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Compare Savings Rates in Hartford, Connecticut – January 2026

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Current Hartford, Connecticut Savings Rates and MMA Rates

For those in Hartford, Connecticut, Mutual Security Credit Union lists a Progressive Savings at 3.54%. Current rates from Capital One Bank include a 360 Performance Savings at 3.30% APY. Current rates from Bankwell Bank include a Smart Savings at 3.00% APY. TD Bank is offering a Signature Savings in Hartford, Connecticut with an APY of 2.75%.

Find the best savings and money market rates in Hartford, CT today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in CT, comparing APYs is the best way to maximize your interest earnings.

The following rates reflect recent market quotes and representative offers available to Connecticut depositors. Actual savings rates may vary by financial institution and market conditions.

Savings Rates in Hartford, CT and Area

  • Progressive Savings:
    3.54%
  • 360 Performance Savings:
    3.30%
  • Smart Savings:
    3.00%
  • Signature Savings:
    2.75%
  • Money Market:
    0.50%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Best Savings Rates and Money Market Rates in Hartford, Connecticut & Region January, 2026

Bank
Product
APY
Min Dep
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15 Van Dyke Ave
Hartford, CT 06106
Money Market
0.05%
$2,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15 Van Dyke Ave
Hartford, CT 06106
Savings
0.05%
$5
Mutual Security Credit Union
Mutual Security Credit Union
1000 Bridgeport Ave Ste 503
SHELTON, CT 06484
Progressive Savings
3.54%
$0
Bankwell Bank
Bankwell Bank
156 Cherry St
New Canaan, CT 06840
High Yield Money Market
3.00%
$2,500
Bankwell Bank
Bankwell Bank
156 Cherry St
New Canaan, CT 06840
Smart Money Market
3.00%
$100
Bankwell Bank
Bankwell Bank
156 Cherry St
New Canaan, CT 06840
Smart Savings
3.00%
$100
New Haven Bank
New Haven Bank
299 Whalley Ave
New Haven, CT 06511
Safe Haven Savings
3.00%
$10,000
Connex Credit Union
Connex Credit Union
PO Box 477
North Haven, CT 06473
Money Market
2.50%
$250,000
Sikorsky Credit Union
Sikorsky Credit Union
253 West St
Seymour, CT 06483
Kasasa Savings
2.00%
$5
Ion Bank
Ion Bank
87 Church St
Naugatuck, CT 06770
Ka-Ching! Savings
1.25%
$50
Ion Bank
Ion Bank
87 Church St
Naugatuck, CT 06770
Money Market
1.00%
$10,000
Connecticut Community Bank
Connecticut Community Bank
115 E Putnam Ave
Greenwich, CT 06830
Money Market
0.50%
$2,500
Newtown Savings Bank
Newtown Savings Bank
39 Main St
Newtown, CT 06470
Money Market
0.50%
$5,000
Torrington Savings Bank
Torrington Savings Bank
129 Main St
Torrington, CT 06790
Journey Savings
0.50%
$5
Sikorsky Credit Union
Sikorsky Credit Union
253 West St
Seymour, CT 06483
Money Market
0.50%
$1,000
Connex Credit Union
Connex Credit Union
PO Box 477
North Haven, CT 06473
Business Money Market
0.40%
$2,500
Newtown Savings Bank
Newtown Savings Bank
39 Main St
Newtown, CT 06470
Statement Savings
0.25%
$25
Torrington Savings Bank
Torrington Savings Bank
129 Main St
Torrington, CT 06790
Signature Money Market
0.25%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
7 Old Tavern Rd
Orange, CT 06477
Money Market
0.25%
$25,000
Mutual Security Credit Union
Mutual Security Credit Union
1000 Bridgeport Ave Ste 503
SHELTON, CT 06484
Money Market
0.25%
$2,500
Achieve Financial Credit Union
Achieve Financial Credit Union
279 New Britain Rd
Berlin, CT 06037
Money Market
0.15%
$2,500
Stafford Savings Bank
Stafford Savings Bank
2 Furnace Ave
Stafford Springs, CT 06076
Money Market
0.12%
$1,000
Stafford Savings Bank
Stafford Savings Bank
2 Furnace Ave
Stafford Springs, CT 06076
Savings
0.11%
$5
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
257 Main St
Norwich, CT 06360
Smart Money Market
0.10%
$2,500
Northwest Community Bank
Northwest Community Bank
294 West St
Litchfield, CT 06759
Money Market
0.10%
$1,000
National Iron Bank
National Iron Bank
195 Main St
Salisbury, CT 06068
Money Market
0.10%
$25,000
Thomaston Savings Bank
Thomaston Savings Bank
203 Main St
Thomaston, CT 06787
Savings
0.10%
$1
Seasons Federal Credit Union
Seasons Federal Credit Union
524 S Main St
Middletown, CT 06457
Money Market
0.10%
$1,500
360 Federal Credit Union
360 Federal Credit Union
385 Enfield St
Enfield, CT 06082
Money Market
0.10%
$2,500
Connecticut Community Bank
Connecticut Community Bank
115 E Putnam Ave
Greenwich, CT 06830
High Yield Savings
0.05%
$200
Connecticut Community Bank
Connecticut Community Bank
115 E Putnam Ave
Greenwich, CT 06830
Statement Savings
0.05%
$100
Jewett City Savings Bank
Jewett City Savings Bank
111 Main St
Jewett City, CT 06351
Money Market
0.05%
$100
Jewett City Savings Bank
Jewett City Savings Bank
111 Main St
Jewett City, CT 06351
Statement Savings
0.05%
$5
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
315 Main St
Middletown, CT 06457
Money Market
0.05%
$0
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
315 Main St
Middletown, CT 06457
Cinch Savings
0.05%
$0
New Haven Bank
New Haven Bank
299 Whalley Ave
New Haven, CT 06511
Money Market
0.05%
$1,000
Northwest Community Bank
Northwest Community Bank
294 West St
Litchfield, CT 06759
UTMA Savings
0.05%
$5
Windsor Federal S&L
Windsor Federal S&L
250 Broad St
Windsor, CT 06095
Statement Savings
0.05%
$100
Windsor Federal S&L
Windsor Federal S&L
250 Broad St
Windsor, CT 06095
Money Market
0.05%
$2,500
Connex Credit Union
Connex Credit Union
PO Box 477
North Haven, CT 06473
Regular Savings
0.05%
$25
360 Federal Credit Union
360 Federal Credit Union
385 Enfield St
Enfield, CT 06082
Share Savings
0.05%
$5
Achieve Financial Credit Union
Achieve Financial Credit Union
279 New Britain Rd
Berlin, CT 06037
Primary Savings
0.05%
$5
First County Bank
First County Bank
117 Prospect St
Stamford, CT 06901
Money Market
0.03%
$1
Savings Bank of Danbury
Savings Bank of Danbury
220 Main St
Danbury, CT 06810
Money Market
0.03%
$50
Savings Bank of Danbury
Savings Bank of Danbury
220 Main St
Danbury, CT 06810
Passbook Savings
0.03%
$10
Dime Bank
Dime Bank
290 Salem Tpke
Norwich, CT 06360
Statement Savings
0.03%
$20
Dime Bank
Dime Bank
290 Salem Tpke
Norwich, CT 06360
Money Market
0.03%
$20
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
257 Main St
Norwich, CT 06360
eStatement Savings
0.02%
$25
GSB Guilford Savings Bank
1 Park St
Guilford, CT 06437
E-Savings
0.02%
$50
GSB Guilford Savings Bank
1 Park St
Guilford, CT 06437
Mutual Interest Money Market
0.02%
$50
Milford Bank
Milford Bank
33 Broad St
Milford, CT 06460
Sound Money Market
0.02%
$5
National Iron Bank
National Iron Bank
195 Main St
Salisbury, CT 06068
Statement Savings
0.02%
$250
Fairfield County Bank
Fairfield County Bank
69 Wall St
Norwalk, CT 06850
Savings
0.02%
$2,500
Fairfield County Bank
Fairfield County Bank
69 Wall St
Norwalk, CT 06850
Money Market
0.02%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
904 Poquonnock Rd
Groton, CT 06340
Savings
0.01%
$25
Chelsea Groton Bank
Chelsea Groton Bank
904 Poquonnock Rd
Groton, CT 06340
Money Market
0.01%
$25
First County Bank
First County Bank
117 Prospect St
Stamford, CT 06901
Savings
0.01%
$1
First County Bank
First County Bank
117 Prospect St
Stamford, CT 06901
Business Money Market
0.01%
$1
Milford Bank
Milford Bank
33 Broad St
Milford, CT 06460
Regular Savings
0.01%
$5
Patriot Bank N.A.
Patriot Bank N.A.
7 Old Tavern Rd
Orange, CT 06477
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

How to Find the Best Savings Account in Hartford, Connecticut

  1. Compare APY (Annual Percentage Yield) The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
  2. Check Minimum Deposit Requirements Some high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
  3. Review Monthly Fees Avoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
  4. Verify FDIC or NCUA Insurance Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.

Frequently Asked Questions for Hartford, Connecticut

What are the current savings rates in Hartford, Connecticut?
Below is a list of current savings and money market rates available for Hartford, Connecticut. We track lenders daily to provide the most up-to-date APY and term information.

Lender / Product
APY
Min Dep
Capital One Bank
360 Performance Savings
3.30%
$0
Connex Credit Union
Money Market
2.50%
$250,000
Westfield Bank
Portfolio Money Market
1.00%
$100,000
Connecticut Community Bank
Money Market
0.50%
$2,500
Stafford Savings Bank
Money Market
0.12%
$1,000
Lender / Product
APY
Min Dep
360 Federal Credit Union
Money Market
0.10%
$2,500
PeoplesBank
Growth Savings
0.10%
$10
Northwest Community Bank
Money Market
0.10%
$1,000
New Haven Bank
Money Market
0.05%
$1,000
Liberty Bank Middletown, CT
Money Market
0.05%
$0
What is a High-Yield Savings Account?
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe?
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime?
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change?
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.