Compare Savings Rates in Arkansas – March 2026Current Arkansas Savings Rates and MMA RatesFor those in Arkansas, Fsnb lists a Cents-able Savings at 7.00%. First Service Bank is offering a Personal Premier Money Market in Arkansas with an APY of 4.64%. First Service Bank has a Personal Premier Money Market Account available at 4.64% APY (min deposit $0). For those in Arkansas, Priority Bank lists a Money Market Account at 4.59%. Find the best savings and money market rates in Arkansas today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in AR, comparing APYs is the best way to maximize your interest earnings. The following rates reflect recent market quotes and representative offers available to Arkansas depositors. Actual savings rates may vary by financial institution and market conditions.
Last Updated and Verified: March 5, 2026
Savings Rates in Arkansas and Area
Rates shown are recent market averages and representative quotes. Actual rates may vary.
Last Updated and Verified: March 5, 2026
Best Arkansas and Area Savings Rates & Money Market RatesBank / Credit Union
Product
APY
Min Deposit
Fsnb West Memphis, AR
Cents-able Savings
7.00%
$5
▼
Rate 7.00%
Min Deposit $5
Last Updated 03/05/2026
Details
Minimum Balance to Open Account: $5.00
First Service Bank Yellville, AR
Personal Premier Money Market
4.64%
$0
▼
Rate 4.64%
Min Deposit $0
Last Updated 03/05/2026
Details
balances up to $20,000.00 = 4.64%; $20,000.01 to $50,000.00 = 3.00%; $50,000.01 to $250,000.00 = 2.00%; balances over $250,000.00 = 1.00%. Rates are accurate as of 12-1-25 and can change at any time. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).
First Service Bank Yellville, AR
Personal Premier Money Market Account
4.64%
$0
▼
Rate 4.64%
Min Deposit $0
Last Updated 03/05/2026
Details
Priority Bank Prairie Grove, AR
Money Market Account
4.59%
$0
▼
Rate 4.59%
Min Deposit $0
Last Updated 03/05/2026
Details
($500,000+)
Hurricane Creek Federal Credit Union BENTON, AR
Money Market XL
4.15%
$0
▼
Rate 4.15%
Min Deposit $0
Last Updated 03/05/2026
Details
Commercial Bank & Trust Company Warren, AR
Rise Money Market
4.12%
$0
▼
Rate 4.12%
Min Deposit $0
Last Updated 03/05/2026
Details
$500,000+ pays 4.12% APY
Commercial Bank & Trust Company Warren, AR
Rise Money Market
4.00%
$0
▼
Rate 4.00%
Min Deposit $0
Last Updated 03/05/2026
Details
$100,000 - $499,999.99 pays 4.00% APY
Stone Bank White Hall, AR
Fortress Savings
3.75%
$0
▼
Rate 3.75%
Min Deposit $0
Last Updated 03/05/2026
Details
Personal or Business Account • Anytime Access • No minimum Deposit
Barksdale Federal Credit Union Portland, AR
IRA Prime Savings
3.75%
$0
▼
Rate 3.75%
Min Deposit $0
Last Updated 03/05/2026
Details
Baxter Credit Union Mountain Home, AR
Money Market Special Intro rate
3.50%
$0
▼
Rate 3.50%
Min Deposit $0
Last Updated 03/05/2026
Details
$15,000+
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here. Methodology & Data SourcesDirect-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Arkansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy. Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Arkansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in AR. Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.
Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Arkansas.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Last Updated and Verified: March 5, 2026
How to Find the Best Savings Account in Arkansas
Frequently Asked Questions for Arkansas
What are the current savings rates in Arkansas and the surrounding area ▼
Below is a list of current savings and money market rates available for Arkansas. We track lenders daily to provide the most up-to-date APY and term information.
Lender / Product APY Min Dep Fsnb
Cents-able Savings
7.00%
$5
First Service Bank
Personal Premier Money Market
4.64%
$0
First Service Bank
Personal Premier Money Market Account
4.64%
$0
Priority Bank
Money Market Account
4.59%
$0
Hurricane Creek Federal Credit Union
Money Market XL
4.15%
$0
Lender / Product APY Min Dep Commercial Bank & Trust Company
Rise Money Market
4.12%
$0
Commercial Bank & Trust Company
Rise Money Market
4.00%
$0
Stone Bank
Fortress Savings
3.75%
$0
Barksdale Federal Credit Union
IRA Prime Savings
3.75%
$0
Baxter Credit Union
Money Market Special Intro rate
3.50%
$0
Last Updated and Verified: March 5, 2026
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.
Cities in ArkansasAdona
Alco
Alexander
Alicia
Alix
Alleene
Alma
Almyra
Alpena
Alpine
Altheimer
Altus
Amagon
Amity
Antoine
Arkadelphia
Arkansas City
Armorel
Ash Flat
Ashdown
Atkins
Aubrey
Augusta
Austin
Avoca
Bald Knob
Banks
Barling
Barton
Bassett
Bates
Batesville
Bauxite
Bay
Bearden
Beaver
Bee Branch
Beebe
Beech Grove
Beedeville
Beirne
Bella Vista
Belleville
Ben Lomond
Benton
Bentonville
Bergman
Berryville
Bexar
Big Flat
Bigelow
Biggers
Birdeye
Biscoe
Bismarck
Black Oak
Black Rock
Blevins
Blue Mountain
Bluff City
Bluffton
Blytheville
Board Camp
Boles
Bonnerdale
Bono
Booneville
Boswell
Bradford
Bradley
Branch
Brickeys
Briggsville
Brinkley
Brockwell
Brookland
Bryant
Buckner
Bull Shoals
Burdette
Cabot
Caddo Gap
Caldwell
Cale
Calico Rock
Calion
Camden
Camp
Canehill
Caraway
Carlisle
Carthage
Casa
Cash
Casscoe
Cave City
Cave Springs
Cecil
Cedarville
Center Ridge
Centerton
Centerville
Charleston
Charlotte
Cherokee Village
Cherry Valley
Chester
Chidester
Choctaw
Clarendon
Clarkedale
Clarkridge
Clarksville
Cleveland
Clinton
Coal Hill
College Station
Colt
Columbus
Combs
Compton
Concord
Conway
Cord
Corning
Cotter
Cotton Plant
Cove
Coy
Crawfordsville
Crocketts Bluff
Crossett
Crumrod
Curtis
Cushman
Damascus
Danville
Dardanelle
Datto
De Queen
De Valls Bluff
De Witt
Decatur
Deer
Delaplaine
Delaware
Delight
Dell
Dennard
Dermott
Des Arc
Desha
Diamond City
Diaz
Dierks
Doddridge
Dolph
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Drasco
Driver
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Dyer
Dyess
Earle
Edgemont
Edmondson
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Elizabeth
Elkins
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Emerson
Emmet
England
Enola
Ethel
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Fifty Six
Fisher
Flippin
Floral
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Foreman
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Fort Smith
Fouke
Fountain Hill
Fox
Franklin
Frenchmans Bayou
Friendship
Fulton
Gamaliel
Garfield
Garland City
Garner
Gassville
Gateway
Genoa
Gentry
Gepp
Gilbert
Gillett
Gillham
Gilmore
Glencoe
Glenwood
Goodwin
Goshen
Gosnell
Gould
Grady
Grannis
Grapevine
Gravelly
Gravette
Green Forest
Greenbrier
Greenland
Greenway
Greenwood
Gregory
Griffithville
Grubbs
Guion
Gurdon
Guy
Hackett
Hagarville
Hamburg
Hampton
Hardy
Harrell
Harriet
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Harrison
Hartford
Hartman
Harvey
Hasty
Hatfield
Hattieville
Hatton
Havana
Haynes
Hazen
Heber Springs
Hector
Helena
Henderson
Henning
Hensley
Hermitage
Heth
Hickory Plains
Hickory Ridge
Higden
Higginson
Hindsville
Hiwasse
Holly Grove
Hope
Horatio
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Hot Springs
Hot Springs Village
Houston
Howell
Hoxie
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Humnoke
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Hunter
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Huttig
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Ivan
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Jacksonville
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Jersey
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Johnson
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Junction City
Keiser
Kensett
Keo
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Kingston
Kirby
Knobel
Knoxville
La Grange
Lafe
Lake City
Lake Village
Lakeview
Lamar
Lambrook
Laneburg
Langley
Lavaca
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Leachville
Lead Hill
Leola
Lepanto
Leslie
Letona
Lewisville
Lexa
Light
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Little Rock
Little Rock Air Force Base
Lockesburg
Locust Grove
London
Lonoke
Lonsdale
Louann
Lowell
Luxora
Lynn
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Madison
Magazine
Magness
Magnolia
Malvern
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Manila
Mansfield
Marble Falls
Marcella
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Marion
Marked Tree
Marmaduke
Marshall
Marvell
Maumelle
Mayflower
Maynard
Maysville
McCaskill
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McGehee
McNeil
McRae
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Mena
Menifee
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Midway
Mineral Springs
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Moko
Monette
Monroe
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Montrose
Moro
Morrilton
Morrow
Moscow
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Mount Ida
Mount Judea
Mount Pleasant
Mount Vernon
Mountain Home
Mountain Pine
Mountain View
Mountainburg
Mulberry
Murfreesboro
Nashville
Natural Dam
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Newhope
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Norfork
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O Kean
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Oark
Oden
Ogden
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Okolona
Ola
Omaha
Oneida
Onia
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Oxford
Ozan
Ozark
Ozone
Palestine
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Paragould
Paris
Parkdale
Parkin
Parks
Paron
Parthenon
Patterson
Pea Ridge
Peach Orchard
Pearcy
Peel
Pelsor
Pencil Bluff
Perry
Perryville
Pettigrew
Pickens
Piggott
Pindall
Pine Bluff
Pineville
Plainview
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Pleasant Plains
Plumerville
Pocahontas
Pollard
Ponca
Poplar Grove
Portia
Portland
Pottsville
Poughkeepsie
Powhatan
Poyen
Prairie Grove
Prattsville
Prescott
Prim
Proctor
Protem
Pyatt
Quitman
Ratcliff
Ravenden
Ravenden Springs
Rector
Redfield
Reydell
Reyno
Ripley
Rison
Rivervale
Roe
Rogers
Roland
Romance
Rose Bud
Rosie
Rosston
Rover
Royal
Rudy
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Russellville
Saffell
Sage
Saint Charles
Saint Francis
Saint Joe
Saint Paul
Salado
Salem
Saratoga
Scotland
Scott
Scranton
Searcy
Sedgwick
Sheridan
Sherrill
Sherwood
Shirley
Sidney
Siloam Springs
Sims
Smackover
Smithville
Snow Lake
Solgohachia
Sparkman
Springdale
Springfield
Stamps
Star City
State University
Stephens
Story
Strawberry
Strong
Sturkie
Stuttgart
Subiaco
Success
Sulphur Rock
Sulphur Springs
Summers
Summit
Sweet Home
Swifton
Taylor
Texarkana
Theodosia
Thida
Thornton
Tichnor
Tillar
Tilly
Timbo
Tomato
Tontitown
Traskwood
Trumann
Tucker
Tuckerman
Tumbling Shoals
Tupelo
Turner
Turrell
Twist
Tyronza
Ulm
Umpire
Uniontown
Urbana
Valley Springs
Van Buren
Vandervoort
Vanndale
Vendor
Village
Vilonia
Viola
Violet Hill
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Wabbaseka
Walcott
Waldenburg
Waldo
Waldron
Walnut Ridge
Ward
Warm Springs
Warren
Washington
Watson
Weiner
Wesley
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West Helena
West Memphis
West Point
West Ridge
Western Grove
Wheatley
Whelen Springs
White Hall
Wickes
Wideman
Widener
Wilburn
Williford
Willisville
Wilmar
Wilmot
Wilson
Wilton
Winchester
Winslow
Winthrop
Wiseman
Witter
Witts Springs
Woodson
Wooster
Wright
Wrightsville
Wynne
Yellville
Yorktown
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