Xceed FCU Savings Rates and Money Market Account Rates

Xceed Federal Credit Union based in El Segundo, California, is offering several different types of savings accounts and two different money market accounts. Xceed FCU's savings accounts include regular share savings accounts, club savings accounts, a minor savings account, a health savings account and an IRA savings account. Money market accounts include a prime money market account and an executive money market account.

None of the savings accounts have a high interest rate. In fact the best savings rate of 0.50 percent is on the health savings account. While a 0.50 percent savings rate beats the FDIC national average of 0.09 percent is certainly isn't one of the best savings rates currently available.




The highest savings rates around are more than 10 times the FDIC national average rate and more than double Xceed FCU's health savings account rate. The best savings rate on our list of bank savings rates and credit union savings rates is from CIT Bank. Current online savings rates at CIT Bank are at 1.04 percent with an APY of 1.05 percent.

The best money market account rate at Xceed is on the credit union's executive money market account with account balances of $100,000 or more. The current money market account rate is at 0.50 percent with an APY of 0.50 percent. While this "jumbo" money market rate is higher than the FDIC's national average of 0.19 percent you can find higher money market rates.

Right now on our rate table the best money market account rates are also above 1.00 percent. Union Federal Savings Bank has the highest money market rate at 1.04 percent with an APY of 1.05 percent. More than 5 times the FDIC national average money market rate and more than double Xceed FCU's rate.

Savings Rates and Money Market Rates at Xceed Federal Credit Union


Xceed FCU Savings Account Rates



  • Regular Savings Rates 0.05% APY 0.05%

  • Club Savings Rates 0.05% APY 0.05%

  • Minor Savings Account Rates 0.05% APY 0.05%

  • IRA Savings Interest Rates 0.25% APY 0.25%

  • Health Savings Account Rates 0.50% APY 0.50%


Xceed Money Market Account Rates



  • Prime Money Market Account Rates 0.10% APY 0.10%

  • Executive Money Market Rates (Balances of less than $50,000) 0.15% APY 0.15%

  • Executive Money Market Rates (Balances of $50,000 to $99,999.99) 0.45% APY 0.45%

  • Executive Money Market Rates (Balances of $100,000 or more ) 0.50% APY 0.50%


If you're elgibile to join Xceed FCU you have to open a regular share savings account just like you would with any credit union. To see if you can join the credit union and to check on current interest rates go to the credit union's website at xfcu.org. To see a list of the best savings account rates use our rate tables below:
 
Author: Lisa Graham
August 27th, 2012