Best Savings Rates October 2024

Savings account rates: Search and compare the best savings account rates and the best money market account rates from banks and credit unions. You can search for the highest interest savings rates and MMA rates in the state you live in or by the zip you live in. Once you have entered your search criteria a list of the top savings accounts rates and money market account rates will be displayed. Most savings account interest rates displayed are for regular savings accounts or for Individual Retirement Account (IRA) savings accounts.

Best Savings Rates and Money Market Rates October 9, 2024

Bank
Product
APY
Min Dep
Savings
5.30%
$25,000
Savings
5.25%
$0
Savings
5.13%
$0
Savings
5.10%
$0
Savings
5.07%
$1
Savings
4.95%
$100
Savings
4.75%
$0
Savings Plus
4.75%
$50,000
Savings
4.75%
$0
Savings
4.70%
$1
Savings (Cash Reserve)
4.50%
$0
Savings
4.40%
$0
Savings
4.30%
$0
Savings
4.26%
$1
Savings
4.25%
$25
Savings
4.08%
$50
Savings Plus
4.00%
$50
Savings
4.00%
$0
Money Market Savings
3.25%
$0
Savings
2.65%
$750,000
Savings
2.43%
$500,000
Savings
2.27%
$100
Bank
Product
APY
Min Dep
Money Market
5.26%
$25,000
Money Market
5.12%
$500,000
Money Market
5.00%
$100
Money Market
4.75%
$50
Money Market
4.72%
$50,000
Money Market (Private Client)
4.70%
$25,000
Money Market
4.65%
$250,000
Money Market
4.50%
$25,000
Money Market Plus
4.50%
$1,000,000
Money Market (Non-Relationship)
4.49%
$25,000
Money Market
4.45%
$1,000,000
Money Market Advantage
4.37%
$25,000
Money Market (special)
4.35%
$25,000
Money Market
4.34%
$25,000
Money Market (special)
4.33%
$25,000
Money Market
4.30%
$25,000
Money Market
4.25%
$25,000
Money Market
4.25%
$25,000
Money Market High Yield
4.25%
$15,000
Money Market
4.25%
$500,000
Money Market
4.25%
$5,000,000
Money Market
4.25%
$5,000,000
Money market
4.25%
$500,000
Money Market
4.20%
$0
Money Market
4.18%
$1,000,000
Money Market
4.10%
$1,500,000
Money Market Max Plus
4.08%
$100,000
Money Market
4.08%
$200,000
Money Market
4.07%
$250,000
Money Market (CMA)
4.07%
$200,000
Money Market
4.07%
$1,000,000
Money Market
4.07%
$1,500
Money Market Advantage
4.07%
$25,000
Money Market
4.07%
$1,000,000
Money Market
4.07%
$500,000
Money Market
4.07%
$0
Money Market
4.06%
$150,000
Money Market
4.05%
$100,000
Money Market (special)
4.00%
$2,500
Money Market
4.00%
$250,000
Money Market
4.00%
$25,000
Money Market
4.00%
$500,000
Money Market (special)
4.00%
$50,000
Money Market
4.00%
$500,000
Money Market
4.00%
$500
Money Market
4.00%
$25,000
Money Market
4.00%
$25,000
Money Market
4.00%
$0
Money Market
3.97%
$1,500,000
Money Market
3.90%
$2,500
Money Market
3.77%
$100
Money Market (Companion)
3.75%
$2,500
Money Market
3.75%
$5,000
Money Market
3.75%
$500,000
Money Market
3.75%
$500
Money Market
3.75%
$1,000
Money Market Plus
3.70%
$500,000
Money Market Advantage
3.65%
$500,000
Money Market
3.60%
$1,000,000
Money Market
3.56%
$1,000
Money Market
3.56%
$100,000
Money Market
3.56%
$250,000
Money Market
3.55%
$5,000,000
Money Market
3.55%
$1,000,000
Money Market
3.50%
$1,000,000
Money Market
3.50%
$100,000
Money Market
3.45%
$100,000
Money Market
3.45%
$50,000
Money Market
3.45%
$90,000
Money Market
3.45%
$1,000,000
Money Market
3.45%
$250,000
Money Market
3.35%
$100,000
Money Market
3.34%
$500
Money Market
3.30%
$100,000
Money Market
3.30%
$200,000
Money Market
3.30%
$350,000
Money Market
3.30%
$100,000
Money Market
3.30%
$100,000
Money Market
3.26%
$250,000
Money Market
3.25%
$1,000,000
Money Market
3.25%
$75,000
Money Market
3.25%
$75,000
Money Market
3.25%
$1,000
Money Market (IntraFi)
3.25%
$5,000,000
Money Market
3.25%
$100,000
Money Market
3.25%
$1,000,000
Money Market Savings
3.25%
$0
Money Market
3.20%
$1,000,000
Money Market
3.19%
$0
Money Market
3.09%
$500,000
Money Market
3.04%
$250,000
Money Market
3.04%
$100,000
Money Market
3.04%
$250,000
Money Market
3.04%
$2,500
Money Market
3.04%
$250,000
Money Market
3.04%
$100,000
Money Market
3.00%
$100,000
Money Market
3.00%
$100
Money Market
3.00%
$500,000
Money Market
3.00%
$250,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Savings Accounts

Savings accounts are variable rate accounts, which means savings account rates can change at anytime. Unlike a certificate of deposit account which has a fixed CD rate that doesn't change. When opening a savings account be sure to choose a bank that has deposit accounts insured by either the Federal Deposit Insurance Corporation or the National Credit Union Administration. Start your search here for the best savings accounts and money market accounts.

Bank Savings Accounts

When opening a bank saving account make sure the bank has their deposit accounts insured by the Federal Deposit Insurance Corporation (FDIC). FDIC savings accounts are insured for up to $250,000 per bank, per depositor. When you search for the best savings interest rates and savings account yields on MonitorBankRates.com you can be assured all the banks listed on our savings table are FDIC insured. Find the best savings rates in your state or zip code.

Credit Union Savings Accounts

When opening a credit union savings account make sure the credit union has their deposit accounts insured by the National Credit Union Administration (NCUA). NCUA savings accounts are insured for up to $250,000 per bank, per depositor. When you search for the best savings interest rates and savings account yields on MonitorBankRates.com you can be assured all the credit unions listed on our savings table are NCUA insured. Find high interest savings accounts and the best online savings accounts.

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