List of Credit Unions’ Share Savings Account Rates Across the United States

Credit union share savings account rates and bank savings rates are low these days. You'd be lucky to find any bank or credit union offering savings rates much higher than 1.00 percent. You can find some credit unions that might offer a rate as high as 5.00 percent but the maximum balance on those high yielding savings accounts are very restricted - usually only the first $500 or $1,000 can earn that rate and yield.

Credit Unions across the United States offering rates above 1.00 percent including credit unions offering share rates above 3.00 percent. Pioneer Muslim Credit Union has current rates at 3.03 percent. Houston Police Credit Union of Texas is also offering one of the better rates at 2.02 percent.

Alabama Telco Credit Union is offering rates at 3.00 percent and Navigator Credit Union has current rates at 2.27 percent.  Genuine Parts Credit Union is offering savings rates at 2.02 percent.
Connecticut State Employees Credit Union is offering current savings rates at 1.01 percent. Moving down the East Coast, we find Delaware Alliance Credit Union offering rates at 1.05 percent. In North Carolina, we see United Services Credit Union is offering rates at 1.15 percent.

In the state of Utah, we find Utah Power Credit Union is offering regular share savings rates at 1.36 percent. On the West Coast in Washington State Avista Corp. Credit Union is offering share savings rates at 1.16 percent. In California we have Foothill Federal Credit Union offering rates at 1.50 percent.

One of the largest credit unions, Pentagon Federal Credit Union (PenFed), is offering one of the highest rates available at 1.25 percent for a 1 year certificate (CD) rate. The opposite is true with their lowest share savings rates at 0.19 percent. Navy Federal Credit Union is another large credit union with one of the lowest rates at 0.25 percent.
There are many credit unions that offering some of the highest rates available. There are, however, requirements for you to join any credit union so you might not be eligible to join the credit union of your choice. You are usually required to live, work or worship near a credit union to be eligible to join or have a family member that qualifies so you can join.
Author: Lisa Graham
January 9th, 2013