Crossroads Credit Union Share Savings Rates and Review: Best Rates at 1.76% APY

Crossroads Credit Union of Goessel, Kansas, is offering one of the best share savings rates available right now. The highest savings rates are on Crossroads Credit Union's Individual Retirement Account (IRA). The current IRA shares rate is at 1.75 percent with an APY of 1.76 percent. The minimum opening deposit is $10,000.

Finding savings account rates at 1.75 percent these days is next to impossible. The FDIC's national average savings rate is at 0.09 percent. Jumbo savings rates are averaging the same dismal rate of 0.09 percent. The best savings rates around right now are just above 1.00 percent. The highest savings rates and money market rates on our list are at 1.04 percent with an APY of 1.05 percent.

As you can see a 1.75 percent rate is a really good rate. If you can find a higher savings rate or money market rate let us know about it. We will publish the rate so everyone can benefit. With all deposit rates being so low right now any help finding the best rates for our readers is appreciated.

Other share savings rates and money market rates at Crossroads Credit Union are not as high as the credit union's IRA rate. Current share savings rates are tiered but currently have the same 0.25 percent rate and yield for account balances below and above $3,000. Crossroads Credit Union's daily savings account rate is also at 0.25 percent with an APY of 0.25 percent.

Money market account rates at Crossroads Credit Union are not the best money market rates around but the rate is higher than the FDIC's average. Current money market shares rates are at 0.50 percent with an APY of 0.50 percent. The minimum balance is $2,500.

Crossroads Credit Union's money market rates are higher than the FDIC's average of 0.13 percent. The credit union's money rates are also higher than jumbo money market rates which are averaging 0.19 percent in the FDIC's rate survey. Though the highest money market rates on our rate list are at 1.04 percent with an 1.05 percent APY.

Field of membership at Crossroads Credit Union includes anyone who lives, works, worships, or owns a business in Marion, McPherson or Harvey Counties and their immediate family members. To join the credit union you have to be eligible and if you are you have to open a share savings account with a $5 deposit.
Author: Lisa Graham
September 2nd, 2012