National Savings Rates: Best Savings APY at 1.10%
National average savings account rates as reported by MonitorBankRates.com are currently at 0.21%. The FDIC National Rate Cap has average savings account rates even lower at 0.13%. You can find savings rates higher than the averages. Right now on our national rate list Discover Bank and Sallie Mae Bank are both offering savings rates at 1.09% with a savings yield of 1.10%.
You can search and compare the best savings account rates here: Best Savings Rates. You can search for the best CD rates here: Best CD Rates.
The second highest savings rate on our list is from five different banks. American Express Bank savings rates, First Internet Bank of IN, ING Direct, Nationwide Bank and Salem Five Direct are all offering savings rates at 1.00% with a savings yield of 1.00%. Salem Five Direct requires you to also have a checking account to earn the rate and yield.
The third best savings rate on our list is from Ally Bank. The bank’s current savings rate is at 0.99% with a yield of 0.99%.
The fourth highest savings rate and savings yield is from Aurora Bank FSB. Aurora Bank's savings rate and yield is currently at 0.94%.
Rounding out the top 5 savings account rates is AIG Bank and Flagstar Bank. Both banks are offering savings rates at 0.90% with a yield of 0.90%
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