Compare Savings Rates in Fairbanks, Alaska – March 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Current Fairbanks, Alaska Savings Rates and MMA RatesFor those in Fairbanks, Alaska, Spirit of Alaska Federal Credit Union lists a Money Market Savings at 1.55%. MAC Federal Credit Union has a Business Money Market available at 1.50% APY (min deposit $0). Current rates from MAC Federal Credit Union include a Money Market Accounts at 1.50% APY. Spirit of Alaska Federal Credit Union is offering a Money Market Savings in Fairbanks, Alaska with an APY of 1.05%. Find the best savings and money market rates in Fairbanks, AK today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a traditional savings account or a high-yield option in AK, comparing APYs is the best way to maximize your interest earnings. The following rates reflect recent market quotes and representative offers available to Alaska depositors. Actual savings rates may vary by financial institution and market conditions.
Last Updated and Verified: March 5, 2026
Savings Rates in Fairbanks, AK and Area
Rates shown are recent market averages and representative quotes. Actual rates may vary.
Last Updated and Verified: March 5, 2026
Best Fairbanks, AK and Area Savings Rates & Money Market RatesBank / Credit Union
Product
APY
Min Deposit
Spirit of Alaska Federal Credit Union Fairbanks, AK
Money Market Savings
1.55%
$0
▼
Rate 1.55%
Min Deposit $0
Last Updated 03/05/2026
Details
Tier 8
MAC Federal Credit Union Fairbanks, AK
Business Money Market
1.50%
$0
▼
Rate 1.50%
Min Deposit $0
Last Updated 03/05/2026
Details
$250,000 +
MAC Federal Credit Union Fairbanks, AK
Money Market Accounts
1.50%
$0
▼
Rate 1.50%
Min Deposit $0
Last Updated 03/05/2026
Details
$250,000 and above
Spirit of Alaska Federal Credit Union Fairbanks, AK
Money Market Savings
1.05%
$0
▼
Rate 1.05%
Min Deposit $0
Last Updated 03/05/2026
Details
Tier 7
Spirit of Alaska Federal Credit Union Fairbanks, AK
Money Market Savings
0.80%
$0
▼
Rate 0.80%
Min Deposit $0
Last Updated 03/05/2026
Details
Tier 5
MAC Federal Credit Union Fairbanks, AK
Business Money Market
0.75%
$0
▼
Rate 0.75%
Min Deposit $0
Last Updated 03/05/2026
Details
$50,000 ? $99,999
MAC Federal Credit Union Fairbanks, AK
IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings
0.75%
$0
▼
Rate 0.75%
Min Deposit $0
Last Updated 03/05/2026
Details
MAC Federal Credit Union Fairbanks, AK
Money Market Accounts
0.75%
$0
▼
Rate 0.75%
Min Deposit $0
Last Updated 03/05/2026
Details
$50,000-99,999
MAC Federal Credit Union Fairbanks, AK
Business Money Market
0.55%
$0
▼
Rate 0.55%
Min Deposit $0
Last Updated 03/05/2026
Details
$2,500? $49,999
MAC Federal Credit Union Fairbanks, AK
Money Market Accounts
0.55%
$0
▼
Rate 0.55%
Min Deposit $0
Last Updated 03/05/2026
Details
$2,500 - 49,999
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here. Methodology & Data SourcesDirect-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fairbanks, Alaska directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every savings rate displayed on savingsaccount.monitorbankrates.com is highly accurate and trustworthy. Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Fairbanks, Alaska. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized savings rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield savings accounts from large national institutions available to savers in AK. Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly based on market conditions, every single savings product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.
Disclaimer: Savings rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Fairbanks, Alaska.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Last Updated and Verified: March 5, 2026
How to Find the Best Savings Account in Fairbanks, Alaska
Frequently Asked Questions for Fairbanks, Alaska
What are the current savings rates in Fairbanks, Alaska and the surrounding area ▼
Below is a list of current savings and money market rates available for Fairbanks, Alaska. We track lenders daily to provide the most up-to-date APY and term information.
Lender / Product APY Min Dep Spirit of Alaska Federal Credit Union
Money Market Savings
1.55%
$0
MAC Federal Credit Union
Business Money Market
1.50%
$0
MAC Federal Credit Union
Money Market Accounts
1.50%
$0
Spirit of Alaska Federal Credit Union
Money Market Savings
1.05%
$0
Spirit of Alaska Federal Credit Union
Money Market Savings
0.80%
$0
Lender / Product APY Min Dep MAC Federal Credit Union
Business Money Market
0.75%
$0
MAC Federal Credit Union
IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings
0.75%
$0
MAC Federal Credit Union
Money Market Accounts
0.75%
$0
MAC Federal Credit Union
Business Money Market
0.55%
$0
MAC Federal Credit Union
Money Market Accounts
0.55%
$0
Last Updated and Verified: March 5, 2026
What is a High-Yield Savings Account? ▼
A high-yield savings account is a type of savings account that pays a significantly higher interest rate (APY) than standard savings accounts. These are often offered by online banks that have lower overhead costs than traditional brick-and-mortar banks.
Are online savings accounts safe? ▼
Yes, as long as the online bank is FDIC insured. This provides the same level of protection (up to $250,000 per depositor) as a traditional bank. Always check for the FDIC logo on the bank's website.
Can I withdraw money from a savings account anytime? ▼
Yes, but there are limits. Federal Regulation D used to limit certain withdrawals to 6 per month, though this has been suspended. However, individual banks may still enforce transaction limits or charge fees for excessive withdrawals.
Do savings rates change? ▼
Yes, savings rates are variable and can change at any time based on the Federal Reserve's benchmark interest rates and market conditions. Unlike a CD (Certificate of Deposit), your savings rate is not locked in.
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