Compare Savings Rates in Delaware – March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Current Delaware Savings Rates and MMA RatesFsnb is offering a Cents-able Savings in Delaware with an APY of 7.00%. Comenity Bank has a High Yield Savings available at 4.00% APY (min deposit $100). Current rates from Comenity Bank include a Retirement High-Yield Savings at 4.00% APY. Fulton Bank is offering a Promotional Money Market Account in Delaware with an APY of 3.55%. Find the best savings and money market rates in Delaware today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in DE, comparing APYs is the best way to maximize your interest earnings. The following rates reflect recent market quotes and representative offers available to Delaware depositors. Actual savings rates may vary by financial institution and market conditions.
Last Updated and Verified: March 5, 2026
Savings Rates in Delaware and Area
Rates shown are recent market averages and representative quotes. Actual rates may vary.
Last Updated and Verified: March 5, 2026
Best Delaware and Area Savings Rates & Money Market RatesBank / Credit Union
Product
APY
Min Deposit
Fsnb Dover, DE
Cents-able Savings
7.00%
$5
▼
Rate 7.00%
Min Deposit $5
Last Updated 03/05/2026
Details
Minimum Balance to Open Account: $5.00
Comenity Bank Wilmington, DE
High Yield Savings
4.00%
$100
▼
Rate 4.00%
Min Deposit $100
Last Updated 03/05/2026
Details
$100 minimum opening balance; FDIC insured; Earn interest on up to $10 million; Interest accrued and compounded daily; No hidden fees so you can save more
Comenity Bank Wilmington, DE
Retirement High-Yield Savings
4.00%
$0
▼
Rate 4.00%
Min Deposit $0
Last Updated 03/05/2026
Details
Build your retirement savings in a Traditional or Roth IRA.2; Get both the tax advantages of an IRA and a great savings rate.; Save confidently for the future with an FDIC-insured account.
Fulton Bank Wilmington, DE
Promotional Money Market Account
3.55%
$10,000
▼
Rate 3.55%
Min Deposit $10,000
Last Updated 03/05/2026
Details
with a minimum new money deposit of $10,000.
Dexsta Federal Credit Union Wilmington, MD
High Yield Savings
3.45%
$0
▼
Rate 3.45%
Min Deposit $0
Last Updated 03/05/2026
Details
$100,000.00-$249,999.99
Cross River Bank Wilmington, DE
I Connect/E Connect Tiered Savings
3.40%
$1,000,000
▼
Rate 3.40%
Min Deposit $1,000,000
Last Updated 03/05/2026
Details
Minimum Balance to Obtain APY: $1,000,000.00 and above
Capital One Bank Wilmington, DE
360 Performance Savings
3.30%
$0
▼
Rate 3.30%
Min Deposit $0
Last Updated 03/05/2026
Details
A rate of 3.30% Annual Percentage Yield (APY) applies to all account balances. Advertised rates are variable and effective as of 3/3/2026. Rates are subject to change at any time before or after account opening.
PNC Bank Zionsville, WV
PNC High Yield SavingsŪ
3.30%
$1
▼
Rate 3.30%
Min Deposit $1
Last Updated 03/05/2026
Details
Cross River Bank Wilmington, DE
I Connect/E Connect Tiered Savings
3.25%
$250,000
▼
Rate 3.25%
Min Deposit $250,000
Last Updated 03/05/2026
Details
Minimum Balance to Obtain APY: $250,000.00-$999,999.99
Sun East Federal Credit Union Wilmington, DE
Grow Business Money Market Account
3.20%
$2,500
▼
Rate 3.20%
Min Deposit $2,500
Last Updated 03/05/2026
Details
New Money Only
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here. Methodology & Data SourcesDirect-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Delaware directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy. Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Delaware. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in DE. Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.
Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Delaware.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Last Updated and Verified: March 5, 2026
How to Find the Best Savings Account in Delaware
Frequently Asked Questions for Delaware
What are the current savings rates in Delaware and the surrounding area ▼
Below is a list of current savings and money market rates available for Delaware. We track lenders daily to provide the most up-to-date APY and term information.
Lender / Product APY Min Dep Fsnb
Cents-able Savings
7.00%
$5
Comenity Bank
High Yield Savings
4.00%
$100
Comenity Bank
Retirement High-Yield Savings
4.00%
$0
Fulton Bank
Promotional Money Market Account
3.55%
$10,000
Dexsta Federal Credit Union
High Yield Savings
3.45%
$0
Lender / Product APY Min Dep Cross River Bank
I Connect/E Connect Tiered Savings
3.40%
$1,000,000
Capital One Bank
360 Performance Savings
3.30%
$0
PNC Bank
PNC High Yield SavingsŪ
3.30%
$1
Cross River Bank
I Connect/E Connect Tiered Savings
3.25%
$250,000
Sun East Federal Credit Union
Grow Business Money Market Account
3.20%
$2,500
Last Updated and Verified: March 5, 2026
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.
Cities in DelawareBear
Bethany Beach
Bethel
Bridgeville
Camden Wyoming
Cheswold
Claymont
Clayton
Dagsboro
Delaware City
Delmar
Dover
Ellendale
Farmington
Felton
Fenwick Island
Frankford
Frederica
Georgetown
Greenwood
Harbeson
Harrington
Hartly
Hockessin
Houston
Kenton
Kirkwood
Laurel
Lewes
Lincoln
|
