Compare Savings Rates in Kansas – March 2026Current Kansas Savings Rates and MMA RatesCurrent rates from First Federal Bank of Kansas City include a Grow Savings Account at 5.00% APY. CommunityAmerica Credit Union is offering a High Interest Savings in Kansas with an APY of 5.00%. The Bank of Tescott is offering a Executive Money Market Account in Kansas with an APY of 4.00%. Current rates from First Bank Creve Coeur, MO include a Kids Cash Savings at 4.00% APY. Find the best savings and money market rates in Kansas today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in KS, comparing APYs is the best way to maximize your interest earnings. The following rates reflect recent market quotes and representative offers available to Kansas depositors. Actual savings rates may vary by financial institution and market conditions.
Last Updated and Verified: March 5, 2026
Savings Rates in Kansas and Area
Rates shown are recent market averages and representative quotes. Actual rates may vary.
Last Updated and Verified: March 5, 2026
Best Kansas and Area Savings Rates & Money Market RatesBank / Credit Union
Product
APY
Min Deposit
First Federal Bank of Kansas City Prairie Village, KS
Grow Savings Account
5.00%
$0
▼
Rate 5.00%
Min Deposit $0
Last Updated 03/05/2026
Details
CommunityAmerica Credit Union St Peters, MO
High Interest Savings
5.00%
$0
▼
Rate 5.00%
Min Deposit $0
Last Updated 03/05/2026
Details
Earns 5.00% APY from $1.00 - $2,500, if First Tier qualifications are met; 0.03% APY on $2,500.01 or more, and on balance if First Tier qualifications are not met.
The Bank of Tescott Tescott, KS
Executive Money Market Account
4.00%
$0
▼
Rate 4.00%
Min Deposit $0
Last Updated 03/05/2026
Details
0 - $50,000
First Bank Creve Coeur, MO Overland Park, KS
Kids Cash Savings
4.00%
$0
▼
Rate 4.00%
Min Deposit $0
Last Updated 03/05/2026
Details
Earns 4.00% APY on balances $.01 - $500.00; 0.01% APY on $500.01 or more†
Mid-America Bank Wellsville, KS
Business Money Market
3.82%
$0
▼
Rate 3.82%
Min Deposit $0
Last Updated 03/05/2026
Details
Mid-America Bank Wellsville, KS
Money Market Accounts
3.82%
$0
▼
Rate 3.82%
Min Deposit $0
Last Updated 03/05/2026
Details
Meritrust Federal Credit Union Wichita, KS
Corporate Money Market
3.80%
$0
▼
Rate 3.80%
Min Deposit $0
Last Updated 03/05/2026
Details
Communication Federal Credit Union Topeka, KS
Blue Savings for Business
3.75%
$0
▼
Rate 3.75%
Min Deposit $0
Last Updated 03/05/2026
Details
Must enroll in eStatements to receive the advertised rate. Maximum aggregate balance of $2,500,000 across Blue Savings for Business accounts per Tax ID.
Corporate America Family Credit Union Overland Park, KS
Business Prosperity Savings
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Last Updated 03/05/2026
Details
intro rate subject to change; Promotional offer starts on 9/15/25 and is valid for a limited time only. Promotional rate of 3.75% APY applies to new Business Prosperity accounts opened with a minimum balance of at least $1,000.00; if balance falls below $1,000, the account will be closed and the remaining funds will be transferred to your Regular Share Account. Existing CAFCU savings accounts are excluded from this offer. To qualify for this offer, funds must be moved from another financial institution. This means qualifying funds must not currently be on deposit at CAFCU. Rates subject to change at any time and without notice. To qualify for the promotional rate, your accounts must be in good standing, and you must open a new Business Prosperity account. At the end of the promotional term, the standard savings rates will apply. Dividends are calculated daily and paid monthly. Your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government. Contact CAFCU for complete details.
Meritrust Federal Credit Union Wichita, KS
Non-Profit Money Market
3.75%
$0
▼
Rate 3.75%
Min Deposit $0
Last Updated 03/05/2026
Details
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here. Methodology & Data SourcesDirect-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy. Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in KS. Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.
Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Kansas.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Last Updated and Verified: March 5, 2026
How to Find the Best Savings Account in Kansas
Frequently Asked Questions for Kansas
What are the current savings rates in Kansas and the surrounding area ▼
Below is a list of current savings and money market rates available for Kansas. We track lenders daily to provide the most up-to-date APY and term information.
Lender / Product APY Min Dep First Federal Bank of Kansas City
Grow Savings Account
5.00%
$0
CommunityAmerica Credit Union
High Interest Savings
5.00%
$0
The Bank of Tescott
Executive Money Market Account
4.00%
$0
First Bank Creve Coeur, MO
Kids Cash Savings
4.00%
$0
Mid-America Bank
Business Money Market
3.82%
$0
Lender / Product APY Min Dep Mid-America Bank
Money Market Accounts
3.82%
$0
Meritrust Federal Credit Union
Corporate Money Market
3.80%
$0
Communication Federal Credit Union
Blue Savings for Business
3.75%
$0
Corporate America Family Credit Union
Business Prosperity Savings
3.75%
$1,000
Meritrust Federal Credit Union
Non-Profit Money Market
3.75%
$0
Last Updated and Verified: March 5, 2026
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.
Cities in KansasAbbyville
Abilene
Admire
Agenda
Agra
Albert
Alden
Alexander
Allen
Alma
Almena
Alta Vista
Altamont
Alton
Altoona
Americus
Andale
Andover
Anthony
Arcadia
Argonia
Arkansas City
Arlington
Arma
Arnold
Ashland
Assaria
Atchison
Athol
Atlanta
Attica
Atwood
Auburn
Augusta
Aurora
Axtell
Baileyville
Baldwin City
Barnard
Barnes
Bartlett
Basehor
Baxter Springs
Bazine
Beattie
Beaumont
Beeler
Belle Plaine
Belleville
Beloit
Belpre
Belvue
Bendena
Benedict
Bennington
Bentley
Benton
Bern
Berryton
Beverly
Bird City
Bison
Bloom
Blue Mound
Blue Rapids
Bluff City
Bogue
Bonner Springs
Bremen
Brewster
Bronson
Brookville
Brownell
Bucklin
Bucyrus
Buffalo
Buhler
Bunker Hill
Burden
Burdett
Burdick
Burlingame
Burlington
Burns
Burr Oak
Burrton
Bushton
Byers
Caldwell
Cambridge
Caney
Canton
Carbondale
Cassoday
Catharine
Cawker City
Cedar
Cedar Point
Cedar Vale
Centerville
Centralia
Chanute
Chapman
Chase
Chautauqua
Cheney
Cherokee
Cherryvale
Chetopa
Cimarron
Circleville
Claflin
Clay Center
Clayton
Clearview City
Clearwater
Clifton
Clyde
Coats
Coffeyville
Colby
Coldwater
Colfax
Collyer
Colony
Columbus
Colwich
Concordia
Conway Springs
Coolidge
Copeland
Corning
Cottonwood Falls
Council Grove
Courtland
Coyville
Crestline
Cuba
Cummings
Cunningham
Damar
Danville
De Soto
Dearing
Deerfield
Delia
Delphos
Denison
Dennis
Denton
Derby
Dexter
Dighton
Dodge City
Dorrance
Douglass
Dover
Downs
Dresden
Durham
Dwight
Easton
Edgerton
Edna
Edson
Edwardsville
Effingham
El Dorado
Elbing
Elk City
Elk Falls
Elkhart
Ellinwood
Ellis
Ellsworth
Elmdale
Elsmore
Elwood
Emmett
Emporia
Englewood
Ensign
Enterprise
Erie
Esbon
Eskridge
Eudora
Eureka
Everest
Fairview
Fall River
Falun
Farlington
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Fontana
Ford
Formoso
Fort Leavenworth
Fort Riley
Fort Scott
Fostoria
Fowler
Frankfort
Franklin
Fredonia
Freeport
Frontenac
Fulton
Galena
Galesburg
Galva
Garden City
Garden Plain
Gardner
Garfield
Garnett
Gas
Gaylord
Gem
Geneseo
Geuda Springs
Girard
Glade
Glasco
Glen Elder
Goddard
Goessel
Goff
Goodland
Gorham
Gove
Grainfield
Grantville
Great Bend
Greeley
Green
Greenleaf
Greensburg
Greenwich
Grenola
Gridley
Grinnell
Gypsum
Haddam
Halstead
Hamilton
Hanover
Hanston
Hardtner
Harper
Hartford
Harveyville
Havana
Haven
Havensville
Haviland
Hays
Haysville
Hazelton
Healy
Hepler
Herington
Herndon
Hesston
Hiawatha
Highland
Hill City
Hillsboro
Hillsdale
Hoisington
Holcomb
Hollenberg
Holton
Holyrood
Home
Hope
Horton
Howard
Hoxie
Hoyt
Hudson
Hugoton
Humboldt
Hunter
Hutchinson
Independence
Ingalls
Inman
Iola
Isabel
Iuka
Jamestown
Jennings
Jetmore
Jewell
Johnson
Junction City
Kanopolis
Kanorado
Kansas City
Kechi
Kendall
Kensington
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Kingman
Kinsley
Kiowa
Kirwin
Kismet
La Crosse
La Cygne
La Harpe
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Lakin
Lamont
Lancaster
Lane
Lansing
Larned
Latham
Lawrence
Le Roy
Leavenworth
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Lebo
Lecompton
Lehigh
Lenora
Leon
Leonardville
Leoti
Levant
Lewis
Liberal
Liberty
Liebenthal
Lincoln
Lincolnville
Lindsborg
Linn
Linwood
Little River
Logan
Long Island
Longford
Longton
Lorraine
Lost Springs
Louisburg
Louisville
Lucas
Ludell
Luray
Lyndon
Lyons
Macksville
Madison
Mahaska
Maize
Manhattan
Mankato
Manter
Maple City
Maple Hill
Mapleton
Marienthal
Marion
Marquette
Marysville
Matfield Green
Mayetta
Mayfield
McConnell A F B
McCracken
McCune
McDonald
McFarland
McLouth
Mcpherson
Meade
Medicine Lodge
Melvern
Meriden
Milan
Milford
Milton
Miltonvale
Minneapolis
Minneola
Moline
Montezuma
Monument
Moran
Morganville
Morland
Morrill
Morrowville
Moscow
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Mound Valley
Moundridge
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Mullinville
Mulvane
Munden
Murdock
Muscotah
Narka
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Natoma
Neal
Nekoma
Neodesha
Neosho Falls
Neosho Rapids
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Netawaka
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Newton
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Niotaze
Norcatur
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Nortonville
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Norwich
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Oberlin
Offerle
Ogallah
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Oketo
Olathe
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Olpe
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Onaga
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Osawatomie
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Oskaloosa
Oswego
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Oxford
Ozawkie
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Peck
Penokee
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Phillipsburg
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Plains
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Potwin
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Protection
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Quinter
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Reading
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Rolla
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Sabetha
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Salina
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Scandia
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Scott City
Scranton
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Seneca
Severy
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Sharon Springs
Shawnee Mission
Silver Lake
Simpson
Smith Center
Smolan
Sodville
Soldier
Solomon
South Haven
South Hutchinson
Spearville
Spivey
Spring Hill
St. George
Stafford
Stark
Sterling
Stilwell
Stockton
Strong City
Stuttgart
Sublette
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Sun City
Sycamore
Sylvan Grove
Sylvia
Syracuse
Talmage
Tampa
Tecumseh
Tescott
Thayer
Tipton
Tonganoxie
Topeka
Toronto
Towanda
Treece
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Turon
Tyro
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Ulysses
Union
Uniontown
Utica
Valley Center
Valley Falls
Vassar
Vermillion
Victoria
Viola
Virgil
Wa Keeney
Wakarusa
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Waldo
Waldron
Walker
Wallace
Walnut
Walton
Wamego
Washington
Waterville
Wathena
Waverly
Webber
Weir
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Wellington
Wellsville
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West Mineral
Westmoreland
Westphalia
Wetmore
Wheaton
White City
White Cloud
Whitewater
Whiting
Wichita
Williamsburg
Wilmore
Wilsey
Wilson
Winchester
Windom
Winfield
Winona
Wolf River
Woodbine
Woodston
Wright
Yates Center
Yoder
Zenda
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