Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Current Hartford, Connecticut Savings Rates and MMA Rates
For those in Hartford, Connecticut, Mutual Security Credit Union lists a Progressive Savings at 3.54%. Current rates from Capital One Bank include a 360 Performance Savings at 3.30% APY. Current rates from Bankwell Bank include a Smart Savings at 3.00% APY. TD Bank is offering a Signature Savings in Hartford, Connecticut with an APY of 2.75%.
Find the best savings and money market rates in Hartford, CT today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in CT, comparing APYs is the best way to maximize your interest earnings.
The following rates reflect recent market quotes and representative offers available to Connecticut depositors. Actual savings rates may vary by financial institution and market conditions.
Savings Rates in Hartford, CT and Area
•Progressive Savings:
3.54%
•360 Performance Savings:
3.30%
•Smart Savings:
3.00%
•Signature Savings:
2.75%
•Money Market:
0.50%
Rates shown are recent market averages and representative quotes. Actual rates may vary.
Best Savings Rates and Money Market Rates in Hartford, Connecticut & Region January, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
How to Find the Best Savings Account in Hartford, Connecticut
Compare APY (Annual Percentage Yield)The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
Check Minimum Deposit RequirementsSome high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
Review Monthly FeesAvoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
Verify FDIC or NCUA InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.
Frequently Asked Questions for Hartford, Connecticut
What are the current savings rates in Hartford, Connecticut? ▼
Below is a list of current savings and money market rates available for Hartford, Connecticut. We track lenders daily to provide the most up-to-date APY and term information.
Lender / Product
APY
Min Dep
Capital One Bank
360 Performance Savings
3.30%
$0
Connex Credit Union
Money Market
2.50%
$250,000
Westfield Bank
Portfolio Money Market
1.00%
$100,000
Connecticut Community Bank
Money Market
0.50%
$2,500
Stafford Savings Bank
Money Market
0.12%
$1,000
Lender / Product
APY
Min Dep
360 Federal Credit Union
Money Market
0.10%
$2,500
PeoplesBank
Growth Savings
0.10%
$10
Northwest Community Bank
Money Market
0.10%
$1,000
New Haven Bank
Money Market
0.05%
$1,000
Liberty Bank Middletown, CT
Money Market
0.05%
$0
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.