Rates in Oklahoma – March 2026

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Current Oklahoma Savings Rates and MMA Rates

Current rates from Fsnb include a Cents-able Savings at 7.00% APY. For those in Oklahoma, WeStreet Federal Credit Union lists a Business Money Market at 4.25%. Current rates from Vision Bank include a Premium Money Market Special at 4.07% APY. Oklahomas Credit Union is offering a High-Yield Savings in Oklahoma with an APY of 4.00%.

Find the best savings and money market rates in Oklahoma today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in OK, comparing APYs is the best way to maximize your interest earnings.

The following rates reflect recent market quotes and representative offers available to Oklahoma depositors. Actual savings rates may vary by financial institution and market conditions.

Last Updated and Verified: March 5, 2026

Savings Rates in Oklahoma and Area

  • Cents-able Savings:
    7.00%
  • Business Money Market:
    4.25%
  • Premium Money Market Special:
    4.07%
  • High-Yield Savings:
    4.00%
  • Blue Savings for Business:
    3.75%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Last Updated and Verified: March 5, 2026

Best Oklahoma and Area Savings Rates & Money Market Rates

Bank / Credit Union
Product
APY
Min Deposit
Fsnb Wilmington, TX
Cents-able Savings
7.00%
$5
Rate 7.00%
Min Deposit $5
Last Updated 03/05/2026
Details Minimum Balance to Open Account: $5.00

WeStreet Federal Credit Union Tulsa, OK
Business Money Market
4.25%
$2,500
Rate 4.25%
Min Deposit $2,500
Last Updated 03/05/2026
Details $100,000+

Vision Bank Sulphur, OK
Premium Money Market Special
4.07%
$0
Rate 4.07%
Min Deposit $0
Last Updated 03/05/2026
Details

Oklahomas Credit Union Tulsa, OK
High-Yield Savings
4.00%
$0
Rate 4.00%
Min Deposit $0
Last Updated 03/05/2026
Details Earn 4.00% APY* and charge up your savings with a High-Yield Savings.

Communication Federal Credit Union Yukon, OK
Blue Savings for Business
3.75%
$0
Rate 3.75%
Min Deposit $0
Last Updated 03/05/2026
Details Must enroll in eStatements to receive the advertised rate. Maximum aggregate balance of $2,500,000 across Blue Savings for Business accounts per Tax ID.

WeStreet Federal Credit Union Tulsa, OK
Business Money Market
3.75%
$2,500
Rate 3.75%
Min Deposit $2,500
Last Updated 03/05/2026
Details $50,000-$99,999.99

UMB Bank Tulsa, OK
UMB Retail Money Market Tier II - 24,999.99
3.51%
$10,000
Rate 3.51%
Min Deposit $10,000
Last Updated 03/05/2026
Details $10,000

UMB Bank Tulsa, OK
UMB Retail Money Market Tier III - 49,999.99
3.51%
$25,000
Rate 3.51%
Min Deposit $25,000
Last Updated 03/05/2026
Details $25,000

UMB Bank Tulsa, OK
UMB Retail Money Market Tier IV - 74,999.99
3.51%
$50,000
Rate 3.51%
Min Deposit $50,000
Last Updated 03/05/2026
Details $50,000

UMB Bank Tulsa, OK
UMB Retail Money Market Tier V - 99,999.99
3.51%
$75,000
Rate 3.51%
Min Deposit $75,000
Last Updated 03/05/2026
Details $75,000

UMB Bank Tulsa, OK
UMB Retail Money Market Tier VI - 999,999.99
3.51%
$100,000
Rate 3.51%
Min Deposit $100,000
Last Updated 03/05/2026
Details $100,000

UMB Bank Tulsa, OK
UMB Retail Money Market Tier VII & over
3.51%
$1,000,000
Rate 3.51%
Min Deposit $1,000,000
Last Updated 03/05/2026
Details $1,000,000

WeStreet Federal Credit Union Tulsa, OK
Business Money Market
3.50%
$2,500
Rate 3.50%
Min Deposit $2,500
Last Updated 03/05/2026
Details $30,000-$49,999.99

Oklahoma Community Federal Credit Union Stillwater, OK
High Yield Money Market
3.50%
$250,000
Rate 3.50%
Min Deposit $250,000
Last Updated 03/05/2026
Details $250,000.00 & Up

Red River Employees Federal Credit Union Idabel, OK
Commercial Money Market
3.35%
$0
Rate 3.35%
Min Deposit $0
Last Updated 03/05/2026
Details ($2,500 Opening Balance)

WEOKIE Federal Credit Union Yukon, OK
Non-Profit Money Market
3.25%
$0
Rate 3.25%
Min Deposit $0
Last Updated 03/05/2026
Details Earns 3.25% APY on balances $250,000+

Red River Employees Federal Credit Union Idabel, OK
Commercial Money Market
3.15%
$0
Rate 3.15%
Min Deposit $0
Last Updated 03/05/2026
Details ($2,500 Opening Balance)

Elevate Bank Pawhuska, OK
Money Market
3.09%
$0
Rate 3.09%
Min Deposit $0
Last Updated 03/05/2026
Details Money Market** $50,000.00 or greater

Credit Union One Of Oklahoma Credit Union Oklahoma City, OK
SmartSaver Savings (Minor Savings)
3.04%
$0
Rate 3.04%
Min Deposit $0
Last Updated 03/05/2026
Details Dividends Paid: Quarterly

SSB Seiling State Bank Woodward, OK
5G Money Market Account
3.04%
$0
Rate 3.04%
Min Deposit $0
Last Updated 03/05/2026
Details

WeStreet Federal Credit Union Tulsa, OK
Business Money Market
3.00%
$2,500
Rate 3.00%
Min Deposit $2,500
Last Updated 03/05/2026
Details $2,500-$4,999.99

Red River Employees Federal Credit Union Idabel, OK
Commercial Money Market
3.00%
$0
Rate 3.00%
Min Deposit $0
Last Updated 03/05/2026
Details ($2,500 Opening Balance)

WEOKIE Federal Credit Union Yukon, OK
High-Yield Money Market
3.00%
$0
Rate 3.00%
Min Deposit $0
Last Updated 03/05/2026
Details Only the portion above $250,000

Truity Federal Credit Union Bartlesville, OK
Premier Savings
3.00%
$0
Rate 3.00%
Min Deposit $0
Last Updated 03/05/2026
Details $200,000-$1,000,000

WEOKIE Federal Credit Union Yukon, OK
Commercial High Yield Money Market
2.94%
$0
Rate 2.94%
Min Deposit $0
Last Updated 03/05/2026
Details Deposit Balance $1,000,000 up to $4,999,999

WEOKIE Federal Credit Union Yukon, OK
Commercial High Yield Money Market
2.91%
$0
Rate 2.91%
Min Deposit $0
Last Updated 03/05/2026
Details Deposit Balance $500,000 up to $999,999

WEOKIE Federal Credit Union Yukon, OK
Commercial High Yield Money Market
2.89%
$0
Rate 2.89%
Min Deposit $0
Last Updated 03/05/2026
Details Deposit Balance $100,000 up to $499,999

Red River Employees Federal Credit Union Idabel, OK
Commercial Money Market
2.85%
$0
Rate 2.85%
Min Deposit $0
Last Updated 03/05/2026
Details ($2,500 Opening Balance)

Security Bank Tulsa, OK Tulsa, OK
Money Market Accounts
2.84%
$1,500
Rate 2.84%
Min Deposit $1,500
Last Updated 03/05/2026
Details

First Liberty Bank Oklahoma City, TX
Platinum Money Market
2.80%
$0
Rate 2.80%
Min Deposit $0
Last Updated 03/05/2026
Details Balances $1,000,000+

Bank of Commerce Duncan, OK Lawton, OK
Premiere Money Market Account
2.80%
$0
Rate 2.80%
Min Deposit $0
Last Updated 03/05/2026
Details Earns 2.80% APY on balances $750,000.00 - $999,999.99; Interest Paid Monthly

Cherokee Strip Credit Union Ponca City, OK
PRIME MONEY MARKET
2.80%
$2,000
Rate 2.80%
Min Deposit $2,000
Last Updated 03/05/2026
Details

First Liberty Bank Oklahoma City, TX
Platinum Money Market
2.76%
$0
Rate 2.76%
Min Deposit $0
Last Updated 03/05/2026
Details

Gateway First Bank Yuma, WA
Gateway High Yield Savings
2.75%
$0
Rate 2.75%
Min Deposit $0
Last Updated 03/05/2026
Details Any balance below $250,000.01

Gateway First Bank Yuma, WA
Gateway Money Market
2.75%
$0
Rate 2.75%
Min Deposit $0
Last Updated 03/05/2026
Details $25,000 and above

Oklahoma Community Federal Credit Union Stillwater, OK
High Yield Money Market
2.75%
$100,000
Rate 2.75%
Min Deposit $100,000
Last Updated 03/05/2026
Details Up to $249,999.99

Red River Employees Federal Credit Union Idabel, OK
IRA Savings
2.75%
$0
Rate 2.75%
Min Deposit $0
Last Updated 03/05/2026
Details ($0 Opening Balance)

WEOKIE Federal Credit Union Yukon, OK
Non-Profit Money Market
2.75%
$0
Rate 2.75%
Min Deposit $0
Last Updated 03/05/2026
Details Earns 2.75% APY on balances $100,000 up to $249,000

Farmers Insurance Federal Credit Union Oklahoma City, OK
Online Savings
2.75%
$0
Rate 2.75%
Min Deposit $0
Last Updated 03/05/2026
Details Easily save without having to invest large sums for a GREAT rate. No minimum balance requirement. 24/7 Online and Mobile Banking access**

Security Bank Tulsa, OK Tulsa, OK
Money Market Accounts
2.68%
$1,500
Rate 2.68%
Min Deposit $1,500
Last Updated 03/05/2026
Details

Red River Employees Federal Credit Union Idabel, OK
Money Market
2.60%
$0
Rate 2.60%
Min Deposit $0
Last Updated 03/05/2026
Details ($2,500 Opening Balance)

First Liberty Bank Oklahoma City, TX
Platinum Money Market
2.60%
$0
Rate 2.60%
Min Deposit $0
Last Updated 03/05/2026
Details Balances $500,000.00 - $999,999.99

Bank of Commerce Duncan, OK Lawton, OK
Premiere Money Market Account
2.60%
$0
Rate 2.60%
Min Deposit $0
Last Updated 03/05/2026
Details Earns 2.60% APY on balances $500,000.00 - $749,999.99; Interest Paid Monthly

First Liberty Bank Oklahoma City, TX
Platinum Money Market
2.57%
$0
Rate 2.57%
Min Deposit $0
Last Updated 03/05/2026
Details

Frontier State Bank Oklahoma City, OK
Money Market
2.55%
$0
Rate 2.55%
Min Deposit $0
Last Updated 03/05/2026
Details

Elevate Bank Pawhuska, OK
Money Market
2.53%
$0
Rate 2.53%
Min Deposit $0
Last Updated 03/05/2026
Details Money Market** $5,000 - $49,999.99

MTC Federal Credit Union Ardmore, OK
Money Market Account Plus
2.52%
$0
Rate 2.52%
Min Deposit $0
Last Updated 03/05/2026
Details Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.

Truity Federal Credit Union Bartlesville, OK
Business Premier Savings
2.50%
$0
Rate 2.50%
Min Deposit $0
Last Updated 03/05/2026
Details $200,000-$1,000,000

WEOKIE Federal Credit Union Yukon, OK
High-Yield Money Market
2.50%
$0
Rate 2.50%
Min Deposit $0
Last Updated 03/05/2026
Details Only the portion between $100,000-$249,999

Vast Bank Tulsa, OK
Platinum Savings
2.50%
$100
Rate 2.50%
Min Deposit $100
Last Updated 03/05/2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Oklahoma directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Oklahoma. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in OK.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.

Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Oklahoma. It is always advisable to check with the specific financial institution's official website for the most current offers and terms. Last Updated and Verified: March 5, 2026

How to Find the Best Savings Account in Oklahoma

  1. Compare APY (Annual Percentage Yield) The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
  2. Check Minimum Deposit Requirements Some high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
  3. Review Monthly Fees Avoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
  4. Verify FDIC or NCUA Insurance Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.

Frequently Asked Questions for Oklahoma

What are the current savings rates in Oklahoma and the surrounding area
Below is a list of current savings and money market rates available for Oklahoma. We track lenders daily to provide the most up-to-date APY and term information.

Lender / Product
APY
Min Dep
Fsnb
Cents-able Savings
7.00%
$5
WeStreet Federal Credit Union
Business Money Market
4.25%
$2,500
Vision Bank
Premium Money Market Special
4.07%
$0
Oklahomas Credit Union
High-Yield Savings
4.00%
$0
Communication Federal Credit Union
Blue Savings for Business
3.75%
$0
Lender / Product
APY
Min Dep
WeStreet Federal Credit Union
Business Money Market
3.75%
$2,500
UMB Bank
UMB Retail Money Market Tier II - 24,999.99
3.51%
$10,000
UMB Bank
UMB Retail Money Market Tier III - 49,999.99
3.51%
$25,000
UMB Bank
UMB Retail Money Market Tier IV - 74,999.99
3.51%
$50,000
UMB Bank
UMB Retail Money Market Tier V - 99,999.99
3.51%
$75,000
Last Updated and Verified: March 5, 2026
What is a High-Yield Savings Account?
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe?
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime?
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change?
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.

Cities in Oklahoma

Achille
Ada
Adair
Adams
Addington
Afton
Agra
Albany
Albert
Albion
Alderson
Alex
Aline
Allen
Altus
Alva
Amber
Ames
Amorita
Anadarko
Antlers
Apache
Arapaho
Arcadia
Ardmore
Arkoma
Arnett
Asher
Atoka
Atwood
Avant
Balko
Barnsdall
Bartlesville
Battiest
Beaver
Beggs
Bennington
Bessie
Bethany
Bethel
Big Cabin
Billings
Binger
Bison
Bixby
Blackwell
Blair
Blanchard
Blanco
Blocker
Bluejacket
Boise City
Bokchito
Bokoshe
Boley
Boswell
Bowlegs
Bowring
Boynton
Bradley
Braggs
Braman
Bray
Bristow
Broken Arrow
Broken Bow
Bromide
Buffalo
Bunch
Burbank
Burlington
Burneyville
Burns Flat
Butler
Byars
Cache
Caddo
Calera
Calumet
Calvin
Camargo
Cameron
Canadian
Caney
Canton
Canute
Cardin
Carmen
Carnegie
Carney
Carrier
Carter
Cartwright
Cashion
Castle
Catoosa
Cement
Centrahoma
Chandler
Chattanooga
Checotah
Chelsea
Cherokee
Chester
Cheyenne
Chickasha
Choctaw
Chouteau
Claremore
Clarita
Clayton
Cleo Springs
Cleveland
Clinton
Coalgate
Colbert
Colcord
Coleman
Collinsville
Colony
Comanche
Commerce
Concho
Connerville
Cookson
Copan
Cordell
Corn
Council Hill
Countyline
Covington
Coweta
Coyle
Crawford
Crescent
Cromwell
Crowder
Cushing
Custer City
Cyril
Dacoma
Daisy
Davenport
Davidson
Davis
Deer Creek
Delaware
Depew
Devol
Dewar
Dewey
Dibble
Dill City
Disney
Dodge
Dougherty
Douglas
Dover
Drummond
Drumright
Duke
Duncan
Durant
Durham
Dustin
Eagletown
Eakly
Earlsboro
Edmond
El Reno
Eldorado
Elgin
Elk City
Elmer
Elmore City
Enid
Erick
Eucha
Eufaula
Fairfax
Fairland
Fairmont
Fairview
Fanshawe
Fargo
Faxon
Fay
Felt
Finley
Fittstown
Fitzhugh
Fletcher
Forgan
Fort Cobb
Fort Gibson
Fort Sill
Fort Supply
Fort Towson
Foss
Foster
Fox
Foyil
Francis
Frederick
Freedom
Gage
Gans
Garber
Garvin
Gate
Geary
Gene Autry
Geronimo
Glencoe
Glenpool
Golden
Goltry
Goodwell
Gore
Gotebo
Gould
Gowen
Gracemont
Graham
Grandfield
Granite
Grant
Greenfield
Grove
Guthrie
Guymon
Haileyville
Hallett
Hammon
Hanna
Hardesty
Harrah
Hartshorne
Haskell
Hastings
Haworth
Headrick
Healdton
Heavener
Helena
Hendrix
Hennepin
Hennessey
Henryetta
Hillsdale
Hinton
Hitchcock
Hitchita
Hobart
Hodgen
Holdenville
Hollis
Hollister
Hominy
Honobia
Hooker
Hopeton
Howe
Hoyt
Hugo
Hulbert
Hunter
Hydro
Idabel
Indiahoma
Indianola
Inola
Isabella
Jay
Jenks
Jennings
Jet
Jones
Kansas
Kaw City
Kellyville
Kemp
Kenefic
Kenton
Keota
Kerrick
Ketchum
Keyes
Kiefer
Kingfisher
Kingston
Kinta
Kiowa
Knowles
Konawa
Krebs
Kremlin
Lahoma
Lamar
Lamont
Lane
Langley
Langston
Laverne
Lawton
Lebanon
Leedey
Leflore
Lehigh
Lenapah
Leon
Leonard
Lequire
Lexington
Lindsay
Loco
Locust Grove
Lone Grove
Lone Wolf
Longdale
Lookeba
Loveland
Loyal
Lucien
Luther
Macomb
Madill
Manchester
Mangum
Manitou
Mannford
Mannsville
Maramec
Marble City
Marietta
Marland
Marlow
Marshall
Martha
Maud
May
Mayfield
Maysville
Mazie
Mcalester
McCord
Mccurtain
Mcloud
Mead
Medford
Medicine Park
Meeker
Meers
Meno
Meridian
Miami
Milburn
Milfay
Mill Creek
Millerton
Minco
Moffett
Monroe
Moodys
Mooreland
Morris
Morrison
Mounds
Mountain Park
Mountain View
Moyers
Muldrow
Mulhall
Muse
Muskogee
Mustang
Mutual
Nardin
Nash
Nashoba
Newalla
Newcastle
Newkirk
Nicoma Park
Ninnekah
Noble
Norman
North Miami
Nowata
Oakhurst
Oaks
Oakwood
Ochelata
Oilton
Okarche
Okay
Okeene
Okemah
Oklahoma City
Okmulgee
Oktaha
Olustee
Omega
Oologah
Orlando
Osage
Oscar
Overbrook
Owasso
Paden
Panama
Panola
Paoli
Park Hill
Pauls Valley
Pawhuska
Pawnee
Peggs
Perkins
Pernell
Perry
Picher
Pickens
Piedmont
Pittsburg
Platter
Pocasset
Pocola
Ponca City
Pond Creek
Porter
Porum
Poteau
Prague
Preston
Proctor
Prue
Pryor
Purcell
Putnam
Quapaw
Quinton
Ralston
Ramona
Randlett
Ratliff City
Rattan
Ravia
Red Oak
Red Rock
Redbird
Rentiesville
Reydon
Ringling
Ringold
Ringwood
Ripley
Rocky
Roff
Roland
Roosevelt
Rose
Rosston
Rufe
Rush Springs
Ryan
S Coffeyville
Saint Louis
Salina
Sallisaw
Sand Springs
Sapulpa
Sasakwa
Savanna
Sawyer
Sayre
Schulter
Seiling
Seminole
Sentinel
Shady Point
Shamrock
Sharon
Shattuck
Shawnee
Shidler
Skiatook
Slick
Smithville
Snow
Snyder
Soper
Southard
Sparks
Spavinaw
Spencer
Spencerville
Sperry
Spiro
Springer
Sterling
Stidham
Stigler
Stillwater
Stilwell
Stonewall
Strang
Stratford
Stringtown
Stroud
Stuart
Sulphur
Sweetwater
Swink
Taft
Tahlequah
Talala
Talihina
Taloga
Tatums
Tecumseh
Temple
Terlton
Terral
Texhoma
Texola
Thackerville
Thomas
Tipton
Tishomingo
Tonkawa
Tryon
Tullahassee
Tulsa
Tupelo
Turpin
Tuskahoma
Tussy
Tuttle
Twin Oaks
Tyrone
Union City
Valliant
Velma
Vera
Verden
Vian
Vici
Vinita
Vinson
Wagoner
Wainwright
Wakita
Walters
Wanette
Wann
Wapanucka
Wardville
Warner
Washington
Washita
Watonga
Watson
Watts
Waukomis
Waurika
Wayne
Waynoka
Weatherford
Webbers Falls
Welch
Weleetka
Welling
Wellston
Westville
Wetumka
Wewoka
Wheatland
Whitefield
Whitesboro
Wilburton
Willow
Wilson
Wister
Woodward
Wright City
Wyandotte
Wynnewood
Wynona
Yale
Yukon