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Compare Savings Rates in Pueblo, Colorado – January 2026

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Current Pueblo, Colorado Savings Rates and MMA Rates

Beal Bank USA is offering a Statement Savings in Pueblo, Colorado with an APY of 3.75%. Yampa Valley Bank has a Prime Savings available at 2.15% APY (min deposit $1). Current rates from Navy Federal Credit Union include a Jumbo Money Market at 2.05% APY. First Southwest Bank has a Golden Eagle Money Market available at 2.00% APY (min deposit $1,500,000).

Find the best savings and money market rates in Pueblo, CO today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in CO, comparing APYs is the best way to maximize your interest earnings.

The following rates reflect recent market quotes and representative offers available to Colorado depositors. Actual savings rates may vary by financial institution and market conditions.

Savings Rates in Pueblo, CO and Area

  • Statement Savings:
    3.75%
  • Prime Savings:
    2.15%
  • Jumbo Money Market:
    2.05%
  • Golden Eagle Money Market:
    2.00%
  • Money Market:
    1.40%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Best Savings Rates and Money Market Rates in Pueblo, Colorado & Region January, 2026

Bank
Product
APY
Min Dep
Colorado Federal Savings Bank
Colorado Federal Savings Bank
8400 E Prentice Ave Ste 840
Greenwood Village, CO 80111
High Yield Savings
4.00%
$1
Yampa Valley Bank
Yampa Valley Bank
600 S Lincoln Ave
Steamboat Springs, CO 80487
Prime Savings
2.15%
$1
First FarmBank
First FarmBank
2939 65th Ave
Greeley, CO 80634
Explorer Savings
2.00%
$10
First Southwest Bank
First Southwest Bank
2060 East Highway 112
Center, CO 81125
Golden Eagle Money Market
2.00%
$1,500,000
Yampa Valley Bank
Yampa Valley Bank
600 S Lincoln Ave
Steamboat Springs, CO 80487
Money Market
1.40%
$2,000
Gunnison S&L
Gunnison S&L
303 N Main St
Gunnison, CO 81230
Statement Savings
1.36%
$1
Gunnison S&L
Gunnison S&L
303 N Main St
Gunnison, CO 81230
Money Market
1.36%
$1
Integrity Bank & Trust
Integrity Bank & Trust
1275 Village Ridge Pt
Monument, CO 80132
Personal Savings
1.26%
$0
Integrity Bank & Trust
Integrity Bank & Trust
1275 Village Ridge Pt
Monument, CO 80132
Personal Money Market
0.91%
$0
Yampa Valley Bank
Yampa Valley Bank
600 S Lincoln Ave
Steamboat Springs, CO 80487
Premier Money Market
0.90%
$2,000
Century SLA
Century SLA
233 E Main St
Trinidad, CO 81082
Money Market
0.75%
$100,000
5Star Bank
5Star Bank
104 S Cascade Ave Ste 102
Colorado Springs, CO 80903
Basic Savings
0.60%
$0
First FarmBank
First FarmBank
2939 65th Ave
Greeley, CO 80634
Green Money Market
0.50%
$100
5Star Bank
5Star Bank
104 S Cascade Ave Ste 102
Colorado Springs, CO 80903
Money Market
0.40%
$1,000
Home Loan State Bank
Home Loan State Bank
205 N 4th St
Grand Junction, CO 81501
Money Market
0.40%
$100
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
9001 Washington St
Thornton, CO 80229
Statement Savings
0.40%
$0
The Dolores State Bank
The Dolores State Bank
101 S 6th St
Dolores, CO 81323
Money Market
0.40%
$1,000
First Southwest Bank
First Southwest Bank
2060 East Highway 112
Center, CO 81125
Eagle Savings
0.35%
$0
Home Loan State Bank
Home Loan State Bank
205 N 4th St
Grand Junction, CO 81501
Savings
0.25%
$100
First National Bank in Trinidad
First National Bank in Trinidad
100 E Main St
Trinidad, CO 81082
Savings
0.25%
$10
HTLF Bank
HTLF Bank
12075 E 45th Ave
Denver, CO 80239
UMB Savings
0.20%
$100
San Luis Valley Federal Bank
San Luis Valley Federal Bank
401 Edison Ave
Alamosa, CO 81101
Money Market
0.20%
$1,000
The Dolores State Bank
The Dolores State Bank
101 S 6th St
Dolores, CO 81323
Regular Savings
0.20%
$50
Century SLA
Century SLA
233 E Main St
Trinidad, CO 81082
Statement Savings
0.20%
$1
San Luis Valley Federal Bank
San Luis Valley Federal Bank
401 Edison Ave
Alamosa, CO 81101
Savings
0.17%
$100
Farmers State Bank of Calhan
Farmers State Bank of Calhan
1500 8th St
Calhan, CO 80808
Savings
0.10%
$25
HTLF Bank
HTLF Bank
12075 E 45th Ave
Denver, CO 80239
UMB Retail Money Market
0.10%
$100
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
9001 Washington St
Thornton, CO 80229
Money Market
0.10%
$0
First National Bank in Trinidad
First National Bank in Trinidad
100 E Main St
Trinidad, CO 81082
Money Market
0.10%
$0
Farmers State Bank of Calhan
Farmers State Bank of Calhan
1500 8th St
Calhan, CO 80808
Premier Money Market
0.10%
$10,000
Verus Bank of Commerce
Verus Bank of Commerce
3700 S College Ave Ste 102
Fort Collins, CO 80525
Pikes Peak Money Market
0.02%
$100
Verus Bank of Commerce
Verus Bank of Commerce
3700 S College Ave Ste 102
Fort Collins, CO 80525
Big Thompson Savings
0.02%
$100

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

How to Find the Best Savings Account in Pueblo, Colorado

  1. Compare APY (Annual Percentage Yield) The APY determines how much interest you will earn in a year. Unlike simple interest, APY includes compound interest. Always look for the highest APY to maximize your earnings.
  2. Check Minimum Deposit Requirements Some high-yield savings accounts require a large initial deposit (e.g., $5,000 or $10,000) to earn the advertised rate. Ensure you can meet these minimums before applying.
  3. Review Monthly Fees Avoid accounts that charge monthly maintenance fees, as these can eat into your interest earnings. Many online banks and credit unions offer no-fee savings accounts.
  4. Verify FDIC or NCUA Insurance Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured. This protects your deposits up to $250,000 per depositor.

Frequently Asked Questions for Pueblo, Colorado

What are the current savings rates in Pueblo, Colorado?
Below is a list of current savings and money market rates available for Pueblo, Colorado. We track lenders daily to provide the most up-to-date APY and term information.

Lender / Product
APY
Min Dep
Colorado Federal Savings Bank
High Yield Savings
4.00%
$1
Academy Bank
Premier Money Market
3.65%
$10,000
Navy Federal Credit Union
Jumbo Money Market
2.05%
$1,000,000
First FarmBank
Explorer Savings
2.00%
$10
Gunnison S&L
Statement Savings
1.36%
$1
Lender / Product
APY
Min Dep
Integrity Bank & Trust
Personal Savings
1.26%
$0
Integrity Bank & Trust
Personal Money Market
0.91%
$0
Century SLA
Money Market
0.75%
$100,000
5Star Bank
Basic Savings
0.60%
$0
Grand Valley Bank
Savings
0.50%
$100
What is a High-Yield Savings Account?
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe?
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime?
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change?
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.