Compare Savings Rates in Baltimore, Maryland – March 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Current Baltimore, Maryland Savings Rates and MMA RatesFor those in Baltimore, Maryland, Ukrainian Selfreliance Federal Credit Union lists a IRA Savings at 4.08%. For those in Baltimore, Maryland, CFG Bank lists a CFG High Yield Money Market In Branch at 3.80%. For those in Baltimore, Maryland, CFG Bank lists a CFG High Yield Money Market Online at 3.80%. For those in Baltimore, Maryland, BayVanguard Bank lists a Business Premier Money Market Savings at 3.73%. Find the best savings and money market rates in Baltimore, MD today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in MD, comparing APYs is the best way to maximize your interest earnings. The following rates reflect recent market quotes and representative offers available to Maryland depositors. Actual savings rates may vary by financial institution and market conditions.
Last Updated and Verified: March 5, 2026
Savings Rates in Baltimore, MD and Area
Rates shown are recent market averages and representative quotes. Actual rates may vary.
Last Updated and Verified: March 5, 2026
Best Baltimore, MD and Area Savings Rates & Money Market RatesBank / Credit Union
Product
APY
Min Deposit
Ukrainian Selfreliance Federal Credit Union Baltimore, MD
IRA Savings
4.08%
$50
▼
Rate 4.08%
Min Deposit $50
Last Updated 03/05/2026
Details
CFG Bank Baltimore, MD
CFG High Yield Money Market In Branch
3.80%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Last Updated 03/05/2026
Details
May add deposits at anytime. See below for account details.
CFG Bank Baltimore, MD
CFG High Yield Money Market Online
3.80%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Last Updated 03/05/2026
Details
May add deposits at anytime, no check writing privileges. See below for account details.
BayVanguard Bank Baltimore, MD
Business Premier Money Market Savings
3.73%
$10,000
▼
Rate 3.73%
Min Deposit $10,000
Last Updated 03/05/2026
Details
Open an account with a deposit of $10,000.00 or more, to earn interest at a guaranteed 3.73% APY* for the first 90 days. After the 90 day period, the APY will be based upon your account balance. The higher your balance, the higher your interest!
Fulton Bank Baltimore, MD
Promotional Money Market Account
3.55%
$10,000
▼
Rate 3.55%
Min Deposit $10,000
Last Updated 03/05/2026
Details
with a minimum new money deposit of $10,000.
Truist Baltimore, MD
Small Business Money Market Account
3.40%
$0
▼
Rate 3.40%
Min Deposit $0
Last Updated 03/05/2026
Details
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account.
Capital One Bank Baltimore, MD
360 Performance Savings
3.30%
$0
▼
Rate 3.30%
Min Deposit $0
Last Updated 03/05/2026
Details
A rate of 3.30% Annual Percentage Yield (APY) applies to all account balances. Advertised rates are variable and effective as of 3/3/2026. Rates are subject to change at any time before or after account opening.
PNC Bank Baltimore, MD
PNC High Yield SavingsŪ
3.30%
$1
▼
Rate 3.30%
Min Deposit $1
Last Updated 03/05/2026
Details
BayVanguard Bank Baltimore, MD
Business Premier Money Market Savings
3.22%
$0
▼
Rate 3.22%
Min Deposit $0
Last Updated 03/05/2026
Details
Bonus Rate for the first 90 days; $1,000,000.00 and above
Ukrainian Selfreliance Federal Credit Union Baltimore, MD
High Yield Savings
3.20%
$5,000
▼
Rate 3.20%
Min Deposit $5,000
Last Updated 03/05/2026
Details
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here. Methodology & Data SourcesDirect-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Baltimore, Maryland directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy. Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Baltimore, Maryland. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in MD. Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.
Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Baltimore, Maryland.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Last Updated and Verified: March 5, 2026
How to Find the Best Savings Account in Baltimore, Maryland
Frequently Asked Questions for Baltimore, Maryland
What are the current savings rates in Baltimore, Maryland and the surrounding area ▼
Below is a list of current savings and money market rates available for Baltimore, Maryland. We track lenders daily to provide the most up-to-date APY and term information.
Lender / Product APY Min Dep Ukrainian Selfreliance Federal Credit Union
IRA Savings
4.08%
$50
CFG Bank
CFG High Yield Money Market In Branch
3.80%
$1,000
CFG Bank
CFG High Yield Money Market Online
3.80%
$1,000
BayVanguard Bank
Business Premier Money Market Savings
3.73%
$10,000
Fulton Bank
Promotional Money Market Account
3.55%
$10,000
Lender / Product APY Min Dep Truist
Small Business Money Market Account
3.40%
$0
Capital One Bank
360 Performance Savings
3.30%
$0
PNC Bank
PNC High Yield SavingsŪ
3.30%
$1
BayVanguard Bank
Business Premier Money Market Savings
3.22%
$0
Ukrainian Selfreliance Federal Credit Union
High Yield Savings
3.20%
$5,000
Last Updated and Verified: March 5, 2026
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.
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