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Compare Savings Rates in Laplace, Louisiana – January 2026

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Current Laplace, Louisiana Savings Rates and MMA Rates

Navy Federal Credit Union is offering a Jumbo Money Market in Laplace, Louisiana with an APY of 2.05%. Current rates from Regions Bank include a Premium Money Market at 2.00% APY. Current rates from Credit Human Federal Credit Union include a Money Market at 1.55% APY. For those in Laplace, Louisiana, First Horizon lists a TotalView Money Market at 1.26%.

Find the best savings and money market rates in Laplace, LA today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in LA, comparing APYs is the best way to maximize your interest earnings.

The following rates reflect recent market quotes and representative offers available to Louisiana depositors. Actual savings rates may vary by financial institution and market conditions.

Savings Rates in Laplace, LA and Area

  • • Jumbo Money Market:
    2.05%
  • • Premium Money Market:
    2.00%
  • • Money Market:
    1.55%
  • • TotalView Money Market :
    1.26%
  • • High Yield Money Market:
    1.25%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Best Savings Rates and Money Market Rates in Laplace, Louisiana & Region January, 2026

Bank
Product
APY
Min Dep
705 Federal Credit Union
705 Federal Credit Union
1455 W Willow St
Lafayette, LA 70506
Super Green Money Market
0.75%
$1,000
Century Next Bank
Century Next Bank
505 N Vienna St
Ruston, LA 71270
Money Market
0.75%
$50
Concordia Bank & Trust Company
Concordia Bank & Trust Company
904 Carter St
Vidalia, LA 71373
Money Market
0.50%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
904 Carter St
Vidalia, LA 71373
Blue Chip Savings
0.50%
$100
Century Next Bank
Century Next Bank
505 N Vienna St
Ruston, LA 71270
Regular Savings
0.50%
$50
Bank of Zachary
Bank of Zachary
4743 Main St
Zachary, LA 70791
e-Z Money Market
0.40%
$1,500
Bank of Zachary
Bank of Zachary
4743 Main St
Zachary, LA 70791
Regular Savings
0.30%
$100
705 Federal Credit Union
705 Federal Credit Union
1455 W Willow St
Lafayette, LA 70506
Regular Share Savings
0.25%
$100
Acadian Federal Credit Union
Acadian Federal Credit Union
102 Sunbeam Ln
Lafayette, LA 70506
Money Market
0.20%
$2,500
Fifth District Savings Bank
Fifth District Savings Bank
4000 General Degaulle Dr
New Orleans, LA 70114
Money Market
0.15%
$300
State Bank & Trust Company
State Bank & Trust Company
1614 S Bayou Dr
Golden Meadow, LA 70357
Standard Savings
0.15%
$0
State Bank & Trust Company
State Bank & Trust Company
1614 S Bayou Dr
Golden Meadow, LA 70357
Money Market
0.15%
$0
Simmesport State Bank
Simmesport State Bank
16495 Highway 1
Simmesport, LA 71369
Money Market
0.15%
$1,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
4400 Maplewood Dr
Sulphur, LA 70663
Regular Savings
0.15%
$25
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
1725 Sullivan Dr
Bogalusa, LA 70427
Savings
0.10%
$50
Fifth District Savings Bank
Fifth District Savings Bank
4000 General Degaulle Dr
New Orleans, LA 70114
Savings
0.10%
$0
Heritage Bank of St Tammany
Heritage Bank of St Tammany
205 N Columbia St
Covington, LA 70433
Statement Savings
0.10%
$10
Simmesport State Bank
Simmesport State Bank
16495 Highway 1
Simmesport, LA 71369
Passbook Savings
0.10%
$100
Alec Federal Credit Union
Alec Federal Credit Union
10725 Airline Hwy
Baton Rouge, LA 70816
Share Savings
0.10%
$5
Acadian Federal Credit Union
Acadian Federal Credit Union
102 Sunbeam Ln
Lafayette, LA 70506
Membership Savings
0.10%
$5
La Capitol Federal Credit Union
La Capitol Federal Credit Union
700 Main St
Baton Rouge, LA 70802
Special Savings
0.10%
$100
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
1725 Sullivan Dr
Bogalusa, LA 70427
Money Market
0.05%
$2,500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

How to Find the Best Savings Account in Laplace, Louisiana

  1. Compare APY (Annual Percentage Yield) The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
  2. Check Minimum Deposit Requirements Some high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
  3. Review Monthly Fees Avoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
  4. Verify FDIC or NCUA Insurance Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.

Frequently Asked Questions for Laplace, Louisiana

What are the current savings rates in Laplace, Louisiana? ▼
Below is a list of current savings and money market rates available for Laplace, Louisiana. We track lenders daily to provide the most up-to-date APY and term information.

Lender / Product
APY
Min Dep
Capital One Bank
360 Performance Savings
3.30%
$0
Regions Bank
Premium Money Market
2.00%
$10,000
Credit Human Federal Credit Union
Money Market
1.55%
$1,000
Planters Bank & Trust Company
Business High Yield Money Market
1.25%
$25,000
Planters Bank & Trust Company
High Yield Money Market
1.25%
$25,000
Lender / Product
APY
Min Dep
705 Federal Credit Union
Super Green Money Market
0.75%
$1,000
Century Next Bank
Money Market
0.75%
$50
Credit Human Federal Credit Union
Share Savings
0.55%
$100
Concordia Bank & Trust Company
Blue Chip Savings
0.50%
$100
Concordia Bank & Trust Company
Money Market
0.50%
$1,000
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.