Savings accounts rates are averaging less than .50 percent right now. You can find savings account promotions that offer higher savings account rates but you might have to also sign up for a checking account.

We put together a list of the best savings account rates in Washington D.C. using our savings account rate and money market account rate tables.

You can find a list of the best savings accounts and money market accounts in your area. Best Savings Accounts & Money Market Accounts

Best Savings Account Rates/Money Market Account Rates

UFB Direct 1.55% / $1     
American Express Bank FSB 1.50% / $0 
Bank of Internet USA 1.50% / $100     
Capital One Direct Banking 1.45% / $10000 
Nationwide Bank 1.45% / $10000    
FNBO DIRECT 1.40% / $1      
Discover Bank 1.40% / $10000      
Ally Bank 1.39% / $1    
Giantbank.com 1.31% / $1000      
AIG Bank 1.26% / $10000      
EverBank 1.26% / $1      
WTDirect 1.26% / $10000      
First Internet Bank of IN 1.25% / $100      
Zions Bank 1.25% / $2500 
Salem Five Direct 1.25% / $1 Must have a checking account.
Allstate Bank 1.20% / $100     
HSBC Direct 1.20% / $ 1      
ING DIRECT 1.15% / $ 1     
EmigrantDirect.com 1.10% / $1     
E-LOAN.com 1.10% / $10000 Must make monthly deposits of at least $100 to qualify for rate. If monthly deposits not met, standard savings rates apply.
Citibank 1.01% / $ 1 Must have EZ checking account and you must have on-line bill pay and make 2 payments each month.
OneUnited Bank 1.01% / $1000
AARP Financial Savings Center 1.00% / $1     

Savings Account Rates/Money Market Account Rates Below 1.00%

Bank of America 0.60% / $10000 Must have one of the following each calendar month: auto transfer or $250 or more from a BOA checking account, auto transfer of the monthly interest payment from BOA CD or a direct deposit of $250 or more. Must have an Advantage Checking account.
PenFed 0.55% / $10000      
E*TRADE Bank 0.50% / $ 1     
Sandy Spring National Bank 0.45% / $10000 Must open a Premier Banking account. Commercial clients must open a Commercial or Small business checking account. New money required.
Chase 0.35% / $10000 Must have a Chase Premier Platinum or Chase Premier Checking account.
Ameriprise Bank FSB 0.30% / $10000     
Independence FSB 0.20% / $10000     
Chevy Chase Bank 0.20% / $2500     
Tennessee Commerce Bank 0.17% / $10000     
BankDirect 0.15% / $10000     
Wachovia Bank 0.10% / $10000

Find the highest savings account rates: Highest Savings Account Rates.