Best Savings Rates January 2021Savings account rates: Search and compare the best savings account rates and the best money market account rates from banks and credit unions. You can search for the highest interest savings rates and MMA rates in the state you live in or by the zip you live in. Once you have entered your search criteria a list of the top savings accounts rates and money market account rates will be displayed. Most savings account interest rates displayed are for regular savings accounts or for Individual Retirement Account (IRA) savings accounts.
Savings AccountsSavings accounts are variable rate accounts, which means savings account rates can change at anytime. Unlike a certificate of deposit account which has a fixed CD rate that doesn't change. When opening a savings account be sure to choose a bank that has deposit accounts insured by either the Federal Deposit Insurance Corporation or the National Credit Union Administration. Start your search here for the best savings accounts and money market accounts.
Bank Savings AccountsWhen opening a bank saving account make sure the bank has their deposit accounts insured by the Federal Deposit Insurance Corporation (FDIC). FDIC savings accounts are insured for up to $250,000 per bank, per depositor. When you search for the best savings interest rates and savings account yields on MonitorBankRates.com you can be assured all the banks listed on our savings table are FDIC insured. Find the best savings rates in your state or zip code.
Credit Union Savings AccountsWhen opening a credit union savings account make sure the credit union has their deposit accounts insured by the National Credit Union Administration (NCUA). NCUA savings accounts are insured for up to $250,000 per bank, per depositor. When you search for the best savings interest rates and savings account yields on MonitorBankRates.com you can be assured all the credit unions listed on our savings table are NCUA insured. Find high interest savings accounts and the best online savings accounts.
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