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Compare Savings Rates in New Hampshire – March 2026

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Current New Hampshire Savings Rates and MMA Rates

For those in New Hampshire, Service Federal Credit Union lists a Deployed Warrior Savings at 10.00%. Jeanne D Arc Credit Union has a Savings Account available at 8.00% APY (min deposit $0). Service Federal Credit Union has a Primary Savings Account available at 5.00% APY (min deposit $0). For those in New Hampshire, Piscataqua Savings Bank lists a Kids' Bank Savings Account at 3.56%.

Find the best savings and money market rates in New Hampshire today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in NH, comparing APYs is the best way to maximize your interest earnings.

The following rates reflect recent market quotes and representative offers available to New Hampshire depositors. Actual savings rates may vary by financial institution and market conditions.

Last Updated and Verified: March 5, 2026

Savings Rates in New Hampshire and Area

  • Deployed Warrior Savings:
    10.00%
  • Savings Account:
    8.00%
  • Primary Savings Account:
    5.00%
  • Kids' Bank Savings Account:
    3.56%
  • Kids' Bank Savings Account and over:
    3.56%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Last Updated and Verified: March 5, 2026

Best New Hampshire and Area Savings Rates & Money Market Rates

Bank / Credit Union
Product
APY
Min Deposit
Service Federal Credit Union Somersworth, NH
Deployed Warrior Savings
10.00%
$0
Rate 10.00%
Min Deposit $0
Last Updated 03/05/2026
Details

Jeanne D Arc Credit Union Nashua, NH
Savings Account
8.00%
$0
Rate 8.00%
Min Deposit $0
Last Updated 03/05/2026
Details

Service Federal Credit Union Somersworth, NH
Primary Savings Account
5.00%
$0
Rate 5.00%
Min Deposit $0
Last Updated 03/05/2026
Details Minimum Daily Balance $0.00 - $500

Piscataqua Savings Bank Portsmouth, NH
Kids' Bank Savings Account
3.56%
$0
Rate 3.56%
Min Deposit $0
Last Updated 03/05/2026
Details Balances up to $4,999.99

Piscataqua Savings Bank Portsmouth, NH
Kids' Bank Savings Account and over
3.56%
$0
Rate 3.56%
Min Deposit $0
Last Updated 03/05/2026
Details Balances $5,000.00

Millyard Bank Nashua, NH
Savings Account
3.50%
$0
Rate 3.50%
Min Deposit $0
Last Updated 03/05/2026
Details Annual Percentage Yield (APY) as of 6/25/2025. The rate and APY on these Variable Rate Accounts are subject to change at any time without notice. Fees may reduce earnings.

MVSB Wolfeboro, NH
High Yield Savings
3.40%
$0
Rate 3.40%
Min Deposit $0
Last Updated 03/05/2026
Details $100.00 minimum to open

Mascoma Bank Woodstock, VT
Build Savings - Tier 1
3.35%
$5
Rate 3.35%
Min Deposit $5
Last Updated 03/05/2026
Details

Mascoma Bank Woodstock, VT
Build Savings - Tier 2
3.35%
$5
Rate 3.35%
Min Deposit $5
Last Updated 03/05/2026
Details Earns 3.35% APY on balances $0.01-$4,999.99; 0.10% interest on $5,000.00 and above

Eastern Bank Boston, MA Stratham, NH
Money Market Account
3.25%
$0
Rate 3.25%
Min Deposit $0
Last Updated 03/05/2026
Details Balances $50,000-$10,000,000

Eastern Bank Boston, MA Stratham, NH
Money Market Special
3.25%
$50,000
Rate 3.25%
Min Deposit $50,000
Last Updated 03/05/2026
Details

Franklin SB Franklin, NH Tilton, NH
Variable Rate IRA Savings
3.25%
$0
Rate 3.25%
Min Deposit $0
Last Updated 03/05/2026
Details

Camden National Bank Tilton, NH
High-Yield Savings Account
3.10%
$25
Rate 3.10%
Min Deposit $25
Last Updated 03/05/2026
Details

Piscataqua Savings Bank Portsmouth, NH
Money Market Accounts and over
3.05%
$2,500
Rate 3.05%
Min Deposit $2,500
Last Updated 03/05/2026
Details Balances $1,000,000.00

Claremont Savings Bank West Lebanon, VT
Summit High Yield Savings
3.05%
$25
Rate 3.05%
Min Deposit $25
Last Updated 03/05/2026
Details No maintenance or monthly fees

Citizens Bank Wolfeboro, NH
Citizens Private Client® Money Market
3.00%
$0
Rate 3.00%
Min Deposit $0
Last Updated 03/05/2026
Details Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates

Mascoma Bank Woodstock, VT
ELEVATE 1 MMA - Tier 3
3.00%
$0
Rate 3.00%
Min Deposit $0
Last Updated 03/05/2026
Details

Lowell Five Bank Nashua, NH
High Yield Savings
3.00%
$10
Rate 3.00%
Min Deposit $10
Last Updated 03/05/2026
Details $50,000.00 or more - 3.00%*; Fees could reduce earnings. Account rate is variable and is subject to change at any time. Rates and Annual Percentage Yields effective 11/24/25

Millyard Bank Nashua, NH
Savings Account
3.00%
$0
Rate 3.00%
Min Deposit $0
Last Updated 03/05/2026
Details Annual Percentage Yield (APY) as of 6/25/2025. The rate and APY on these Variable Rate Accounts are subject to change at any time without notice. Fees may reduce earnings.

NBT Bank Nashua, NH
Accelerate Money Market Tier 5
2.78%
$0
Rate 2.78%
Min Deposit $0
Last Updated 03/05/2026
Details Average daily balance $500,000 +

Citizens Bank Wolfeboro, NH
Citizens Quest® Money Market
2.75%
$0
Rate 2.75%
Min Deposit $0
Last Updated 03/05/2026
Details Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.

MVSB Wolfeboro, NH
High Yield Savings
2.75%
$0
Rate 2.75%
Min Deposit $0
Last Updated 03/05/2026
Details $100.00 minimum to open

Camden National Bank Tilton, NH
High-Yield Savings Account
2.65%
$25
Rate 2.65%
Min Deposit $25
Last Updated 03/05/2026
Details

Piscataqua Savings Bank Portsmouth, NH
Money Market Accounts
2.53%
$2,500
Rate 2.53%
Min Deposit $2,500
Last Updated 03/05/2026
Details Balances $500,000.00 - $999,999.99

Service Federal Credit Union Somersworth, NH
Business Money Market
2.50%
$0
Rate 2.50%
Min Deposit $0
Last Updated 03/05/2026
Details

Millyard Bank Nashua, NH
Savings Account
2.50%
$0
Rate 2.50%
Min Deposit $0
Last Updated 03/05/2026
Details Annual Percentage Yield (APY) as of 6/25/2025. The rate and APY on these Variable Rate Accounts are subject to change at any time without notice. Fees may reduce earnings.

Triangle Credit Union Nashua, NH
Business Money Market
2.40%
$100
Rate 2.40%
Min Deposit $100
Last Updated 03/05/2026
Details Earns 2.400% APY on balances $250,000 and over

Triangle Credit Union Nashua, NH
Business Online Savings
2.40%
$0
Rate 2.40%
Min Deposit $0
Last Updated 03/05/2026
Details Earns 2.400% APY on balances $250,000 and Over

Triangle Credit Union Nashua, NH
Business Money Market
2.30%
$100
Rate 2.30%
Min Deposit $100
Last Updated 03/05/2026
Details Earns 2.300% APY on balances $100,000 - $249,999.99

Triangle Credit Union Nashua, NH
Business Online Savings
2.30%
$0
Rate 2.30%
Min Deposit $0
Last Updated 03/05/2026
Details Earns 2.300% APY on balances $100,000 - $249,999.99

NBT Bank Nashua, NH
Accelerate Money Market Tier 4
2.27%
$0
Rate 2.27%
Min Deposit $0
Last Updated 03/05/2026
Details Average daily balance $250,000 < $500,000

Haverhill Bank Salem, NH
Money Market
2.25%
$0
Rate 2.25%
Min Deposit $0
Last Updated 03/05/2026
Details

Eastern Bank Boston, MA Stratham, NH
Featured Premier Money Market
2.17%
$0
Rate 2.17%
Min Deposit $0
Last Updated 03/05/2026
Details

Eastern Bank Boston, MA Stratham, NH
Money Market Account
2.17%
$0
Rate 2.17%
Min Deposit $0
Last Updated 03/05/2026
Details Earns 2.17% APY on balances $250,000+

Triangle Credit Union Nashua, NH
Business Money Market
2.15%
$100
Rate 2.15%
Min Deposit $100
Last Updated 03/05/2026
Details Earns 2.150% APY on balances $50,000 - $99,999.99

Triangle Credit Union Nashua, NH
Business Online Savings
2.15%
$0
Rate 2.15%
Min Deposit $0
Last Updated 03/05/2026
Details Earns 2.150% APY on balances $50,000 - $99,999.99

Members First Credit Union of NH Manchester, NH
Green Money Market
2.02%
$0
Rate 2.02%
Min Deposit $0
Last Updated 03/05/2026
Details

Granite State Credit Union Tilton, NH
Money Market Account
2.02%
$2,500
Rate 2.02%
Min Deposit $2,500
Last Updated 03/05/2026
Details Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Consumer Schedule of Fees and Charges and Truth in Savings disclosure for more information. Available upon request.

Piscataqua Savings Bank Portsmouth, NH
Money Market Accounts
2.02%
$2,500
Rate 2.02%
Min Deposit $2,500
Last Updated 03/05/2026
Details Balances $250,000.00 - $499,999.99

Mascoma Bank Woodstock, VT
ELEVATE 1 MMA - Tier 2
2.00%
$0
Rate 2.00%
Min Deposit $0
Last Updated 03/05/2026
Details

Haverhill Bank Salem, NH
Money Market
2.00%
$0
Rate 2.00%
Min Deposit $0
Last Updated 03/05/2026
Details

Heritage Family Federal Credit Union Hooksett, NH
Money Market Share Accounts
2.00%
$0
Rate 2.00%
Min Deposit $0
Last Updated 03/05/2026
Details

Millyard Bank Nashua, NH
Savings Account
2.00%
$0
Rate 2.00%
Min Deposit $0
Last Updated 03/05/2026
Details Annual Percentage Yield (APY) as of 6/25/2025. The rate and APY on these Variable Rate Accounts are subject to change at any time without notice. Fees may reduce earnings.

Triangle Credit Union Nashua, NH
Business Money Market
1.90%
$100
Rate 1.90%
Min Deposit $100
Last Updated 03/05/2026
Details Earns 1.900% APY on balances $100 - $49,999.99

Triangle Credit Union Nashua, NH
Business Online Savings
1.90%
$0
Rate 1.90%
Min Deposit $0
Last Updated 03/05/2026
Details Earns 1.900% APY on balances $100 - $49,999.99

NEW HAMPSHIRE Lee, NH
Hero's Honors High Yield Savings Account
1.85%
$0
Rate 1.85%
Min Deposit $0
Last Updated 03/05/2026
Details $100,000 or greater

Bellwether Community Credit Union Nashua, NH
Premier Money Market
1.80%
$2,500
Rate 1.80%
Min Deposit $2,500
Last Updated 03/05/2026
Details

Granite State Credit Union Tilton, NH
Money Market Account
1.77%
$2,500
Rate 1.77%
Min Deposit $2,500
Last Updated 03/05/2026
Details Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Consumer Schedule of Fees and Charges and Truth in Savings disclosure for more information. Available upon request.

Piscataqua Savings Bank Portsmouth, NH
Money Market Accounts
1.77%
$2,500
Rate 1.77%
Min Deposit $2,500
Last Updated 03/05/2026
Details Balances $100,000.00 - $249,999.99

NBT Bank Nashua, NH
Accelerate Money Market Tier 3
1.76%
$0
Rate 1.76%
Min Deposit $0
Last Updated 03/05/2026
Details Average daily balance $100,000 < $250,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for New Hampshire directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in New Hampshire. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in NH.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.

Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in New Hampshire. It is always advisable to check with the specific financial institution's official website for the most current offers and terms. Last Updated and Verified: March 5, 2026

How to Find the Best Savings Account in New Hampshire

  1. Compare APY (Annual Percentage Yield) The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
  2. Check Minimum Deposit Requirements Some high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
  3. Review Monthly Fees Avoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
  4. Verify FDIC or NCUA Insurance Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.

Frequently Asked Questions for New Hampshire

What are the current savings rates in New Hampshire and the surrounding area
Below is a list of current savings and money market rates available for New Hampshire. We track lenders daily to provide the most up-to-date APY and term information.

Lender / Product
APY
Min Dep
Service Federal Credit Union
Deployed Warrior Savings
10.00%
$0
Jeanne D Arc Credit Union
Savings Account
8.00%
$0
Service Federal Credit Union
Primary Savings Account
5.00%
$0
Piscataqua Savings Bank
Kids' Bank Savings Account
3.56%
$0
Piscataqua Savings Bank
Kids' Bank Savings Account and over
3.56%
$0
Lender / Product
APY
Min Dep
Millyard Bank
Savings Account
3.50%
$0
MVSB
High Yield Savings
3.40%
$0
Mascoma Bank
Build Savings - Tier 1
3.35%
$5
Mascoma Bank
Build Savings - Tier 2
3.35%
$5
Eastern Bank Boston, MA
Money Market Account
3.25%
$0
Last Updated and Verified: March 5, 2026
What is a High-Yield Savings Account?
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe?
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime?
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change?
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.

Cities in New Hampshire