The national average savings accounts rate and money market account rate for account balances of $2,500 is only .25 percent. You can find savings account rates and money market rates that are a lot higher than the national averages.

The highest savings account rate on our rate tables is from Bank of Internet USA. The bank’s current annual percentage yield is 1.50% which is 6 times the national average rate.

You can find a list of the best savings accounts and money market accounts in your area. Best Savings Account Rates and MMA Rates.

Here is a list of the best savings account rates in Jacksonville, Florida:

Savings Account Rates – MMA Rates Above 1.00%

• Bank of Internet USA 1.50% APY Min $100   
• BancorpSouth 1.50% APY Min $ 1 Transfer at least $50 (total) into this account via ACH or Internet Banking, also combine Performance Savings and Performance Checking account statements into one statement. Balances over $30K get Non bonus Performance Savings rate 0.15% APY.
• Nationwide Bank 1.35% APY Min $10,000     
• Discover Bank 1.35% APY Min $500      
• American Express Bank 1.30% APY Min $ 0 
• Ally Bank 1.29% APY Min $ 1      
• Giantbank.com 1.26% APY Min $1000     
• EverBank 1.26% APY Min $ 1     
• FNBO DIRECT 1.25% APY Min $ 1      
• Capital One Direct Banking 1.25% APY Min $10000 Receive a 10% quarterly bonus on interest earned w/ a monthly average balance of at least $15K or use of a credit card at least once a month.
• AmTrust Bank/Ohio Savings 1.25% APY Min $ 1 Must have 50 Plus or Titanium Checking account.
• Salem Five Direct 1.25% APY Min $ 1 Must have a checking account.
• AIG Bank 1.20% APY Min $10,000     
• Zions Bank 1.16% APY Min $2,500 
• WTDirect 1.16% APY Min $10000    
• ING DIRECT 1.10% APY Min $ 1      
• Allstate Bank 1.10% APY Min $100      
• EmigrantDirect.com 1.10% APY Min $ 1     
• HSBC Direct 1.10% APY Min $ 1     
• OneUnited Bank 1.01% APY Min $1000 Available to Internet customers only.
• First Internet Bank of IN 1.00% APY Min $100      
• E-LOAN.com 1.00% APY Min $10,000 Must make monthly deposits of at least $100 to qualify for rate. If monthly deposits not met, standard savings rates apply.
• AARP Financial Savings Center 1.00% APY Min $ 1

Savings Account Rates – MMA Rates Above 1.00%

• Citibank 0.90% APY Min $ 1 Must have EZ checking account and you must have on-line bill pay and make 2 payments each month.
• Colonial Bank 0.80% APY Min $10,000     
• Bank of America 0.75% APY Min $10,000 Must have an Advantage with Tiered Interest Checking account. Must have an automatic transfer of $250 or more from your Bank of America account, an automatic transfer of the monthly interest payment from your Bank of America CD or a direct deposit of $250
• Third Federal 0.65% APY Min $5000     
• Ameriprise Bank FSB 0.65% APY Min $10,000     
• Bank of America  0.60% APY Min $10000 Must have one of the following each calendar month: auto transfer or $250 or more from a BOA checking account, auto transfer of the monthly interest payment from BOA CD or a direct deposit of $250 or more. Must have an Advantage Checking account.
• Coastline FCU 0.60% APY Min $10,000      
• PenFed 0.55% APY Min $10000      
• E*TRADE Bank 0.40% APY Min $ 1     
• SunTrust Bank 0.25% APY Min $10000 Available to accounts opened in-branch only. Must set up automatic transfers from your SunTrust Checking to your savings account to receive a one time bonus rate, up to $50, 12 months after account opening.
• Chase 0.25% APY Min $10000 Must have a Chase Premier Platinum or Chase Premier Checking account. 
• Tennessee Commerce Bank 0.23% APY Min $10,000   
• Regions Bank 0.20% APY Min $5000 
• BankDirect 0.15% APY Min $10,000    
• Wachovia Bank 0.10% APY Min $10,000