Find Money Market/Savings Account Rates in Your Area

Chessie Federal Credit Union (CFCU) of Cumberland, Maryland, is advertising some of the highest savings rates on the credit union’s Individual Retirement Accounts (IRA) and Educational Accounts. The current share dividend rates are at 2.00% with a yield of 2.02%. That rate blows the national average savings rate of 0.21% right out of the water.

Chessie Federal Credit Union is also advertising regular Share savings accounts rates, Moola-Moola Savings (children’s) account rates, Christmas and Vacation Club savings rates which are all currently at 0.75%.

You can get a higher interest rates on the credit union’s Money Market Share Draft Checking Account if you have $40,00 or more to deposit. Here is a list of the credit union’s current MM rates:

$2,500-$9,999 Rate 0.40% Yield 0.40%
$10,000-$39,999 Rate 0.60% Yield 0.60%
$40,000-$99,999 Rate 0.90% Yield 0.90%
Over $100,000 Rate 1.10% Yield 1.11%

In addition to offering competitive savings rates the credit union is also offering certificate rates that are some of the best rates around and beat most CD rates right now. As with any credit union you’ll have to join Chessie Federal Credit Union to open any accounts or apply for any loans. The credit union’s membership application can be found here: Chessie Federal Credit Union Membership Application.

National average savings account rates as reported by MonitorBankRates.com are currently at 0.21%. The FDIC National Rate Cap has average savings account rates even lower at 0.13%. You can find savings rates higher than the averages. Right now on our national rate list Discover Bank and Sallie Mae Bank are both offering savings rates at 1.09% with a savings yield of 1.10%.

You can search and compare the best savings account rates here:  Best Savings Rates. You can search for the best CD rates here: Best CD Rates.

The second highest savings rate on our list is from five different banks. American Express Bank savings rates, First Internet Bank of IN, ING Direct, Nationwide Bank and Salem Five Direct are all offering savings rates at 1.00% with a savings yield of 1.00%. Salem Five Direct requires you to also have a checking account to earn the rate and yield.

The third best savings rate on our list is from Ally Bank. The bank’s current savings rate is at 0.99% with a yield of 0.99%.

The fourth highest savings rate and savings yield is from Aurora Bank FSB. Aurora Bank’s savings rate and yield is currently at 0.94%.

Rounding out the top 5 savings account rates is AIG Bank and Flagstar Bank. Both banks are offering savings rates at 0.90% with a yield of 0.90%

McPherson Co-Op Credit Union of McPherson, Kansas, is offering some of the best savings account rates and money market account rates available from any credit union. The highest savings account rate at the credit union is on their IRA. Current IRA savings rates are at 2.75% with a savings yield of 2.78%.

Find the best savings rates and money market rates by using our rate tables here: Best Savings Rates.

Other advertised savings rates at the credit union include a regular share savings account rate of 0.75% with a savings yield of 0.75%. Both the IRA and regular rates are well above the national average savings rate of 0.227% as reported by Monitor Bank Rates.

Money Market account rates at the credit union are tiered. Account balances of $25,000 or more have the highest money market rate at 1.10% with a money market yield of 1.11%.

MMA account balances of $10,000 to $24,999 earn a rate and yield of 1.00% and account balances of $2,500 to $9,999 earn a rate and yield of 0.90%.

As with any credit union you’ll have to join McPherson Co-Op Credit Union to open an account. The membership requirements and a list of current rates can be found at: McPherson Co-Op Credit Union.

State Farm Federal Credit Union which has branch locations in many states including California, Illinois and Florida is offering competitive share dividend savings rates. Current share savings account rates are 1.00% with a share savings account yield of 1.01.%. The minimum opening deposit is $10.

The savings rate and savings yield is the same for IRA accounts. There is no minimum opening deposit for an IRA savings account. The credit union’s other savings account, E-Share, has a current rate and yield of 0.90%.

As with any credit union there are requirements that you have to met to join State Farm FCU. Membership in the State Farm Federal Credit Union is open to all U.S. State Farm employees, agents, retirees, and members of their immediate families.

If you don’t met the requirements you can search for the best savings account rates here: Best Savings Account Rates. You can also find the best CD rates by searching our CD rate tables here: Best CD Rates.

We searched our savings rate tables to find the best savings account rates in San Francisco. Discover Bank, American Express Bank and Sallie Mae Bank are allat the top of our list with the highest savings account rate at 1.14% and yield at 1.15%. Amex Bank’s High Yield Savings Accountdoesn’t have a minimum opening balance. Sallie Mae Bank’s Online High-Yield Savings Account has a minimum opening balance of $1 and Discover’s Online savings Account opening balance is $500.

Looking for the best savings account rates and online savings account rates? Use our Savings Rate Tables to find the highest savings account rates in your area. SavingsAccount.MonitorBankRates.com.

Flagstar Bank has the second best savings rate on our list in San Francisco, CA. Flagstar Bank’s current savings rate is 1.10% with a savings yield of 1.11%.

Best Savings Account Rates in San Francisco, California

Discover Bank 1.14% Yield 1.15% Min $500 
American Express Bank FSB 1.14% Yield 1.15% Min $ 0 
Sallie Mae 1.14% Yield 1.15% Min $ 1 
Flagstar Bank 1.10% Yield 1.11% Min $ 1 
Nationwide Bank 1.04% Yield 1.05% Min $10,000 
WTDirect Savings Account 1.01% Yield 1.01% Min $10,000 
Zions Bank 1.01% Yield 1.01% Min $1000 
EverBank 1.01% Yield 1.01% Min $ 1 
AIG Bank 1.00% Yield 1.00% Min $10,000 
ING DIRECT Orange Savings Account 1.00% Yield 1.00% Min $ 1 
Salem Five Direct 1.00% Yield 1.00% Min $ 1 
Ally Bank 1.00% Yield 1.00% Min $ 1 
First Internet Bank of IN 1.00% Yield 1.00% Min $100 
OneUnited Bank 0.90%% Yield 0.90% Min $1000 
Giantbank.com 0.85% Yield 0.85% Min $1000 
FNBO Direct 0.85% Yield 0.85% Min $ 1 
Bank of Internet USA 0.80% Yield 0.80% Min $100 
HSBC Advance 0.80% Yield 0.80% Min $ 1 
Luther Burbank Savings 0.80% Yield 0.80% Min $10,000 
EmigrantDirect.com 0.80% Yield 0.80% Min $ 1

Genuine Parts Credit Union, based in Norcross, Georgia, is advertising what has to be one of the highest rates on a savings account. The credit union’s current share savings account rate is 2.50% with an APY of 2.52%. You probably won’t be able to find a higher savings rate.

Unfortunately that savings rate and yield isn’t available to everyone. As with any credit union you have to join Genuine Parts Credit Union to open an account.

Membership at the credit union is limited to those who are employees of the following companies:

APAR Center       
APG Centralized Purchasing – Eastern US (Norcross)
APG HQ – All Departments 
Atlanta A&DP
EIS
GPC HQ – All Departments 
NAPA HQ
NAPA Atlanta DC
NAPA Sylvester DC
Rayloc-Atlanta
Rayloc-Hancock
Rayloc-RMDS
TW Warehouse

If you are eligible to join the maximum deposit amount that can earn the rate and yield is $75,000. For more information about the share savings account and joining the credit union go to gpcu.net.

Current Phoenix savings account rates are averaging 0.238 percent as reported by Monitor Bank Rates. There are savings rates better than the national averages. Right now on our Phoenix savings account rate list two banks are offering rewards savings rates well above the average. Tennessee Commerce Bank is offering savings interest rates at 1.49% with a savings yield of 1.50% and Salem Five Direct is offering savings rates at 1.24% with a yield of 1.25%. Both banks require you to also have a checking account with them to earn the rate and yield.

Find the best savings account rates and money market account rates at SavingsAccount.MonitorBankRates.com. You can search for national rates and local rates by using our rate tables.

The highest rate on our list in Phoenix, Arizona, for a regular savings account is from three different banks. Discover Bank, American Express Bank and Sallie Mae Bank are all offering savings rates at 1.14% with an APY of 1.15%.

The second best rate on our list in Phoenix, AZ, is from Nationwide Bank. The bank is offering their money market account rate at 1.04% with a money market account yield of 1.05%.

The third best interest rate on our list is from three different banks. WTDirect, EverBank and Zions Direct are all offering rates and yields at 1.01%

Rounding out the top 5 rates on our list is Ally Bank, AIG Bank, ING Direct and First Internet Bank of IN. All four banks are offering rates and yields at 1.00%.

Find current savings rates in your area by using our interest rate tables for your state.

Right now on our savings rates list for Houston, Texas,  Tennessee Commerce Bank has the best savings rate. Tennessee Commerce Bank’s current rate on their savings account is 1.49 percent with a savings yield of 1.50 percent. That rate is considerably higher than the national average savings rate and better than most savings rates these days. To earn this high rate you must also have a checking account with Tennessee Commerce Bank.

The highest unrestricted savings rate on our list in Houston, TX is from Discover Bank. The bank’s current online savings rate is 1.19 percent with an online savings yield of 1.20 percent. Discover Bank’s rate is also higher than the current national average rate of 0.246 percent for account balances of at least $2,500.

The third best rate on our Houston rate list is from American Express Bank. The bank’s current high yield online savings rate is 1.14 percent with an online savings yield of 1.15 percent.

Flagstar Bank and WTDirect Bank are both offering the fourth highest rate on our list. Both banks are offering savings rates at 1.10 percent with a yield of 1.11 percent.

Three banks round out the top 5 savings rate on our list. FNBO Direct, First Internet Bank of IN and Sallie Mae Bank are all offering rates at 1.09 percent with yields at 1.10 percent.

Savings Rates – Houston

Tennessee Commerce Bank 1.49% Yield 1.50% Min $250 - Must have a checking account to earn the rate and yield.
Discover Bank 1.19% Yield 1.20% Min $500
American Express Bank FSB 1.14% Yield 1.15% Min $ 0
Flagstar Bank 1.10% Yield 1.11% Min $ 1
Sallie Mae 1.09% Yield 1.10% Min $ 1
Zions Bank 1.05% Yield 1.06% Min $1000
First Internet Bank of IN 1.04% Yield 1.05% Min $100
Nationwide Bank 1.04% Yield 1.05% Min $2000
EverBank 1.01% Yield 1.01% Min $ 1
Ally Bank 1.00% Yield 1.00% Min $ 1
FNBO DIRECT  1.00% Yield 1.00% Min $ 1
ING DIRECT 1.00% Yield 1.00% Min $ 1
Salem Five Direct 1.00% Yield 1.00% Min $ 1 – Must have a checking account.

MonitorBankRates.com also offers lists of CD rates in Houston.

On our list of savings account rates in New York, New York, Sallie Mae Bank has the highest online savings rate. Salle Mae Bank’s current online rate is 1.24 percent with a bank savings yield of 1.25 percent. Sallie Mae’s savings rate is better than the current national average rate. In fact, Sallie’s rate is 5 times better than the current national average rate of 0.248 percent as reported by MonitorBankRates.com.

The second best interest rates on our list for New York, NY is from Discover Bank and Apple Bank. Both banks are offering savings rates at 1.19 percent with a savings yield of 1.20 percent.

The third highest savings rate for New York is from Discover Bank. The bank’s current interest rate is 1.19 percent with a savings interest yield of 1.20 percent.

American Express Bank now has the fourth highest rate on our list. American Express Bank’s current online savings rate is 1.14 percent with an online savings yield of 1.15 percent.

New York, New York Savings Account Rates

Sallie Mae 1.24% Yield 1.25% Min $ 1 
Discover Bank 1.19% Yield 1.20% Min $500 
Apple Bank 1.19% Yield 1.20% Min $10,000 
American Express Bank FSB 1.14% Yield 1.15% Min $ 0 
WTDirect 1.10% Yield 1.11% Min $10,000 
Flagstar Bank 1.10% Yield 1.11% Min $ 1 
FNBO DIRECT 1.09% Yield 1.10% Min $ 1 
First Internet Bank of IN Yield 1.09% 1.10% Min $100 
Salem Five Direct 1.09% Yield 1.10% Min $ 1 
Zions Bank 1.05% Yield 1.06% Min $1000 
Sterling National Bank 1.05% Yield 1.06% Min $2500