Best Savings Rates

Savings account rates: Search and compare the best savings account rates and the best money market account rates from banks and credit unions. You can search for the highest interest savings rates and MMA rates in the state you live in or by the zip you live in. Once you have entered your search criteria a list of the top savings accounts rates and money market account rates will be displayed. Most savings account interest rates displayed are for regular savings accounts or for Individual Retirement Account (IRA) savings accounts.

Most Recent:

  Current Savings Rates Stable as Hiring Soars and Unemployment Rate Tumbles
Savings account rates remain stable this week but the prospect for higher rates is looking more likely. The Department of Labor released employment numbers for April that were much stronger than expected. For the month of April, 288,000 non-farm payroll jobs were created, which was much higher than the 200,000 jobs analysts were expecting. The unemployment rate fell to 6.3 percent from 6.7 percent, the lowest point since 2008. Read more
Institution
APY
Rate
Min. Deposit
Comments
03/24/2017
Get $50 when you download and activate NYCB Mobile 
PurePoint Financial Logo
★★★★  (4 out of 5)100
03/24/2017
 
Goldman Sachs Bank  USA Logo
★★★★★  (5 out of 5)100
03/24/2017
 
My e-BAnC

  (0 out of 5)100
1.11% MMA with My e-BAnC
1.110%
03/24/2017
1.100%
$5,000.00
 
UFB Direct

★★★★  (4 out of 5)100
1% Savings with UFB Direct
1.000%
03/24/2017
1.000%
$25,000.00
High Yield Savings Account, Apply Online Now! FDIC Insured 
FNBO Direct

★★★★  (4 out of 5)100
0.95% Savings with FNBO Direct
0.950%
03/24/2017
0.950%
$1.00
Cashback savings where you shop with MyDeals on your check card 
Mutual of Omaha Bank

★★★★  (4 out of 5)100
0.77% MMA with Mutual of Omaha Bank
0.770%
03/24/2017
0.770%
$1,000.00
Easy to open, easy to fund, easy to manage. Open an account now. 
UFB Direct

★★★★  (4 out of 5)100
0.2% MMA with UFB Direct
0.200%
03/24/2017
0.200%
$100.00
FDIC Insured Nationwide Banking 
Popular Direct

★★★★★  (5 out of 5)100
1.15% Savings with Popular Direct
1.150%
03/24/2017
1.140%
$5,000.00
We keep it simple and transparent 
EverBank

★★★  (3 out of 5)100
1.11% MMA with EverBank
1.110%
03/24/2017
0.610%
$5,000.00
Earn a top 5% yield- always! Open an Account today. FDIC insured. 
First Central Direct

★★★  (3 out of 5)100
1.1% MMA with First Central Direct
1.100%
03/24/2017
1.090%
$10,000.00
First Central Savings Bank-Open an Account at FirstCentral.direct 
Northeast Bank

★★★★  (4 out of 5)100
1.1% MMA with Northeast Bank
1.100%
03/24/2017
1.090%
$5,000.00
 
AloStar Bank of Commerce

★★★★  (4 out of 5)100
1.05% Savings with AloStar Bank of Commerce
1.050%
03/24/2017
1.040%
$50.00
 
CIT Bank

★★★★  (4 out of 5)100
1.05% Savings with CIT Bank
1.050%
03/24/2017
1.050%
$100.00
Receive Up to $200 Cash Bonus (See Disclosures). Member FDIC. 
Sallie Mae

★★★★★  (5 out of 5)100
1.05% MMA with Sallie Mae
1.050%
03/24/2017
1.040%
$0.00
Easy Access to Your Funds. FDIC-insured. 
Radius Bank

★★★  (3 out of 5)100
1% Savings with Radius Bank
1.000%
03/24/2017
1.000%
$10.00
Rate for balances $2500+ 
ableBanking, a division of Northeast Bank

★★★★  (4 out of 5)100
1% MMA with ableBanking, a division of Northeast Bank
1.000%
03/24/2017
1.000%
$250.00
$25 New Customer Gift to give to charity (501c3). FDIC insured. 
Discover Bank

★★★★★  (5 out of 5)100
0.95% Savings with Discover Bank
0.950%
03/24/2017
0.950%
$500.00
Grow your savings faster with a rate 5x the National Savings Avg* 
Colorado Federal Savings Bank

★★★★  (4 out of 5)100
0.85% Savings with Colorado Federal Savings Bank
0.850%
03/24/2017
0.850%
$2,500.00
 
EH National Bank

★★  (2 out of 5)100
0.81% MMA with EH National Bank
0.810%
03/24/2017
0.810%
$1,000.00
 
Discover Bank

★★★★★  (5 out of 5)100
0.8% MMA with Discover Bank
0.800%
03/24/2017
0.800%
$2,500.00
Easy cash access and always great rates. Open an account today! 
First Internet Bank of Indiana

★★★★  (4 out of 5)100
0.8% MMA with First Internet Bank of Indiana
0.800%
03/24/2017
0.800%
$100.00
 
VirtualBank

★★★★  (4 out of 5)100
0.8% MMA with VirtualBank
0.800%
03/24/2017
0.800%
$100.00
FDIC Insured 
EH National Bank

★★  (2 out of 5)100
0.79% Savings with EH National Bank
0.790%
03/24/2017
0.790%
$1,000.00
 
California First National Bank

★★★★  (4 out of 5)100
0.75% MMA with California First National Bank
0.750%
03/24/2017
0.750%
$5,000.00
 
Capital One 360

★★★★★  (5 out of 5)100
0.75% Savings with Capital One 360
0.750%
03/24/2017
0.750%
$0.00
 
First Internet Bank of Indiana

★★★★  (4 out of 5)100
0.6% Savings with First Internet Bank of Indiana
0.600%
03/24/2017
0.600%
$100.00
 
AloStar Bank of Commerce

★★★★  (4 out of 5)100
0.5% MMA with AloStar Bank of Commerce
0.500%
03/24/2017
0.500%
$1,000.00
 
giantbank.com

★★★★  (4 out of 5)100
0.45% MMA with giantbank.com
0.450%
03/24/2017
0.450%
$1,000.00
 
State Farm Bank

★★★★  (4 out of 5)100
0.3% MMA with State Farm Bank
0.300%
03/24/2017
0.300%
$1,000.00
 
Goldwater Bank

★★★  (3 out of 5)100
0.26% MMA with Goldwater Bank
0.260%
03/24/2017
0.260%
$1,000.00
 
American Bank

★★★★  (4 out of 5)100
0.25% MMA with American Bank
0.250%
03/24/2017
0.250%
$100.00
 
Luana Savings Bank

★★★★  (4 out of 5)100
0.25% MMA with Luana Savings Bank
0.250%
03/24/2017
0.250%
$2,500.00
 
Third Federal Savings and Loan

★★★★  (4 out of 5)100
0.15% Savings with Third Federal Savings and Loan
0.150%
03/24/2017
0.150%
$25,000.00
 
5 Star Bank

★★★★  (4 out of 5)100
0.1% MMA with 5 Star Bank
0.100%
03/24/2017
0.100%
$1,000.00
 
American Bank

★★★★  (4 out of 5)100
0.1% Savings with American Bank
0.100%
03/24/2017
0.100%
$100.00
 
Applied Bank

★★★★★  (5 out of 5)100
0.1% Savings with Applied Bank
0.100%
03/24/2017
0.100%
$100.00
 
NewDominion Bank

★★  (2 out of 5)100
0.1% MMA with NewDominion Bank
0.100%
03/24/2017
0.100%
$500.00
Achieve Rapid Growth Results w/Our Rates! Open Online-Member FDIC 
State Farm Bank

★★★★  (4 out of 5)100
0.1% Savings with State Farm Bank
0.100%
03/24/2017
0.100%
$100.00
 
Astoria Bank

★★★  (3 out of 5)100
0.05% Savings with Astoria Bank
0.050%
03/24/2017
0.050%
$500.00
 
Astoria Bank

★★★  (3 out of 5)100
0.05% MMA with Astoria Bank
0.050%
03/24/2017
0.050%
$2,500.00
 
BBVA Compass

★★★  (3 out of 5)100
0.05% MMA with BBVA Compass
0.050%
03/24/2017
0.050%
$25.00
 
Citizens Trust Bank

★★★★  (4 out of 5)100
0.05% Savings with Citizens Trust Bank
0.050%
03/24/2017
0.050%
$1,000.00
 
Citizens Trust Bank

★★★★  (4 out of 5)100
0.05% MMA with Citizens Trust Bank
0.050%
03/24/2017
0.050%
$1,000.00
 
M.Y. Safra Bank, FSB

★★★★  (4 out of 5)100
0.05% Savings with M.Y. Safra Bank, FSB
0.050%
03/24/2017
0.050%
$100.00
 
M.Y. Safra Bank, FSB

★★★★  (4 out of 5)100
0.05% MMA with M.Y. Safra Bank, FSB
0.050%
03/24/2017
0.050%
$100.00
 
USAA

★★★★★  (5 out of 5)100
0.05% Savings with USAA
0.050%
03/24/2017
0.050%
$25.00
 
USAA

★★★★★  (5 out of 5)100
0.05% MMA with USAA
0.050%
03/24/2017
0.050%
$10,000.00
 
Applied Bank

★★★★★  (5 out of 5)100
0.02% MMA with Applied Bank
0.020%
03/24/2017
0.020%
$500.00
 
iGObanking.com

★★★  (3 out of 5)100
1.1% MMA with iGObanking.com
1.100%
03/21/2017
1.090%
$25,000.00
Money Market 1.10% APY*,FDIC insured, open online or by mail. 
iGObanking.com

★★★  (3 out of 5)100
1% Savings with iGObanking.com
1.000%
03/21/2017
1.000%
$1.00
Money Market 1.10% APY*,FDIC insured, open online or by mail. 


Savings Accounts

Savings accounts are variable rate accounts, which means savings account rates can change at anytime. Unlike a certificate of deposit account which has a fixed CD rate that doesn't change. When opening a savings account be sure to choose a bank that has deposit accounts insured by either the Federal Deposit Insurance Corporation or the National Credit Union Administration. Start your search here for the best savings accounts and money market accounts.

Bank Savings Accounts

When opening a bank saving account make sure the bank has their deposit accounts insured by the Federal Deposit Insurance Corporation (FDIC). FDIC savings accounts are insured for up to $250,000 per bank, per depositor. When you search for the best savings interest rates and savings account yields on MonitorBankRates.com you can be assured all the banks listed on our savings table are FDIC insured. Find the best savings rates in your state or zip code.

Credit Union Savings Accounts

When opening a credit union savings account make sure the credit union has their deposit accounts insured by the National Credit Union Administration (NCUA). NCUA savings accounts are insured for up to $250,000 per bank, per depositor. When you search for the best savings interest rates and savings account yields on MonitorBankRates.com you can be assured all the credit unions listed on our savings table are NCUA insured. Find high interest savings accounts and the best online savings accounts.

Savings Rates By State