MonitorBankRates

Wescom Credit Union Savings Rates and MMA Rates

Wescom Credit Union, based in California, is offering three types of savings accounts and two different money market accounts that have tiered interest rates. The savings accounts include a Regular Share Savings account, a Special Purpose Savings account and a Special Purpose Savings account - with $50 monthly electronic deposit.

The money market accounts include a TierPlus Money Market account and an Assest Maximizer Account (AMA) money market account. The Asset Maximizer Account (AMA) MMA has the best savings account rates and yields available at Wescom CU.

TierPlus Money Market Account Rates and APY

Account                                                         Min. Balance Div. Rate   APY     
TierPlus Money Market - Tier 1 $2,500 0.15% 0.15%
TierPlus Money Market - Tier 2 $10,000 0.15% 0.15%
TierPlus Money Market - Tier 3 $25,000 0.20% 0.20%
TierPlus Money Market - Tier 4 $50,000 0.25% 0.25%
TierPlus Money Market - Tier 5 $100,000 0.25% 0.25%

Asset Maximizer Money Market Account Rates and APY

Account Min. Balance Div. Rate APY
* Asset Maximizer Account (AMA) - Tier 1 $2,500 0.65% 0.65%
* Asset Maximizer Account (AMA) - Tier 2 $10,000 0.65% 0.65%
* Asset Maximizer Account (AMA) - Tier 3 $25,000 0.70% 0.70%
* Asset Maximizer Account (AMA) - Tier 4 $50,000 0.75% 0.75%
* Asset Maximizer Account (AMA) - Tier 5 $100,000 0.75% 0.75%

* You must maintain the required minimum balance of $10,000 in the Qualifying Wescom Financial Service Investment Account (QWFSIA) in order for the AMA to obtain the increased dividend rate stated on their Dividend Rate Sheet. If the QWFSIA balance falls below $10,000, the AMA will convert to a Tier Plus Money Market Savings Account and will earn the dividend applicable to that account tier.

Savings Account Rates and APY

Account Min. Balance Div. Rate APY
Savings Accounts      
Regular Share $1 0.15% 0.15%
Special Purpose Savings $0 0.15% 0.15%
Special Purpose Savings - with $50 monthly electronic deposit $0 0.25% 0.25%

For their current savings account rates and money market account rates visit: wescom.org.

 
Author: Brian McKay
March 30th, 2010

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