Compare Savings Rates in Baltimore, Maryland – February 2026

Home
Best Savings Rates in Maryland
Best Savings Rates in Baltimore, Maryland

Content reviewed by

Brian McKay

Current Baltimore, Maryland Savings Rates and MMA Rates

Primis Bank is offering a Primis Savings in Baltimore, Maryland with an APY of 3.85%. CFG Bank is offering a Money Market in Baltimore, Maryland with an APY of 3.85%. Glen Burnie MSB is offering a Money Market Advantage in Baltimore, Maryland with an APY of 3.82%. EagleBank is offering a Eagle High-Yield Savings in Baltimore, Maryland with an APY of 3.70%.

Find the best savings and money market rates in Baltimore, MD today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in MD, comparing APYs is the best way to maximize your interest earnings.

The following rates reflect recent market quotes and representative offers available to Maryland depositors. Actual savings rates may vary by financial institution and market conditions.

Savings Rates in Baltimore, MD and Area

• Primis Savings:
3.85%
• Money Market:
3.85%
• Money Market Advantage:
3.82%
• Eagle High-Yield Savings:
3.70%
• Signature Savings:
2.75%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Best Savings Rates and Money Market Rates in Baltimore, Maryland & Region February, 2026

CFG Bank
1615 Thames St
Baltimore, MD 21231

Money Market

3.85%

$1,000

BayVanguard Bank
8639 Belair Rd
Baltimore, MD 21236

Premier Money Market

2.09%

$10,000

Navy Federal Credit Union
6417 Petrie Way
Baltimore, MD 21237

Jumbo Money Market

2.05%

$1,000,000

Homewood Federal SB
3228 Eastern Ave # 30
Baltimore, MD 21224

Money Market Advantage

0.50%

$40,000

Aberdeen Proving Ground FCU
1631 Merritt Blvd
Baltimore, MD 21222

Money Market

0.35%

$2,500

Rosedale FSL
6810 York Rd
Baltimore, MD 21212

Money Market

0.25%

$2,500

Rosedale FSL
6810 York Rd
Baltimore, MD 21212

Everyday Savings

0.25%

$100

Harbor Bank of Maryland
25 W Fayette St
Baltimore, MD 21201

Investment Money Market

0.25%

$2,500

Navy Federal Credit Union
6417 Petrie Way
Baltimore, MD 21237

Share Savings

0.25%

Aberdeen Proving Ground FCU
1631 Merritt Blvd
Baltimore, MD 21222

Regular Savings

0.20%

First Financial of Maryland FCU
8665 Pulaski Hwy Ste 118
Baltimore, MD 21237

Money Market

0.20%

$2,000

Homewood Federal SB
3228 Eastern Ave # 30
Baltimore, MD 21224

Statement Savings

0.15%

$50

Harbor Bank of Maryland
25 W Fayette St
Baltimore, MD 21201

Statement Savings

0.10%

$1,000

First Financial of Maryland FCU
8665 Pulaski Hwy Ste 118
Baltimore, MD 21237

Share Savings

0.10%

BayVanguard Bank
8639 Belair Rd
Baltimore, MD 21236

Statement Savings

0.05%

$50

Forbright
1700 Rockville Pike
Rockville, MD 20852

Growth Savings

3.85%

$250

Glen Burnie MSB
1 Crain Hwy S
Glen Burnie, MD 21061

Money Market Advantage

3.82%

$25,000

Presidential Bank
4520 East West Hwy
Bethesda, MD 20814

Advantage Savings

3.75%

$5,000

EagleBank
7830 Old Georgetown Rd
Bethesda, MD 20814

Eagle High-Yield Savings

3.70%

$1,000

Presidential Bank
4520 East West Hwy
Bethesda, MD 20814

Money Market Advantage

3.62%

$25,000

Arundel Federal Savings Bank
655 Crain Hwy S
Glen Burnie, MD 21061

Goal Maker Savings

3.55%

Andrews Federal Credit Union
5711 Allentown Rd
Suitland, MD 20746

High Yield Savings

3.50%

EagleBank
7830 Old Georgetown Rd
Bethesda, MD 20814

Eagle Money Market

2.03%

$100

First Shore Federal S&L
106 S Division St
Salisbury, MD 21801

Statement Savings

1.75%

$200

NASA Federal Credit Union
500 Prince Georges Blvd
Upper Marlboro, MD 20774

Premier Money Market

1.65%

$10,000

Sandy Spring Bank
17801 Georgia Ave
Olney, MD 20832

Premier Money Market

1.25%

$10,000

Sandy Spring Bank
17801 Georgia Ave
Olney, MD 20832

Business Premier Money Market

1.25%

$10,000

Andrews Federal Credit Union
5711 Allentown Rd
Suitland, MD 20746

Premium Money Market

0.80%

F&M Bank Upperco, MD
15226 Hanover Pike
Upperco, MD 21155

Money Market

0.60%

$250,000

First Shore Federal S&L
106 S Division St
Salisbury, MD 21801

Gold Money Market

0.50%

$2,500

Queenstown Bank
7101 Main St
Queenstown, MD 21658

QRewards Savings

0.50%

$20

Cecil Bank
127 North St
Elkton, MD 21921

Money Market

0.30%

$25,000

Act 1st Federal Credit Union
14316 National Hwy SW
LaVale, MD 21502

Money Market

0.25%

$2,500

Harford Bank
8 W Bel Air Ave
Aberdeen, MD 21001

Savings

0.20%

$100

Harford Bank
8 W Bel Air Ave
Aberdeen, MD 21001

Money Market

0.20%

$100

Cecil Bank
127 North St
Elkton, MD 21921

Savings

0.15%

$10

Jarrettsville Federal S&L
3706 Norrisville Rd
Jarrettsville, MD 21084

Money Market

0.15%

Jarrettsville Federal S&L
3706 Norrisville Rd
Jarrettsville, MD 21084

Statement Savings

0.15%

Sandy Spring Bank
17801 Georgia Ave
Olney, MD 20832

Personal Savings

0.15%

$25

Arundel Federal Savings Bank
655 Crain Hwy S
Glen Burnie, MD 21061

Money Market

0.10%

$1,000

NASA Federal Credit Union
500 Prince Georges Blvd
Upper Marlboro, MD 20774

Prime Savings

0.10%

Peoples Bank Chestertown, MD
100 Spring Ave
Chestertown, MD 21620

Regular Savings

0.08%

$50

F&M Bank Upperco, MD
15226 Hanover Pike
Upperco, MD 21155

Savings

0.05%

$25

The Bank of Glen Burnie
101 Crain Hwy S
Glen Burnie, MD 21061

Money Market

0.05%

$2,500

The Bank of Glen Burnie
101 Crain Hwy S
Glen Burnie, MD 21061

Statement Savings

0.05%

$100

Glen Burnie MSB
1 Crain Hwy S
Glen Burnie, MD 21061

Statement Savings

0.05%

$100

Peoples Bank Chestertown, MD
100 Spring Ave
Chestertown, MD 21620

Money Market

0.05%

$1,000

Act 1st Federal Credit Union
14316 National Hwy SW
LaVale, MD 21502

Savings

0.05%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Methodology & Data Sources

Local Savings Rate Aggregation: MonitorBankRates tracks savings account rates for Baltimore, Maryland by aggregating data from local banks, local credit unions, and national online institutions. Our proprietary technology scans daily to ensure you see the most competitive high-yield savings accounts (HYSAs) and money market accounts available in your area.

Data Accuracy & Safety: The APYs displayed for Baltimore, Maryland reflect current market offers. We prioritize data from institutions that are FDIC or NCUA insured to ensure your deposits are protected, and we verify these figures against the institution's published terms to maintain high reliability for savers in MD.

Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Baltimore, Maryland. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

How to Find the Best Savings Account in Baltimore, Maryland

Compare APY (Annual Percentage Yield) The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
Check Minimum Deposit Requirements Some high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
Review Monthly Fees Avoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
Verify FDIC or NCUA Insurance Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.

Frequently Asked Questions for Baltimore, Maryland

What are the current savings rates in Baltimore, Maryland? ▼

Below is a list of current savings and money market rates available for Baltimore, Maryland. We track lenders daily to provide the most up-to-date APY and term information.

Lender / Product

APY

Min Dep

CFG Bank

Money Market

3.85%

$1,000

Primis Bank

Primis Savings

3.85%

Forbright

Growth Savings

3.85%

$250

EagleBank

Eagle High-Yield Savings

3.70%

$1,000

TD Bank

Signature Savings

2.75%

$100,000

Lender / Product

APY

Min Dep

Navy Federal Credit Union

Jumbo Money Market

2.05%

$1,000,000

Sandy Spring Bank

Premier Money Market

1.25%

$10,000

First Financial of Maryland FCU

Money Market

0.20%

$2,000

Harford Bank

Savings

0.20%

$100

First Citizens Bank

Online Savings

0.10%

$50

What is a High-Yield Savings Account? ▼

A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.

Are online savings accounts safe? ▼

Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.

Can I withdraw money from a savings account anytime? ▼

Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.

Do savings rates change? ▼

Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.