Finding the highest savings account rate or money market account rate is a challenge these days since interest rates are so low. The current national average savings account rate and money market account rate for account balances of at least $2,500 is averaging 0.32 percent this morning.

Searching for the best market account rates and savings account rates? Search our interest rate tables at SavingsAccount.MonitorBankRates.com to find the best rates.

Account balances of at least $10,000 currently earn an average rate of 0.389 percent. Account balances of at least $25,000 earn a rate of 0.44 percent and account balances of at least $50,000 earn a rate of 0.49 percent.

You can find savings account rates and MMA rates higher than the current average rate. We searched our savings rate table and money market rate table to find the highest interest rates and yields in Cincinnati, Ohio.

Highest Savings Account Rates and Money Market Account Rates in Cincinnati, OH

• Sallie Mae Online Savings Account Rate 1.39% APY 1.40% Min $ 1
• Discover Bank Online Savings Account Rate 1.34% APY 1.35% Min $500
• Capital One InternetPlus Online Savings Account Rate 1.34% APY 1.35%  Min $2500
• American Express Bank High Yield Savings Rate 1.29% APY 1.30% Min $ 0
• Ally Bank Online Savings Account Rates 1.29% APY 1.30% Min $ 1
• EverBank Savings Rate 1.25% APY 1.26% Min $ 1
• Ohio Savings Account Rate 1.24% APY 1.25% Min $ 1 Must have 50 Plus or Titanium Checking account.
• Nationwide Bank Savings Rate 1.24% APY 1.25% Min $2000
• Salem Five Direct Savings Account Rate 1.24% APY 1.25% Min $ 1 Must have a checking account.
• Giantbank.com MMA Rate 1.15% APY 1.16%  Min $1000
• Zions Bank Rate 1.10% APY 1.11% Min $2500
• FNBO DIRECT Rate 1.09% APY 1.10% Min $ 1
• National City Bank Rate 1.09% APY 1.10% Min $ 1
• HSBC Advance Rate 1.09% APY 1.10% Min $ 1
• ING DIRECT Rate 1.09% APY 1.10% Min $ 1
• Flagstar Bank Rate 1.05% APY 1.06% Min $ 1
• Allstate Bank Rate 1.03% APY 1.03% Min $100
• OneUnited Bank Rate 1.01% APY 1.01% Min $1000 Available to Internet customers only
• First Internet Bank of IN Rate 1.00% APY 1.00% Min $100
• EmigrantDirect.com Rate 1.00% APY 1.00% Min $ 1
• Bank of Internet USA Rate 0.90% APY 0.90% Min $100
• Citibank Rate 0.80% APY 0.80% Min $ 1
• AIG Bank Rate 0.60% APY 0.60% Min $2500
• First Community Bank Rate 0.60% APY 0.60% Min $ 1