United Central Bank Savings Account Rates and Money Market Account Rates

United Central Bank is offering several different savings accounts and a money market account that has tiered interest rates. The best rates are on their Global Money Market Account. For MMA account balances of $1,000,000 and above the annual percentage yield (APY) is 2.25%.

The best savings account rate and yield is on their Premium Unique Savings Account. The current rate is 0.59% with an APY of .060%. The minimum opening savings account balance is $500. Interest is credited quarterly. You also get a free ATM card when you open an account.




Current Global Money Market Account Yields:

  • $ 1,000,000.00 & above  2.25% APY

  • $500,000.00 - $999,999.99 1.65% APY

  • $300,000.00 - $499,999.99 1.50% APY

  • $150,000.00 - $299,999.99 1.40% APY

  • $75,000.00 - $149,999.99 1.35% APY

  • $5,000 minimum - $74,999.99 1.21% APY

  • Below $5,000  0.12% APY


Current Savings Account Yields:

  • Unique Savings
    $500 to open 0.40% APY

  • Premium Unique Savings
    $1000 to open 0.60% APY

  • Traditional Savings
    $100 to open 0.35% APY

  • Youth Savings
    $0.01 to open 0.40% APY


United Central Bank is one of Chicago’s leading full service community banks. The bank has branches in New York, New Jersey, Texas and Illinois. For more information on United Central Bank Savings Accounts and MMAs visit: Mutual Banking