Find Money Market/Savings Account Rates in Your Area

American Express Bank, the banking arm of the credit card company American Express, is advertising a High Yield Savings Account that has one of the best savings account rates available today. American Express Bank’s current high yield savings account rate is 1.29% with an annual percentage yield of 1.30%.

American Express Bank’s high yield savings account rate beats most savings account rates from banks and credit unions. American Express Bank’s savings rate is almost 5 times the current national average savings account rate of 0.26% for account balances of at least $2,500.

For more information about American Express’ High Yield Savings Account and to open an account visit: American Express High Yield Savings.

American Express Bank’s savings account has interest compoundend daily and credited to your savings account account monthly. American Express also advertises certificates of deposit that currently have some of the best CD rates available today.  

American Express Bank’s savings accounts and certificates of deposit are insured by the FDIC for up to $250,000. The recent change to FDIC insurance limits (Dodd-Frank Wall Street Reform and Consumer Protection Act) permanently raises the current standard maximum deposit insurance amount to $250,000.

Open an American Express Bank High Yield Savings Account here: American Express High Yield Savings.

First Federal Savings & Loan of  Independence, Kansas, is offering two different types of money market fund accounts. First Federal Savings & Loan is offering their First Money Fund accounts and their Platinum Money Fund Account. The account interest rates are tiered, the higher the deposit amount the higher the interest rate the account earns.

First Federal Savings & Loan’s First Money Fund account balances of under $2,500 earn an interest rate of 0.35 percent with an annual percentage yield of 0.35 percent. First Money Fund account balances of $2,500 or more earn an interest rate of 0.65 percent with an APY of 0.65 percent.

First Federal Savings & Loan’s Money Fund account balances of $10,000 or less earn a money fund rate of 0.75 percent with an APY of 0.75 percent. Account balances of $10,000 to $30,000 earn an interest rate of 0.85 percent with an APY of 0.85 percent.

Money Fund account balances of $30,000 to $40,000 earn an interest rate of 0.95 percent with an APY of 0.95 percent. Money Fund account balances of $40,000 to $50,000 earn an interest rate of 1.04 percent with an APY of 1.05 percent.

Money Fund account balances of $50,000 or more earn an interest rate of 1.14 percent with an APY of 1.15 percent.

Money fund rates can change at anytime, for a current list of interest rates go to firstfederalsl.com.

Flagstar Direct, the online banking arm of Flagstar Bank, is advertising their Money Market Savings Accounts that has some of the highest savings account yields around these days. Flagstar Direct’s Money Market Savings Account rates are also higher than the current national average savings account rates.

Flagstar Direct’s Money Market Savings Account rates are tiered for balances under $100,000 and over $100,000. Account balances of $100,000 or more earn a better money market savings account rate and yield.

The current Money Market Savings Account Rate for account balances of $0 to $99,999 is 1.05 percent with an annual percentage yield of 1.06 percent. The current national average savings account rate for account balances of $2,500 is only 0.32 percent.

Money Market Savings Account balances of $100,000 or more earn a higher savings account rate and savings account yield. The current Money Market Savings Account rate for account balances of $100,000 or more (jumbo money market savings account) is 1.19 percent with an APY of 1.20 percent.

That jumbo rate is higher than most 12 month jumbo CD rates. If you’re interested in opening a jumbo certificate of deposit account Flagstar Direct also has a 12 month CD rate of 1.54 percent with an APY of 1.55 percent.

Flagstar Direct Money Market Savings Account Benefits

• The best money market interest rates
• As little as $1 to open
• No minimum balance
• Free checks for life
• Security with an FDIC-insured MMA
• Free Identity Theft Protection

For a list of Flagstar Direct’s current Money Market Savings Account rates and to open an account visit flagstar.com.

Marathon Bank of New York, is advertising savings account rates and money market account rates. Savings account rates include Passbook Savings Account rates, Statement Savings Account rates and Prime Savings Account rates.

Money market account rates include Personal Money Market Account rates, Personal Money Market Account Plus rates, Money Market Plus IRA rates, Business Money Market Account rates and Business Express Money Market Account Rates.

The current Passbook Savings Account rate and Statement Savings Account rate is 0.50 percent with an annual percentage yield of 0.50 percent for account balances of $0 to $4,999.99. The Passbook Savings Account rate and Statement Savings Account rate for account balances of $5,000 or more is 0.75 percent with an APY of 0.75 percent.

Prime Savings Account Tiered Savings Account Rates

• Savings Rate 0.50% APY 0.50% Savings Balance 0.00-4,999.99
• Savings Rate 0.89% APY 0.90% Savings Balance 5,000.00-24,999.99
• Savings Rate 0.89% APY 0.90% Savings Balance 25,000.00-99,999.99
• Savings Rate 0.89% APY 0.90% Savings Balance 100,000.00 & Over 

Marathon Bank Money Market Account Rates

Personal Money Market Account Rates

• MMA Rate 0.25% MMA APY 0.25% MMA Balance 0.00-2,499.99
• MMA Rate 0.99% MMA APY 1.00% MMA Balance 2,500.00 & Over

Personal Money Market Plus Account Rates

• MMA Rate 0.99% MMA APY 1.00% MMA Balance 2,500.00 & Over

Money Market Plus IRA Account Rates

• MMA Rate 0.99% MMA APY 1.00% MMA Balance 2,500.00 & Over

Business Money Market Account Rates

• MMA Rate 0.25% MMA APY 0.25% MMA Balance 0.00-2,499.99
• MMA Rate 0.50% MMA APY 0.50% MMA Balance 2,500.00 to $49,999.99
• MMA Rate 0.99% MMA APY 1.00% MMA Balance 25,000.00 & Over

Business Express Money Market Account Rates

• MMA Rate 0.25% MMA APY 0.25% MMA Balance 0.00-2,499.99
• MMA Rate 0.99% MMA APY 1.00% MMA Balance 2,500.00 & Over

Interest rates change constantly, for a list of Marathon Bank’s current savings account rates and money market account rates go to mnbny.com.

We searched our savings rate tables to find the best savings account yields and money market account yield in the state of New York. The highest savings account rate and yield is from Sallie Mae Bank. Sallie Mae Bank’s High Yield Online Savings Account Rate is 1.39 percent with an annual percentage yield (APY) of 1.40 percent. The minimum opening savings account balance is $1.

Find the best savings account yields and money market account yields by using our savings/mma yield tables at SavingsAccount.MonitorBankRates.com.

Capital One Direct Banking and Discover Bank have the second highest savings account yield on our rate table for NY. Both bank’s current online savings account rate is 1.34 percent with an APY of 1.35 percent. Discover Bank has a minimum opening online savings account balance of $500 and Capital One Direct Banking’s minimum is $2,500.

American Express Bank and Sterling National Bank are tied for third on the list of best savings account yields and money market account yields. Both bank’s current savings account rate is 1.29 percent with an APY of 1.30 percent. American Express doesn’t have a minimum opening deposit and Sterling National Bank’s minimum opening deposit is $2,500.

Best Savings Account Yields & Money Market Account Yields in NY 

• Sallie Mae 1.40% APY Min $ 1 
• Discover Bank 1.35% APY Min $500 
• Capital One Direct Banking 1.35% APY Min $2500 
• American Express Bank FSB 1.30% APY Min $ 0 
• Sterling National Bank 1.30% APY Min $2500 Account can be opened either online or in the branch. New money required. Expires on September 1, 2010.
• Ally Bank 1.29% APY Min $ 1 
• EverBank 1.26% APY Min $ 1
• Nationwide Bank 1.20% APY Min $2000 
• Giantbank.com 1.16% APY Min $1000 
• Zions Bank 1.11% APY Min $2500 
• Broadway National Bank 1.11% APY Min $1000 
• FNBO DIRECT 1.10% APY Min $ 1 
• ING DIRECT 1.10% APY Min $ 1 
• HSBC Advance 1.10% APY Min $ 1 
• Salem Five Direct 1.10% APY Min $ 1 Must have a checking account.
• Maspeth Federal S&L 1.10% APY Min $250 
• Flagstar Bank 1.06% APY Min $ 1 
• Allstate Bank 1.01% APY Min $100 
• OneUnited Bank 1.01% APY Min $1000 Available to Internet customers only.
• First Internet Bank of IN 1.00% APY Min $100 
• EmigrantDirect.com 1.00% APY Min $ 1 
• Marathon National Bank 1.00% APY Min $2500 
• Bank of Internet USA 0.90% APY Min $100 
• Intervest National Bank 0.88% APY Min $2500 
• Citibank 0.80% APY Min $ 1 
• Ridgewood Savings Bank 0.80% APY Min $ 1 
• Bay Ridge Federal Credit Union 0.75% APY Min $ 1 Must have direct deposit.
• Emigrant Savings Bank 0.75% APY Min $100 
• M&T Bank 0.75% APY Min $ 1 
• Community Fed Svngs Bank 0.75% APY Min $200 
• Cross County Federal Savings 0.75% APY Min $ 1 
• Bank of Smithtown 0.75% APY Min $ 1 Must have or open a
• Smithtown Checking account. Internet Only.
• Banco Popular 0.65% APY Min $2500 Must have a checking account.
• State Bank Long Island 0.60% APY Min $2500 
• AIG Bank 0.58% APY Min $2500 
• Ameriprise Bank FSB 0.55% APY Min $ 1 
• Flatbush Federal S&L 0.53% APY Min $500 
• Amalgamated Bank 0.50% APY Min $ 1 
• Ponce de Leon FSB 0.50% APY Min $500 
• First Central Savings Bank 0.50% APY Min $250 
• American Community Bank 0.50% APY Min $ 1 
• Eastbank 0.50% APY Min $250 
• Carver Federal Savings Bank 0.50% APY Min $ 1 

You can always find the best rates at MonitorBankRates.com.

Bank of Smithtown of Long Island, New York, is advertising two savings accounts and a money market account. The savings accounts include their eXpress Savings Account and their Premium Savings Account. The money market account is their High Yield Money Market Account. All three accounts have tiered interest rates. Bank of Smithtown’s money market account rates are currently higher than their savings account rates.

Searching for the highest money market account rates and savings account rates? Use our rate tables at SavingsAccount.MonitorBankRates.com to find the best rates in your area.

The bank’s best savings account rate is on their Premium Savings Account (balances of $2,500 or more) and on their eXpress Savings Account for (balances of $5,000 or more). The current savings account rate on both accounts is 0.75 percent with an annual percentage yield (APY) of 0.75 percent.

The bank’s best money market account rate is on their High Yield Money Market Account for balances of $100,000 or more. The current money market account rate is 1.04 percent with an APY of 1.05 percent.

Bank of Smithtown Savings Account Rates & Yields

eXpress Savings Account Rates & Yields

• Savings Rate 0.75% APY 0.75% Balances of $0 to $4,999
• Savings Rate 0.75% APY 0.75% Balances of $5,000 or more

Premium Savings Account Rates

• Savings Rate 0.35% APY 0.35% Balances of $500 to $2,499
• Savings Rate 0.75% APY 0.75% Balances of $2,500 or more

Bank of Smithtown High Yield Money Market Account Rates & Yields

High Yield Money Market Account Rates

• MMA Rates 0.90% APY 0.90% Balances of $10,000-24,999
• MMA Rates 0.95% APY 0.95% Balances of $25,000-49,999
• MMA Rates 1.00% APY 1.00% Balances of $75,000-99,999
• MMA Rates 1.00% APY 1.00% Balances of $50,000-74,999
• MMA Rates 1.04%APY  1.05% Balances of $100,000+

Current savings account rates and money market account rates from Bank of Smithtown can be found at bankofsmithtownonline.com. Find Savings account rates and money market account rates at MonitorBankRates.com.

Middlesex Savings Bank of Natick, Massachusetts, is advertising a savings account rate and several different types of money market account rates. The savings account has a minimum opening balance of $1 and a minimum balance of $10 to earn interest. The current savings account rate is 0.25 percent with an annual percentage yield (APY) of 0.25 percent.

Searching for savings account rates and money market account rates? Use our rate tables at SavingsAccount.MonitorBankRates.com to find the best savings account rates and MMA rates.

Middlesex Savings Bank’s money market accounts include their Money Fund, Business Money Fund and their Freedom Gold Money Fund. Money market account rates are tiered for all three types of Money Fund accounts.

Money Money Fund Money Market Account Rates

• Balances of $10 to $4,999 MMA Rate 0.25% APY 0.25%
• Balances of $5,000 to $24,999 MMA Rate 0.25% APY 0.25%
• Balances of $25,000 to $49,999 MMA Rate 0.45% APY 0.45%
• Balances of $50,000+ MMA Rate 0.45% APY 0.45%

Business  Money Fund Money Market Account Rates

• Balances of $10 to $4,999 Business MMA Rate 0.25% APY 0.25%
• Balances of $5,000 to $24,999 Business MMA Rate 0.35% APY 0.35%
• Balances of $25,000 to $49,999 Business MMA Rate 0.50% APY 0.50%
• Balances of $50,000+ Business MMA Rate 0.50% APY 0.50%

Money Money Fund Money Market Account Rates

• Balances of $10 to $4,999 MMA Rate 0.30% APY 0.30%
• Balances of $5,000 to $24,999 MMA Rate 0.50% APY 0.50%
• Balances of $25,000 to $49,999 MMA Rate 0.50% APY 0.50%
• Balances of $50,000+ MMA Rate 0.50% APY 0.50%

For a current list of Middlesex Savings Bank’s interest rates visit middlesexbank.com. To compare savings account rates and money market account rates from several banks and credit unions go to MonitorBankRates.com.

CenterState Bank of Winter Haven, Florida, is advertising several different savings account rates and money market account rates. CenterState Bank’s savings account rates include personal savings account rates, business savings account rates, personal passbook savings rates and business passbook savings account rates.

Find the best money market account yields and savings account yields by using MonitorBankRates‘ interest rate tables at SavingsAccount.MonitorBankRates.com

The bank’s highest savings account rate is on the passbook savings accounts. The current personal savings account rate and business savings account rate is 0.50 percent with an annual percentage yield of 0.50 percent. That savings rate beats the current national average savings rate of 0.29 percent for account balances of at least $2,500. The minimum opening deposit at for both types of passbook savings accounts at CenterState Bank is $500.

The bank’s money market account rates are tiered depending on the account balance. The minimum opening money market account balance is $2,000.

CenterState Bank Money Market Account Rates

• MMA Balances of $2,000 to $9,999 – MMA Rate 0.10% APY 0.10%
• MMA Balances of $10,000 to $24,999 – MMA Rate 0.15% APY 0.15%
• MMA Balances of $25,000 to $49,999 – MMA Rate 0.25% APY 0.25%
• MMA Balances of $50,000 to $99,999 – MMA Rate 0.40% APY 0.40%
• MMA Balances of $100,000+  MMA Rate 0.50% APY 0.50%

Kearny Federal Savingsheadquartered in Fairfield, New Jersey, is advertising several different savings account rates and money market account rates. The type of savings accounts include a regular Statement Savings Account, a Kid’s Club Savings Account and a Holiday Club Savings Account. Money market accounts MMA) include a regular money market account and tiered money market accounts.

Searching for the highest savings account rates and money market account rates? Use our rate tables at SavingsAccount.MonitorBankRates.com to find the best interest rates in your area.

Kearny Federal Savings’ best money market account rate is on their MMA with balances of $50,000 or more. The current MMA rate is 1.03 percent with an APY of 1.05 percent.  

MMA account balances of $25,000 to $49,999 earn a MMA rate of 0.88 percent with an APY of 0.90.

MMA account balances between $10,000 and $24,999 earn an interest rate of 0.74 percent with an APY of 0.75 percent.

MMA account balances between $2,500 and $9,999 earn an interest rate of 0.74 percent with an APY of 0.75 percent.

Kearny Federal Savings Current Savings Account Rates

• Regular Statement Savings Account Rate 0.98% APY 1.00%
• Kid’s Club Savings Account Rate 0.98% APY 1.00%
• Holiday Club Savings Account Rate 0.98% APY 1.00%

For more information about Kearny Federal Savings, a list of the bank’s current savings rates and money market rates visit kearnyfederalsavings.com.

First County Bank of Stamford, Connecticut, is advertising two savings accounts and a money market account with tiered interest rates. The savings accounts include a Statement Savings Account and a Jumbo Savings Account. The Jumbo Savings Account also has tiered interest rates. The minimum opening deposit for the Statement Savings Account is $1.00. The Jumbo Savings Account has a minimum opening balance of $25,000. Jumbo Savings Account rates are higher for account balances of $100,000 or more.

Searching for the best savings account rates and money market account rates? Use our rate tables at SavingsAccount.MonitorBankRates.com to find the highest savings rates and money market rates.

First County Bank’s current statement savings account rate is 0.25 percent with an annual percentage yield (APY) of 0.25 percent. Their rate is lower than the current national average savings account rate of 0.32 percent for savings account balances of at least $2,500.

The current jumbo savings account rate for account account balances of $25,000 to $99,999 is 0.70 percent with an APY of 0.70 percent. Savings account balances of $100,000 or more currently earn a rate of 0.90 percent with an APY of 0.90 percent. The national average savings account rate for account balances of $50,000 or more is currently at 0.491 percent.

The bank’s Giant Steps Money Market Account rate for account balances of $1 to $2,499 is currently at 0.10 percent with an APY of 0.10 percent. Money market account balances of $2,500 to $24,000 earn an MMA rate of 0.35 percent with an APY of 0.35 percent. Account balances of $25,000 or more earn an interest rate of 0.75 percent with an APY of 0.75 percent.

For a list of First County Bank’s current savings account rates and money market account rates go to firstcountybank.com.